Personal Lines Articles
Latest Articles
Property Insurance
Crime Insurance—The Other Property Policy
2009-03-01 | William K Austin
William Austin examines how ISO crime policies provide theft coverage to replace that excluded in commercial property policies.
Time Element
Challenges in Assessing a Business Interruption Claim
2009-02-01 | Paul Haynes
Paul Haynes provides operational definitions of business interruption and examples of problems due to external conditions and coverage confusion.
Claims Practices
Insurance Fraud
2009-01-01 | Barry Zalma
Barry Zalma explains that insurance fraud can only be defeated by a thorough investigation by claimspersons, investigators, and insurance coverage counsel.
Personal Lines Claims
Avoiding Bad Faith Allegations in Excess Loss Situations
2009-01-01 | Elise Farnham
Elise Farnham discusses steps claim professionals can take to avoid bad faith situations and minimize damage if they encounter them.
Property Insurance
Concerns and Resolutions for Property Risk Management in 2009
2009-01-01 | William K Austin
William Austin says risk managers need to take stock of risks and exposures in their organizations.
Claims Practices
The Examination under Oath
2008-10-01 | Barry Zalma
Barry Zalma explains why this is an important tool to help insureds prove their loss or to allow an insurer to examine the proofs of loss to avoid potential fraud.
Personal Lines Claims
Personal Lines Property Loss Adjusting—Achieving Excellence
2008-10-01 | Elise Farnham
The steps involved to achieve claims closure involve knowing the policy, the contract, textbook answers, and alternatives. Elise Farnham explains.
Property Insurance
Hurricanes, Tropical Depressions, and Floods—Oh My!
2008-10-01 | William K Austin
William Austin examines coverage needs and expectations that must be addressed pre-loss—not after the loss event through litigation.
Personal Risk Management
Risk Management for Weddings
2008-08-16 | Jack Hungelmann
Weddings bring with them special risks not always covered by auto, home, or even umbrella policies. Jack Hunglemann explains.
Property Insurance
Key Considerations When Buying Builders Risk Coverage
2008-08-01 | Jay M Levin
Jay Levin explains why precise coverage terms and conditions should be reflected in the construction documents and reviewed in detail by all.
Personal Lines Claims
Avoiding Bad Faith Allegations in Excess Loss Situations
2009-01-01 | Elise Farnham
Property Insurance
Concerns and Resolutions for Property Risk Management in 2009
2009-01-01 | William K Austin
Personal Lines Claims
Personal Lines Property Loss Adjusting—Achieving Excellence
2008-10-01 | Elise Farnham
Property Insurance
Hurricanes, Tropical Depressions, and Floods—Oh My!
2008-10-01 | William K Austin
