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Claims Practices

Lying on an Application about Primary Residence Is Grounds for Rescission

Barry Zalma | October 18, 2024

Barry Zalma relates a recent case showing that an insured's intentional misrepresentation can result in no homeowners insurance coverage.

Subcontractor Performance Risk

Closing the Loop—Collaboration in Sustainable Construction

Cheri Hanes | October 18, 2024

Cheri Hanes highlights the challenges, strategies, and benefits associated with working with a diverse range of stakeholders to foster a culture of innovation.

Workers Compensation Issues

Workers Compensation Residual Market

Christine Fuge | October 17, 2024

Learn the types of residual market mechanisms available in the various states, including information about coverages, contacts, and factors to consider.

Catastrophe Risk Management

FAQs for Surviving Hurricanes Helene and Milton

Robin Olson | October 11, 2024

IRMI offers assistance in the form of informative tips for dealing with insurance claims related to Hurricanes Helene and Milton.

Cyber and Privacy Risk and Insurance

Technological Difficulties: The CrowdStrike Update and Cyber Risk

Mark Lanterman | October 11, 2024

Mark Lanterman discusses the repercussions of the faulty software update and offers tips on how companies can avoid becoming victims.

Construction Safety

Costs of Being Road Warriors

TJ Lyons | October 11, 2024

As a construction safety professional for many years, TJ Lyons offers his insights and tips for being away from home due to work.

Employee Well-Being

Maintaining the Holistic Health of Employees

Sally Spencer-Thomas | October 4, 2024

Sally Spencer-Thomas examines ways to improve worker safety by systematizing stress management not just for the body but for the whole person.

Risk Management

Planning: An Overlooked Risk Management Technique

William Austin | October 4, 2024

Risk management planning is a must to do. William Austin describes using macro- and microplanning steps to develop a program and provide additional value to the organization.

Terrorism Risk Management and Insurance

Attack on America: The Insurance Coverage Issues

Robin Olson | September 30, 2024

In part 1 of this article, IRMI research analysts conclude that most property and casualty war risk exclusions do not apply to claims arising from the September 11 terrorist attacks on America. In part 2, they explore how other policy provisions are likely to be applied to these claims.

Terrorism Risk Management and Insurance

Attack on America: The Insurance Coverage Issues—Part 2

Robin Olson | September 30, 2024

In part 1 of this article, IRMI research analysts conclude that most property and casualty war risk exclusions do not apply to claims arising from the September 11 terrorist attacks on America. In part 2 they explore how other policy provisions are likely to be applied to these claims.

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