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Cyber and Privacy Risk and Insurance

Coverage for the CrowdStrike Incident under Cyber Insurance?

Jes Alexander | September 24, 2024

Learn the implications on cyber-insurance coverage of a major Internet outage caused by CrowdStrike's software update, highlighting the challenges businesses may face in claiming insurance for nonmalicious system outages and the importance of reviewing and negotiating the terms of cyber-insurance policies.

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Underwriting and Rating

Connect with Insurance Clients Early and Often

September 20, 2024

The professionals at Victor Insurance provide practical tips on ways to help ensure insurance customers get the best insurance coverage and service possible.

Leadership at All Levels

DEI and Gender Inequity in Insurance and Construction

Tricia Kagerer | September 13, 2024

Tricia Kagerer discusses the rebranding of diversity, equity, and inclusion (DEI) into a focus on belonging to create equitable workplaces for the future.

Additional Insured Issues

Modern Additional Insured Endorsements DO NOT Require Vicarious Liability

Gregory Podolak | September 13, 2024

A New Jersey federal court declares a national consensus on the "caused, in whole or in part, by" language. Gregory Podolak relates the case and its takeaways.

Design and Professional Liability

Design Professional Review of Submittals under the AIA Documents

Kenneth A Slavens | September 13, 2024

The design professional's review of shop drawings is a limited but crucial step in achieving a complete and safe project. Ken Slavens explains why.

Property Insurance

Inflation and Its Impact on the Property Insurance Market

Kurt Huie | August 30, 2024

The market continues to show signs of normalization, with premium increases expected to return to pre-COVID-19 levels. Kurt Huie provides an update.

Catastrophe Risk Management

Public-Private Partnerships and Wildfire Recovery

John Putnam | August 30, 2024

Collaborating on the insurance and noninsurance issues involved in the aftermath of a wildfire can help neighborhoods survive and endure. John Putnam explains.

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Wrap-Up Programs

Insurance Requirement Exceptions

Tim Walsh | August 30, 2024

Tim Walsh explores who has the risk of waiving or altering the insurance requirements in owner-controlled insurance programs.

Construction Liability Insurance

Are All EIFS Contractors Created Equal?

Ann Hickman | August 16, 2024

Exterior insulation and finish systems (EIFS) remain a contentious issue, and there is an ongoing debate in the industry whether EIFS liability exposures can be underwritten or should simply remain excluded. IRMI Vice President Ann Hickman provides some insights into how an underwriter or an insurance representative may evaluate the risks faced by a contractor from EIFS.

Construction Liability Insurance

Construction Defect Trend Produces Coverage-Restricting Endorsements

Ann Hickman | August 16, 2024

Insurers are making significant changes to their policies in response to rising construction defect claims. IRMI Vice President Ann Hickman takes a look at these changes, including those affecting known loss, exterior insulation and finish systems, mold, earth movement, residential construction, additional insureds, and others.

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