Expert Commentary

Latest Articles

Valuation of Insurance Organizations

2025 Insurance Year in Review and 2026 Developments

Todd Fries | June 5, 2026

The insurance industry incurred strong financial but underwhelming market performance in 2025. The year 2026 reveals insurers operating in a fundamentally different environment. Todd Fries looks at the numbers, trends, and events.

Catastrophe Risk Management

The Role of Second Responders and Incident Command Systems in Disaster Recovery

John E Putnam | June 5, 2026

John Putnam looks at the increasing importance of second responders in extreme weather events and the need to develop an incident command system before disaster strikes.

Construction

Construction Jobsite IoT Revisited: Risk Managers and Underwriters Take Another Look

Rose Hall | June 5, 2026

Construction sector risk managers, brokers, and underwriters must look beyond basic return on investment to properly evaluate risk technology. Rose Hall looks at how the Internet of Things (IoT) has become an indispensable instrument for managing operational risk.

Personal Risk Management

10 Steps to a Well-Designed HO 6 Policy

Jack Hungelmann, Robin Olson | June 5, 2026

In an update to Jack Hungelmann's 2012 article, Robin Olson reviews the problems and solutions of HO 6 insurance policies.

Personal Risk Management

Managing the Townhouse/Condominium Unit Owner Risk

Jack Hungelmann, Robin Olson | June 5, 2026

Jack Hungelmann and Robin Olson relay the problems that condo owners face when trying to obtain seamless property and liability insurance.

Construction Law

Fighting Phony Insurance Claims

Robert J Miletsky | May 18, 2026

Insurers may pay suspect claims because it's cheaper than litigating them, but this encourages the filing of even more dubious claims. Robert Miletsky looks at the reality of this situation and suggests a change in tactics.

Risk Financing Info

A Practical Framework for Uncovering Hidden Risks

Bob Whelan | May 18, 2026

Bob Whelan provides a method for finding your firm's unknown risks and offers ways to constructively and effectively deal with them.

Agricultural Insurance

Combustible Dust: The Ignored Hazard and Hidden Cost in Agribusiness

Ryan Lay | May 15, 2026

Ryan Lay discusses the implementation of the National Fire Protection Association's new Standard for Combustible Dusts and Particulate Solids (NFPA 660), the Combustible Dust National Emphasis Program, and improving safety.