Expert Commentary

Latest Articles

Design and Professional Liability

Design Liability: Professional Liability Insurance

2023-10-12

American Global discusses the impact that the design-build projects' risk allocations and claims history have had on the professional liability insurance market.

Claims Practices

Insurer Has No Duty To Accept Absurd Settlement Offer

2023-10-12 | Barry Zalma

Barry Zalma relates a recent case where the insurer was under no legal duty to its insured to accept more than five times the policy limit.

Builders Risk Insurance

Builders Risk Litigation Newsflash: LEG-3 Court Decision

2023-10-10 | Steven A Coombs

Steven Coombs relates a recent builders risk case and provides takeaways for insurers, brokers, and insureds.

Cyber and Privacy Risk and Insurance

Data Retention Policies as Proactive Breach Mitigation

2023-10-06 | Mark Lanterman

Old file cabinets are no longer adequate. Mark Lanterman looks at questions that employers should ask to determine how best to manage digital data storage.

Reinsurance

AI and Reinsurance

2023-10-06 | Larry Schiffer

Big data and predictive analytics have been used by the insurance and reinsurance markets for years. Larry Schiffer examines this latest trend.

Construction Liability Insurance

Contractor's Professional Liability—The Products Liability Exclusion

2023-09-29 | Tim Prosser

In this first of several articles, Tim Prosser provides insights into an often-overlooked construction claims area.

Wrap-Up Programs

Equitable Risk Sharing by Wrap-Up Insurance Program Participants

2023-09-29 | Tim Walsh

Tim Walsh discusses the two perspectives for equitably sharing risk for wrap-up deductibles.

Insurance Agent E and O

Agents: Reach Out to Your "E&O Tag Team"

2023-09-29 | Brent Winans

When agents report potential error and omission (E&O) claims to their insurers promptly, those insurers can often provide vital assistance, protecting agents from suit, turning around a claim denial, and maintaining agents' credibility with their clients.