Expert Commentary
Latest Articles
Additional Insured Issues
How to Prove the Duty to Defend
Julian Ehrlich | August 21, 2026
Julian Ehrlich reviews the standards of proof required to establish the duty to defend under additional insured coverage and contractual indemnity.
Risk Management
Ordinance and Law Coverage: Why Documentation, Not Policy Language, Decides Most Disputes
Joshua Belanger | August 21, 2026
Joshua Belanger explains that claims do not center on whether coverage exists but instead on how the claim was documented once the local building department became involved.
Risk Management Technology
The Hidden Cost of a Cheap Renewal for Builders Risk: An Underwriter's View
Michael Reich | August 21, 2026
Premiums rise and fall with the insurance market, but risk does not. Michael Reich examines how lower premiums create the illusion that risk has become less expensive to bear.
Agricultural Insurance
Modern Electrical Safety for Aging Agricultural Facilities
Ryan Lay | August 21, 2026
The National Fire Protection Agency regularly updates its standards. Ryan Lay says staying up to date on best practices and implementing upgrades where feasible is key.
Risk Management
Why MAIC Matters: Improving Insurance Coverage Through Collaboration
August 14, 2026
The Mid-America Insurance Conference (MAIC) remains one of the industry's most valuable working laboratories for coverage improvement. Learn more about the conference.
Cyber and Privacy Risk and Insurance
New York Responsible AI Safety and Education Act: Reporting, Exceptions, and Enforcement
Melissa Krasnow | August 14, 2026
Melissa Krasnow relates the critical safety incident reporting, exceptions, and New York attorney general enforcement of the New York Responsible Artificial Intelligence (AI) Safety and Education Act.
Cyber and Privacy Risk and Insurance
New York Responsible AI Safety and Education Act: Scope, Definitions, Transparency, and Disclosure
Melissa Krasnow | August 14, 2026
Melissa Krasnow discusses the New York Responsible Artificial Intelligence (AI) Safety and Education Act, which takes effect on January 1, 2027.
Leadership at All Levels
Why We Fear the Space Between the Old Normal and the New One
Rose Hall | August 14, 2026
Rose Hall looks at fear of change as a temporary condition that can be navigated with clarity, patience, and self-management.
Risk Management
Why Most Corrective Action Plans Fail
Michelle Perry | August 14, 2026
Federally regulated industries have laid out some guidelines or semblance of Corrective Action Plan frameworks, but Michelle Perry believes they often fall short and shows how and why to handle them.
Tech
Why Agentic AI Will Redefine Insurance Operations
Paul Moxon | August 7, 2026
Insurance is entering a new era as the industry is moving beyond experimentation and toward operational artificial intelligence (AI) ecosystems capable of making intelligent decisions in real time across highly complex environments. Paul Moxon explains.
Risk Management
Ordinance and Law Coverage: Why Documentation, Not Policy Language, Decides Most Disputes
Joshua Belanger | August 21, 2026
Risk Management Technology
The Hidden Cost of a Cheap Renewal for Builders Risk: An Underwriter's View
Michael Reich | August 21, 2026
Agricultural Insurance
Modern Electrical Safety for Aging Agricultural Facilities
Ryan Lay | August 21, 2026
Risk Management
Why MAIC Matters: Improving Insurance Coverage Through Collaboration
August 14, 2026
Cyber and Privacy Risk and Insurance
New York Responsible AI Safety and Education Act: Reporting, Exceptions, and Enforcement
Melissa Krasnow | August 14, 2026
Cyber and Privacy Risk and Insurance
New York Responsible AI Safety and Education Act: Scope, Definitions, Transparency, and Disclosure
Melissa Krasnow | August 14, 2026
Leadership at All Levels
Why We Fear the Space Between the Old Normal and the New One
Rose Hall | August 14, 2026
