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Industry Focus


Your Trusted Advisor For Construction Risks

Construction is one of the largest industries in the United States, employing over 7 million people and generating more than $1.9 trillion in annual construction revenues. In addition to those actively working in construction, many risk management and insurance professionals will participate in a construction project at some point in their careers.

With risk embedded in virtually every aspect of a construction project, from preconstruction planning and contracting through delivery of the project and beyond, management of this risk is paramount. For over 40 years, IRMI has been the most trusted advisor for managing and mitigating construction risks.

View Sessions from the 43rd IRMI Construction Risk Conference!

2023 IRMI CRC Attendees your complementary on-demand sessions are now available!  We've selected 10 of the top sessions, including the inspiring keynote address from astronaut Mike Mullane that had attendees on their feet cheering. Log in to access your on-demand sessions.

Didn't make it to Orlando last year? You don't have to miss out. For $799, you can purchase access to IRMI CRC on-demand content. You'll take away practical tips and forward-looking strategies from sessions covering key topics such as wrap ups, common construction insurance and contract coverage gaps, and modular building risk and opportunities. View the list of on-demand sessions.

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Featured Expert Commentary

Design and Professional Liability

Architect's Good Faith Avoids Tortious Interference Claim

June 07, 2024 | Kenneth A Slavens

Design and Professional Liability

No Expertise, No Testimony on Architect's Standard of Care

May 17, 2024 | Kenneth A Slavens

Builders Risk Insurance

Soft Costs and Rental Value Coverages Denied for Additional Named Insured

April 26, 2024 | Steven A Coombs

Subcontractor Performance Risk

Building a Construction Sustainability Team

April 26, 2024 | Cheri Hanes

New! Updated Insurance for Defective Construction Reference

Losses from defective construction have been an ongoing problem, particularly due to the increasing prevalence and cost of claims. The newly updated and expanded sixth edition of this respected guide, authored by nationally recognized construction defect expert, Pat Wielinski, will help you protect yourself or your clients from the legal consequences and financial hardship of defective construction claims and ensure that the right construction risk management decisions are being made.

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Webinar - Insuring Defective Construction Claims Over the Last 50 Years: The Song Remains the Same?

The application of liability insurance to construction defect claims has long been one of the most complex and disputed coverage issues in the United States. Liability policies are designed with an attempt to cover fortuitous losses related to defective work while excluding the insured’s so-called business risks. The problem is that there is much gray area between the two which has led to literally thousands of coverage disputes between insurers and their insureds. In this webinar, Patrick J. Wielinski, author of Insurance for Defective Construction, will trace the past trends that have gotten the industry to the present day, and how those trends have contributed to current attempts at addressing defective construction coverage.

Your Speaker: Patrick J. Wielinski, Principal at Cokinos | Young


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Featured White Paper

Effective Contractual Risk Transfer in Construction

This free report provides a concise overview of strategies for improving the contractual risk transfer process from the point of view of both the risk transferor and the risk transferee. Both legal and insurance issues are addressed. Subscribe to IRMI Construction Risk Manager and get access today.

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More Popular White Papers

Coverage For Cyber Attacks in a Time of War

A deep dive into war, terrorism, and cyber exclusions to address the extent of cyber-attack coverage provided by commercial property and cyber insurance policies.

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16 Strategies for Navigating a Hard Insurance Market

Use this checklist to mitigate the effects of a hard market such as possible setbacks in coverage terms, limits, deductibles, and pricing.

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Guide to Consultative Sales for Insurance

Outlines a 5-part consultative selling strategy that will help you position yourself as a trusted adviser and risk management partner

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Build Your Construction Insurance Expertise

IRMI provides you with access to conferences, certification programs, and publications that will help you establish your specialized expertise. 

Earn YourCRIS Certification 

The Construction Risk and Insurance Specialist (CRIS®) certification focuses on the insurance and risk management needs of construction projects and contractors.

Attend the IRMI Construction Risk Conference

Join leading project owners, general contractors, subcontractors, developers, insurers, insurance agents and brokers, and coverage attorneys who are focused on the unique nuances of construction insurance and risk management.

Get the Free IRMIConstruction RiskeNewsletter

Subscribe to the IRMI Construction Risk Manager eNewsletter and get monthly risk management and insurance tips and news items pertaining to legal, insurance, and construction industry issues

Subscription Resources

These subscription resources, continually updated by IRMI Research Analysts, will provide you with the tools you need to effectively identify construction exposures and properly insure them.


Construction Risk Management

This reference provides you with a better understanding of construction risks and strategies for mitigating, transferring and insuring those risks. Learn how risks are commonly allocated in a construction project and how to identify and close gaps between a contractor's insurance coverages and the risks it assumes.

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The Builders Risk Book

Builders risk insurance is the backbone of every construction project's insurance program because it provides a means for critical funding to quickly repair damages following a loss and get the project back on track. The Builders Risk Book delivers with an understanding of the laws governing builders risk insurance, knowledge of the risk exposures and contract requirements that must be satisfied, and specific advice for structuring the best coverage terms.

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The Additional Insured Book

The effective use of additional insured status as a risk transfer strategy is a complex, but also valuable strategy in connection with a project or business relationship. The Additional Insured Book provides key insight and practical guidance into a number of cutting-edge areas, including problems with standard endorsement forms, suggestions for modifying coverage to correspond with contractual risk transfers, and critiques the good and potentially troublesome areas of a number of manuscript additional insured endorsements in use.

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Additional Construction Risk Products

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Insurance for Defective Construction

Updated August 2023 | Commercial General Liability (CGL) insurance claims involving defective workmanship are complicated and expensive. Protect yourself or your clients from the legal consequences and financial hardship of defective construction claims with Insurance for Defective Construction.

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Design-Build Risk and Insurance

Design-build construction is an increasingly popular construction approach, but it does increase risks and present new risk management challenges. Use this reference to recognize potentially devastating design-build risks—then develop a plan to ensure you have them covered.

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The Wrap-Up Guide

Implementing a wrap-up or controlled insurance program (CIP) for construction projects is now a common approach for improving project safety, reducing the cost of risk, and ensuring all contractors are covered under a broad liability insurance program.This go-to resource will walk you through everything you need to know about designing, implementing, and administering a CIP.

Subscribe to the free IRMI Construction Risk Manager e-Newsletter

Stay on top of emerging strategies for managing construction risks.

Find a Construction Insurance Specialist

Looking for an insurance professional that specializes in the construction industry? Our IRMI Certification Directory is a powerful online tool you can use to find someone with specialized risk management expertise by certification, location, or name.

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Additional Free Reports

Set up your free IRMI account to access the following reports and additional content.

Contractor's Guide to CIPs

Controlled insurance programs (CIPs) are commonplace in the construction industry as CIPs can provide a way to ensure adequate coverage and control costs, the claims process, and safety. Get advice on 38 issues contractors should consider when accepting coverage through a wrap-up or CIP.

Sound Advice for Contract Drafters: Fix Your Out-of-Date Insurance Requirements!

Learn ways to fix contracts with outdated insurance clauses that use ambiguous and misleading insurance terminology.

50 Insurance Cases Every Attorney or Risk Professional Should Know

Review the most interesting, influential, and vital property-casualty insurance coverage cases, along with insightful analysis on the implications of those decisions.

101 Common Commercial Lines Coverage Gaps to Avoid

Avoid these common coverage gaps and the embarrassment—and potential errors and omissions (E&O) claims—that they may cause.

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Construction Thought Leader Videos

Risk managers, agents, brokers, attorneys, underwriters, and consultants discuss important construction risk topics like wrap-ups, additional insured endorsements, surety bonds, construction defects, and more.

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