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Risk Management

Make Smarter Risk Management Decisions

Every organization and all industries face risk. While no individual or organization can predict specific risks, risk managers and insurance professionals need to know how to identify and analyze loss exposures and take steps to minimize the financial impact of the risks they impose. A risk management program is a combination of risk avoidance, risk control, and risk financing techniques. IRMI has the resources to help risk managers and insurance professionals succeed.

Featured Expert Commentary

Catastrophe Risk Management

Collaborating To Prevent, Prepare for, and Recover from Wildfires

May 17, 2024 | John Putnam

Catastrophe Risk Management

FAQs for Surviving Wildfire Losses—Texas 2024

March 05, 2024 | Robin K Olson

Catastrophe Risk Management

Homeowners Law and Ordinance Coverage Challenges

February 09, 2024 | Aaron E Lunt

Catastrophe Risk Management

FAQs for Surviving Hurricane and Flood Losses

September 01, 2023 | Robin K Olson


10 Building Blocks to Risk and Insurance Leader Success

Based on the IRMI Risk Report by the same name, this session presents ten critical elements to charting a successful career in risk management and those elements especially helpful to leadership development at the highest levels. 


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Featured Subscription Content

Practical Risk Management

Designed to help risk management and financial executives start and maintain a risk management program, Practical Risk Management discusses the entire process from exposure identification through implementation and monitoring of the program.

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Contractual Risk Transfer

A one-of-a-kind resource to help you draft rock solid risk transfer and insurance clauses for construction contracts, leases, purchase orders, rental agreements, oil and gas drilling and production contracts, and many other contractual agreements. Includes updated model clauses, discussions and summaries of relevant state statutes, and advice on relevant topics and strategies to keep you informed and covered.

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The Risk Report

Provides analysis and interpretation of the latest innovations in insurance coverage and risk management practices, coverage and risk management strategies, and updates on emerging loss exposures.

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Subscribe to IRMI Update

Stay in the know about the latest trends, discover practical risk management tips, and get insight on important case law with this free e-newsletter.

Additional IRMI Resources

Comprehensive solutions to help you answer questions quickly and correctly

101 Ways To Cut Business Insurance Costs

A how-to guide to help insurance buyers, and their agents and brokers, do a better and quicker job of auditing their insurance programs to reduce costs without giving up necessary protection

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Pollution Coverage Issues

Save untold hours researching to determine the status of coverage for long tail environmental claims under the 1973 and post-1986 editions of the ISO CGL. With more than 800 court cases, this powerful reference gives you a bird's-eye view of how all 50 states are ruling on issues such as coverage triggers, the known loss doctrine, and allocation.

Exposure Survey Questionnaire

An easy-to-use questionnaire to identify and analyze various loss exposures of individuals and families, with the primary focus on property and casualty exposures

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Insurance Checklists

An easy-to-use checklist to assist insurance buyers, risk managers, agents, consultants, and brokers in developing insurance programs to respond to the unique loss exposures of any client

Cancellation Guide

A tool to help insurance and risk management professionals keep up with state laws that pertain to cancellation or nonrenewal of an insurance policy

Set Up Your Free IRMI Account

Your free IRMI account provides access to additional content, including the following reports. Set up your account today.

101 Common Commercial Lines Coverage Gaps

Avoid losing a client or facing an errors and omissions (E&O) claim by identifying these common coverage gaps.

Risk Management: Why and How

An easy-to-understand introduction to risk management and the risk management process for organizations large and small.

Directory of RMI Programs

To facilitate companies with an interest in recruiting risk management and insurance majors, IRMI has compiled this directory of undergraduate risk management and insurance (RMI) programs.

Solving the Insurance Industry Talent Crisis

Explores the value in hiring RMI majors, how to select a quality program from which to recruit, and how you can get involved in supporting RMI education to help both your company and your industry.