LAST UPDATED: February 25, 2021.
This Privacy Policy describes the categories of information that
International Risk Management Institute, Inc., and its subsidiaries and
affiliates (collectively, "IRMI," "we," "us," or
"our") collect from visitors to and users of the www.IRMI.com and www.Captive.com websites (each, a "Site"). This
Privacy Policy also explains how IRMI can use, disclose, or share and protects
such information, as well as your choices regarding it. The information we
collect and the purposes for which we use or disclose or share it will depend
to some extent on how you use a Site and how you interact with us. Throughout
this Privacy Policy, "information" includes personal information
about you.
PLEASE READ THIS PRIVACY POLICY AND THE TERMS OF USE (THE
"TERMS") CAREFULLY. IF YOU DO NOT AGREE WITH THE PROVISIONS OF THIS
PRIVACY POLICY OR THE TERMS, DO NOT USE OR VISIT A SITE. BY USING OR VISITING A
SITE, YOU AGREE TO THE PROVISIONS OF THIS PRIVACY POLICY AND THE
TERMS.
This Privacy Policy is organized as follows.
We collect the following categories of information in the manner described
below. We also can collect information about you through other individuals or
our service providers, third parties, and/or other parties in the manner
described below.
- We collect information from or about you
when you visit or use a Site.
Examples of ways in which you can visit or use a Site are
- to create, use, or
make changes (for example, corrections, updates, or deletions) to your
registered account with us (for example, to provide email address and
password and any other information you provide, such as content);
- to provide contact information (for
example, your name, email address, telephone number, postal address, job
title, and employer's name) for transactions with us and/or a service
provider, third party, and/or other party through a Site; information
provided to us and/or a service provider, third party, and/or other party
in connection with products and services (for example, for registration
for, admission to, and/or attendance at courses, conferences, or
webinars, including photographs (including your image and/or likeness
and/or your voice)); payment card information; demographic information
(for example, gender or zip code); and
- information when you contact or
otherwise interact with us or a service provider and/or other party (for
example, your search queries on a Site, asking questions or requesting
information and materials, providing comments or suggestions,
participating in surveys and evaluations, using interactive tools or
features, signing up for email newsletters, and reporting an issue with a
Site). If you elect to provide such user-generated content, then such
user-generated content may be publicly available for others to view.
- We can receive information about you through
other individuals or our service providers, third parties, and/or other
parties (for example, social networking services), which information can be
used as described in this Privacy Policy.
- We can automatically collect other
information from or about you, including
- operating system,
- browser type,
- internet protocol (IP) address,
- platform type,
- software and hardware attributes,
- domain name of your internet service
provider,
- your geographic location,
- information regarding your access to and
use of a Site, and
- anonymized information.
In addition, we can automatically collect information about content
viewed or downloaded, landing pages, browsing activity, dates and times of
access, pages viewed, forms you complete or partially complete, search
terms, whether you open an email and your interaction with email content,
error logs, and other similar information.
We, along with our service providers, third parties, and/or other parties,
can automatically collect such information via cookies, web beacons, tags,
application analytics software, and other technologies. Please see
"Cookies and
Other Technologies; Do Not Track" below.
- We also can draw inferences about you based
on information we collect from or about you. For example, based on your
browsing or purchasing activities, we may infer your purchasing preferences
and/or your interest in receiving certain communications from us.
- We can collect information about you from
- social networking
services;
- publicly accessible sources;
- our subsidiaries and/or affiliates;
- other individuals; and
- our service providers, third parties,
and/or other parties.
- We can combine any of the information we
collect from or about you and use it and disclose or share it in the manner
described in this Privacy Policy.
2.
Cookies and Other Technologies; Do Not Track
We, along with our service providers, third parties, and/or other parties,
use cookies, web beacons, tags, local shared objects,
application analytics software, and other technologies. These
technologies are used for tracking, advertising, analytics, and personalization
and optimization of a Site.
- Cookies. Cookies are small text files that
are stored on your computer.
- Persistent cookies
remain on the visitor's or user's computer after the browser has
been closed.
- Session cookies exist only during a
visitor's or user's online session and disappear from the
visitor's or user's computer when they close the browser
software.
You can instruct your browser to stop accepting cookies. But if you do
not accept cookies, you may not be able to use all portions or all
functionality of a Site. Please see https://www.allaboutcookies.org/ for additional information
about cookies.
- Web beacons. Web beacons or tags (small
images embedded into websites or emails that send information about your
computer when you visit a Site or open an email we send to you) can be used
by either us or a service provider, third party, and/or other party.
- Service providers, third parties, and/or
other parties may collect personally identifiable information about an
individual user's online activities over time and across different
internet services when a user uses a Site.
- Below are links to resources regarding
online tracking and targeting.
- For Acuity
Scheduling/Squarespace, please see
https://www.squarespace.com/privacy, https://www.squarespace.com/terms-of-service, and
https://support.squarespace.com/hc/en-us/articles/360001264507#toc-disable-analytics-and-performance.
- For AdButler, please see https://adbutler.com/agreements.spark, including https://adbutler.com/agreements.spark?agreement=privacy
and https://www.adbutler.com/cookie-opt-out.spark.
- For AddThis, please see https://www.oracle.com/legal/privacy/addthis-privacy-policy.html,
https://www.addthis.com/privacy/terms-of-service/, and
https://datacloudoptout.oracle.com/.
- For Facebook, please see https://www.facebook.com/about/basics/advertising,
https://www.facebook.com/about/privacy, https://www.facebook.com/legal/terms, https://facebook.com/policies/cookies, https://www.facebook.com/help/568137493302217, and
https://www.facebook.com/legal/terms/state-specific.
- For Funnelback, please see https://www.squiz.net/our-privacy-notice.
- For Google Analytics, Google Optimize,
and Google Tag Manager, please see
https://policies.google.com/privacy, https://policies.google.com/terms, https://policies.google.com/technologies/partner-sites,
https://www.google.com/analytics/terms/, https://marketingplatform.google.com/about/analytics/tag-manager/use-policy/,
and https://tools.google.com/dlpage/gaoptout.
- For LinkedIn, please see https://www.linkedin.com/legal/privacy-policy, https://www.linkedin.com/legal/user-agreement, and
https://www.linkedin.com/psettings/guest-controls/retargeting-opt-out.
- For Mailchimp, please see
https://mailchimp.com/legal/privacy/, https://mailchimp.com/legal/terms/, https://mailchimp.com/legal/cookies/, and https://mailchimp.com/dsar-requests/.
- For Podbean, please see https://www.podbean.com/privacy and https://www.podbean.com/podbean-terms.
- For Twitter, please see https://twitter.com/en/privacy, https://twitter.com/en/tos, and https://help.twitter.com/en/personalization-data-settings.
- For WisePops, please see https://support.wisepops.com and https://wisepops.com/terms-of-service.
- For Wistia, please see https://wistia.com/privacy and https://wistia.com/terms.
- For YouTube, please see
https://policies.google.com/privacy and https://www.youtube.com/t/terms.
Some advertising provided from IRMI may be contextual (for example,
using AdButler or WisePops). Contextual ads are ads shown to you based on
the context of a website that you are visiting. You should also know that
we may still collect information from your computer and use it for other
purposes like evaluating how a Site works for research or detecting and
preventing fraud or misuse of our products and services.
- Ad networks. We use service providers, third
parties, and/or other parties, such as network advertisers, to serve
advertisements on other websites or other media (for example, a social
networking service). This enables us and these service providers, third
parties, and/or other parties to target advertisements to you for products
offered by us and products and services offered by service providers, third
parties, and/or other parties in which you might be interested. Ad network
providers, advertisers, sponsors, and/or traffic measurement services may use
cookies, JavaScript, web beacons, and other tracking technologies to measure
the effectiveness of their ads and to personalize advertising content to you.
These cookies and other technologies are governed by each service
provider's, third party's, and/or other party's specific privacy
policy, not this Privacy Policy.
Users in the United States may opt out of many ad networks. For example,
you may go to the Digital Advertising Alliance ("DAA") Consumer
Choice Page at http://optout.aboutads.info for information about
opting out of interest-based advertising and choices regarding having
information used by DAA companies at http://digitaladvertisingalliance.org/participating.
You may also go to the Network Advertising Initiative ("NAI")
Consumer Opt-Out Page at http://optout.networkadvertising.org
for information about opting out of interest-based advertising and choices
regarding having information used by service providers, third parties,
and/or other parties that are NAI members at https://www.networkadvertising.org/participating-networks.
Opting out from one or more companies listed on the DAA Consumer Choice
Page at http://optout.aboutads.info or the NAI Consumer Opt-Out Page
at http://optout.networkadvertising.org will remove you
from those companies' delivery of interest-based content or ads to you,
but it does not mean you will no longer receive any advertising through a
Site or on other websites. Even if you opt out from one or more companies
listed on the DAA Consumer Choice Page or the NAI Consumer Opt-Out Page,
you may continue to receive advertisements, for example, based on the
particular website that you are viewing (i.e., contextually based ads).
Also, if your browsers are configured to reject cookies when you opt out on
the DAA or NAI websites, your opt-out may not be effective. Additional
information is available on the DAA's website at https://youradchoices.com/ or the NAI's website at
https://www.networkadvertising.org.
- Do not track. At this time, we do not
respond to "Do Not Track" signals sent from web browsers or other
mechanisms that provide users the ability to exercise choice regarding the
collection of personally identifiable information about a user's online
activities over time and across service provider, third party, and/or other
party internet services.
We can use the information that we collect from and about you to conduct our
business and for any of the purposes described in the Privacy Policy, subject
to applicable law. Examples are as follows.
- To provide you with products and services.
To provide or facilitate providing you with products and services (for
example, subscriptions and in connection with courses, conferences, or
webinars, including as described in "With Whom Do We
Disclose or Share Your Information? below), such as to fulfill your
transactions and process your payments and process, maintain, and service
your registered account or accounts.
- To administer and troubleshoot a site.
- To communicate with you. To communicate with
you to provide information, notifications, promotions, and recommendations,
including, without limitation, based on information you provide, from us or
our subsidiaries and/or affiliates.
- To respond to you. To respond to you, such
as when you place an order or make a transaction, contact us, make a request
or inquiry, complete a survey or evaluation, or share a comment or
suggestion.
- For personalization of your experiences with
us. For personalization of your experiences with us, including to remember
your interests and preferences, customize the products and services we share
with you, facilitate your interactions with us, track and categorize your
activity and interests on a Site, and enrich your experience on a Site.
- For marketing and advertising. For marketing
and advertising, such as to send you marketing and advertising
communications, and to customize the marketing and advertising that we show
you. We can also run advertising on other websites and applications via our
advertising display partners.
- For analytics. For analytics, including to
understand how you use a Site, determine how you access a Site, and improve a
Site, by us or a service provider, third party, and/or other party, subject
to applicable law.
- For our business purposes. For our business
purposes, such as to operate and improve upon our business and lawful
business activities; to maintain our accounts and records, research, product,
service, and content improvement and development; to determine your
satisfaction with our products and services; to detect and prevent fraud or
misuse of our products and services; and for any other business purpose that
is permitted by applicable law.
- Surveys and evaluations; research. To create
and/or administer surveys and evaluations and conduct research.
- For legal and safety purposes. For legal and
safety purposes, including to defend or protect us, you, or others, from harm
or in legal proceedings; protect our rights; protect our security and the
security of others and property; respond to court orders, lawsuits,
subpoenas, and government requests; address legal and regulatory compliance;
enforce the Terms; and notify you of safety issues.
- Anonymized information. For collecting,
compiling, and/or creating anonymized information, which we or a service
provider, third party, and/or other party can do, subject to applicable law,
and which we or a service provider, third party, and/or other party can use
for any purpose, subject to applicable law.
- With your consent. We can use your
information other than as described in this Privacy Policy if we notify you
and you consent to such use.
- At your request. We can use your information
at your request, subject to applicable law.
- For any other purpose with notice by us. We
can use your information for any other purpose for which we provide you with
notice, subject to applicable law.
- Cookies and other technologies; do not
track. Please see "Cookies and Other
Technologies; Do Not Track" above.
Information can be disclosed to or shared with service providers, third
parties, and/or other parties in accordance with this Privacy Policy, subject
to applicable law. Please note that a user can choose not to disclose or share
certain information. Please see "What Information Do We Collect and How Do We
Collect It?," "Cookies and Other Technologies;
Do Not Track," and "How We Use the Information We
Collect" above and "Children's
Privacy," "Storage," "Retention," "Choices Regarding Your
Information," and "Your
California Privacy Rights" below.
- Service providers, third parties, and/or
other parties. We can use service providers, third parties, and/or other
parties to perform certain services on our behalf, including, without
limitation, payment processing, monitoring compliance by users with and
enforcement of and applying the Terms, auditing interactions and transactions
with you, detecting and preventing fraud, addressing security issues, fixing
errors, helping us with advertising or marketing, maintaining accounts and
providing customer success, helping with our internal research, verifying
product and service quality, and performing any of the other actions or
activities allowed under this Privacy Policy. We can disclose or share
information about you that they need to perform their functions and in
accordance with our agreements with them.
- Sponsors and exhibitors. If you choose to
register for a course, conference, or webinar, your information, namely your
name, postal address, email address, job title, and employer's name, may
be disclosed to or shared with certain sponsors and exhibitors in connection
with such course, conference, or webinar.
- Regulators and accreditation authorities or
agencies. If you choose to use attendance at a course, conference, or webinar
for continuing education credit for a license, certification, or similar
program, we can disclose or share your information with service providers,
third parties, and/or other parties, including regulators and accreditation
authorities or agencies.
- Social networking service. If you choose to
use a social networking service, information from or about you may be
disclosed to, shared with, or collected by the social networking service.
Please see "Choices Regarding Your
Information—Social Networking Service" below.
- Subsidiaries and affiliates. We can also
disclose or share your information with any subsidiary or affiliate of ours
for purposes consistent with this Privacy Policy. Any subsidiary or affiliate
of ours will be required to maintain that information in accordance with this
Privacy Policy.
- Direct marketing. We can disclose or share
personal information with third parties for such third parties' direct
marketing purposes. Please see "Your California Privacy Rights"
below.
- Business changes. If we become involved in
or engage in the preparatory steps leading to a merger, acquisition, sale of
assets, divestiture, joint venture, securities offering, financing,
bankruptcy, reorganization, liquidation, dissolution, or other transaction or
if the ownership of all or substantially all of our business otherwise
changes, we can disclose, share, or transfer your information to another
party or other parties, and it can be used subsequently by such party or
parties.
- For analytics. For analytics, including to
understand how you use a Site, determine how you access a Site, and improve a
Site, by us or a service provider, third party, and/or other party, subject
to applicable law.
- Legal and safety. Other parties such as law
enforcement, government entities, courts, or service providers, third
parties, or other parties as required or allowed by applicable law and/or to
enforce or apply the Terms, such as for the legal and safety purposes
described in "How We
Use the Information We Collect" above, or otherwise to help prevent
harm or fraud to us, you, or others.
- Anonymized information. We can disclose or
share anonymized information relating to visitors to and users of a Site with
any service provider, third party, and/or other party for any purpose,
subject to applicable law.
- With your consent. We can disclose or share
your information other than as described in this Privacy Policy if we notify
you and you consent to this disclosure or sharing.
- At your request. We can disclose or share
your information with any other individual or service provider, third party,
and/or other party at your request, subject to applicable law.
- For any other purpose with notice by us. We
can disclose or share your information for any other purpose for which we
provide you with notice, subject to applicable law.
- Cookies and other technologies; do not
track. Please see "Cookies and Other
Technologies; Do Not Track" above.
5. Links to Other
Websites
This Privacy Policy applies only to a Site. The Site may have links to other
websites to which this Privacy Policy does not apply. The links from the Site
do not imply that we endorse or have reviewed these websites. The policies and
procedures we describe here do not apply to these websites. We neither can
control nor are responsible for the privacy practices or content of these
websites. We suggest reviewing the privacy policies of these websites.
6. Children's Privacy
We do not knowingly collect personal information from individuals under age
eighteen (18). If you are under the age of eighteen (18), please do not access,
use, or submit any personal information through a Site. If you have reason to
believe that we may have accidentally received personal information from an
individual under age eighteen (18), please Contact Us immediately.
We take physical, technological, and administrative measures to protect the
information that you provide through a Site from accidental or unlawful
destruction, loss, or alteration and from unauthorized access, use, or
disclosure. Please be aware, however, that no security measures can guarantee
absolute security. No internet or electronic transmission or method of
electronic storage is ever fully secure or error free. Internet or electronic
communications, including those sent through a Site, may not be secure. You
should use caution whenever submitting information through a Site and take
special care in deciding which information with which you provide us.
To further protect yourself, you should safeguard your password and not
share it with anyone. You should also sign off your registered account and
close your browser window when you have finished your visit to a Site.
8. Storage
Your personal information is stored on servers in various locations,
including the United States. Your personal information may be disclosed in
response to inquiries or requests from government authorities in the countries
in which we operate. United States federal and state governments, courts or law
enforcement, or regulatory agencies may be able to obtain disclosure of your
information through laws applicable in the United States. By using a Site, you
understand that your information can be transferred to countries outside of
your country of residence, including the United States, which may have data
protection rules that are different from those of your country.
9. Retention
IRMI will retain your personal information for as long as reasonably
necessary for the purposes outlined in this Privacy Policy, while we have a
legitimate business need to do so in connection with your registered account,
or as required by law (for example, for legal, tax, accounting, or other
purposes), whichever is the longer.
If you have elected to receive email communications from
us, we retain information about your email preferences until
you opt out of receiving these email communications and in
accordance with our policies.
To determine the appropriate retention period for your personal information,
we will consider the amount, nature, and sensitivity of the personal
information, the potential risk of harm from unauthorized use or disclosure of
your personal information, the purposes for which we use your personal
information and whether we can achieve those purposes through other means, and
the applicable legal requirements. In certain circumstances, we can anonymize
your personal information, subject to applicable law.
You have choices regarding your information on a Site.
- Changing your information. You can make
changes to your information, including accessing your information, correcting
or updating your information, or deleting your information by signing in to
your registered account or via Contact
Us or via postal mail as described in "How To Contact Us" below, subject to applicable
legal restrictions. We may take reasonable steps to verify your identity
before providing access to, correction of, update of, or deletion of your
personal information.
- Email communications. You can make changes
regarding receiving newsletters or promotional communications by email from
us by clicking the "unsubscribe" link in the body of such email.
You may also Contact Us at any
time to opt out of receiving newsletters or promotional communications by
email from us.
- Postal mail. We can send you promotional
communications via postal mail. If you wish to opt out of promotional
communications sent via postal mail, please Contact Us or contact us via postal mail
as described in "How To Contact
Us" below.
- Withdrawing consent. You can withdraw your
consent to our use, disclosure, or sharing of your information at any time
via Contact Us or via postal mail
as described in "How To Contact
Us" below.
- Sponsors and exhibitors. You may opt out to
the disclosure or sharing of your name, postal address, email address, job
title, and employer's name with sponsors and exhibitors in connection
with registration for a course, conference, or webinar via Contact Us and, for natural persons who
are California residents, you may also opt out to such disclosure or sharing
as outlined on the following page: [Do Not Sell My Personal
Information]. (Please see "Your California Privacy Rights"
below for additional information.)
- Cookies and other technologies; do not
track. Please see "Cookies and Other
Technologies; Do Not Track" above.
- Social
networking service. You should make sure you are comfortable with what
information from or about you may be disclosed to, shared with, or collected
by a social networking service. For what information is disclosed, shared, or
collected and how it is used, please carefully review the social networking
service's privacy policy and terms and conditions and modify your privacy
settings directly on that service.
- Please see "Retention" above.
- Please see "Your California Privacy Rights"
below.
If you have any questions or comments about this Privacy Policy, please
contact us via Contact Us or at the
following postal address or telephone numbers (including toll-free).
International Risk Management Institute, Inc.
ATTN: Customer Success Department
12222 Merit Dr., Ste. 1600
Dallas, TX 75251
Telephone: (972) 960–7693
Toll-Free Telephone: (800) 827–4242
12. Your
California Privacy Rights
Please see Your California Privacy Rights Notice for natural persons who are
California residents [Link to Your
California Privacy Rights Notice].
13. Changes to
this Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time and
from time to time. When we post changes to this Privacy Policy, we will revise
the "LAST UPDATED" date at the top of this Privacy Policy, and any
changes will be effective upon posting of the revised version of this Privacy
Policy. Please review this Privacy Policy periodically and especially before
you provide any information.