Expand Your Knowledge with Trusted Risk Management and Insurance Research
Get instant access to answers you can trust from more than 75,000 pages of searchable online content. Our easy-to-use tools make your everyday processes faster.
Commercial liability insurance encompasses a variety of coverage types that insure liability to third parties for specific types of injury for which the insured is legally responsible.
Specialty Lines Insurance
Specialty lines insurance encompasses a variety of coverage types that insure the unique risks and exposures associated with professional services, management activities, and electronic or online activities.
Personal Lines and Small Business
IRMI analyzes personal risk management practices and personal lines insurance policies to explain coverage nuances, identify potential coverage gaps or limitations, and offer suggestions where appropriate for modifications. The Businessowners Policy (BOP) and micro-businessowners policies (micro-BOP) commonly used to insure small busienss are also examined in detail, including hundreds of endorsements.
A risk management program is a combination of risk avoidance, risk control, and risk financing techniques. IRMI has the resources to help risk managers and insurance professionals succeed.
Workers compensation laws exist in most states to ensure that injured employees receive proper medical care and a portion of lost wages. Most employers are required to carry workers compensation insurance, but states have different criteria as to acceptable financing options.