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Claims, Case Law, Legal
Claims, case law, and legal showcases how insurance claims are handled and what occurs when the parties disagree on the outcome and litigation results.
Commercial auto insurance addresses the unique risks and exposures associated with the use of motor vehicles in commercial operations.
Commercial liability insurance encompasses a variety of coverage types that insure liability to third parties for specific types of injury for which the insured is legally responsible.
Commercial property insurance encompasses a variety of coverage types that insure the unique risks and exposures associated with different types of property.
The COVID-19 pandemic is an unprecedented Black Swan event that is testing the resilience of countries, economies, businesses, and societies.
Specialty Lines Insurance
Specialty lines insurance encompasses a variety of coverage types that insure the unique risks and exposures associated with professional services, management activities, and electronic or online activities.
Personal risk management is the process of applying risk management principles to the needs of individual consumers. Personal lines insurance encompasses a variety of multiline coverage types designed for individual consumers and families.
Risk Financing and Captives
Risk financing refers to the financial methods and instruments an organization chooses to finance its recovery from accidental property and liability losses.
A risk management program is a combination of risk avoidance, risk control, and risk financing techniques. IRMI has the resources to help risk managers and insurance professionals succeed.
Workers compensation laws exist in most states to ensure that injured employees receive proper medical care and a portion of lost wages. Most employers are required to carry workers compensation insurance, but states have different criteria as to acceptable financing options.