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Glossary


To accept is to agree to insure.

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The A201 construction contract, developed and published by the American Institute of Architects (AIA), is a widely used standard contract document that outlines the general conditions of the contract for construction between the owner and the general contractor, including hold harmless provisions and insurance requirements.

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Abandonment is a clause in property insurance policies prohibiting the insured from abandoning damaged property to the insurer for repair or disposal.

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Abatement is the act or process of diminishing the presence of a pollutant (e.g., asbestos or lead) in either degree or intensity.

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The ABC test is utilized in several jurisdictions (e.g., California, Massachusetts, New Jersey) to distinguish employees from independent contractors.

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"Absolute" exclusions are found within certain insurance policy forms and preclude coverage for claims that are remotely related to the actual nature of the exclusion.

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The standard pollution exclusion in post-1986 Insurance Services Office, Inc. (ISO), commercial general liability (CGL) policies is called the absolute pollution exclusion.

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An absorbed dose is the amount of a chemical that enters the body of an exposed organism.

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To accept is to agree to insure.

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The access to records clause, also referred to generically as an "inspection" or "audit" clause, is one of the most significant contract rights that a reinsurer has under a reinsurance agreement.

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