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Category Focus

Commercial Property

Hone Your Commercial Property Insurance Expertise

Commercial property insurance encompasses a variety of coverage types that insure the unique risks and exposures associated with different types of property. Understanding the scope of coverage in each type of policy and knowing where modifications are needed is crucial to ensuring all risks are adequately addressed.

IRMI analyzes these policies to explain coverage nuances, identify potential coverage gaps or limitations, and offer suggestions where appropriate for modifications.


Featured Expert Commentary

Property Insurance

Inflation and Its Impact on the Property Insurance Market

August 30, 2024 | Kurt Huie

Commercial Property

Need To Know: Major Changes to the ISO Commercial Crime Program

August 02, 2024 | Linda G Robinson

Commercial Property

Depreciation of Labor in Calculating ACV: Yes or No?

July 26, 2024 | Catherine L Trischan

Commercial Property

Matching Problem in Property Insurance Claims

April 19, 2024 | Catherine L Trischan

Start Your Free IRMI Membership

Your path to professional growth starts with your free IRMI Membership. Join today and access webinars, articles, white papers, newsletters, and more... all designed to enhance your insurance expertise.

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Featured Subscription Resource

Commercial Property Insurance

Access line-by-line interpretations of the most commonly used ISO commercial property, crime, inland marine, and equipment breakdown forms, plus practical advice for using countrywide endorsements and nonstandard forms. Your subscription also includes includes analysis and recommendations for treating nonstandard coverage lines, such as builders risk, inland marine, and commercial output.

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Additional IRMI Resources

Comprehensive solutions to help you answer questions quickly and correctly

Property Hyperpolicies

Special versions of policy forms designed to facilitate coverage interpretation of the most essential ISO commercial property forms.

Cancellation Guide

A tool to help insurance and risk management professionals keep up with state laws that pertain to cancellation or nonrenewal of an insurance policy.

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Insurance Checklists

An easy-to-use checklist to assist insurance buyers, risk managers, agents, consultants, and brokers in developing insurance programs to respond to the unique loss exposures of any client.

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The Builders Risk Book

Delivers an understanding of the laws governing builders risk insurance, knowledge of the risk exposures and contract requirements that must be satisfied, and specific advice for structuring the best coverage terms.

Claims Operations: A Practical Guide

Provides a comprehensive overview of how the claims process is handled, controlled, and managed and its interrelationship with other functional departments.

How To Draft and Interpret Insurance Policies

Guides you step by step through the process of interpreting or crafting policy language, from applying a basic coverage analysis to understanding advanced coverage issues.