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Property Insurance

Location Can Impact Insurable Property Values

2025-02-28 | Kurt Huie

It is vital for insurance providers and property owners to understand the impact location has on loss prevention and replacement costs.

Commercial Property

Protective Safeguards Endorsements Need a Warning Label

2025-01-31 | Catherine L Trischan

These endorsements are not to be overlooked or taken lightly. Catherine Trischan discusses how they work, the importance of compliance, related case law, and risk management tips for agents and insureds.

Commercial Property

Tenants' Improvements and Betterments—Important Considerations

2024-10-25 | Catherine L Trischan

Catherine Trischan discusses how to properly protect tenants by understanding what has been done to the rented space, what the lease says, and what insurance tools are available.

Property Insurance

Inflation and Its Impact on the Property Insurance Market

2024-08-30 | Kurt Huie

The market continues to show signs of normalization, with premium increases expected to return to pre-COVID-19 levels. Kurt Huie provides an update.

Commercial Property

Need To Know: Major Changes to the ISO Commercial Crime Program

2024-08-02 | Linda G Robinson

IRMI briefly reviews the 2022 editions of the forms and endorsements that changed. Subscribers to Commercial Property Insurance can read more detailed discussions at the links provided.

Commercial Property

Depreciation of Labor in Calculating ACV: Yes or No?

2024-07-26 | Catherine L Trischan

The answer may depend on the policy language, state law, and case law. Catherine Trischan examines the controversy.

Commercial Property

Matching Problem in Property Insurance Claims

2024-04-19 | Catherine L Trischan

Whether coverage applies depends on the policy language, state statutes and regulations, and common law. Catherine Trischan explains.

Commercial Property

End of Silent Cyber in Property Insurance

2024-01-19 | Catherine L Trischan

The exposure for property damage due to a cyber event grows daily. Catherine Trischan looks at the exposures and possible solutions.

Property Insurance

Insurable Interests and Interests Insured in Property Insurance

2023-12-12 | William K Austin

William Austin uses a matrix approach to exposure identification for commercial property insurance.

Property Insurance

Responding to the Current Underinsurance Problem

2022-07-15 | Linda G Robinson

Have you overlooked the effect of recent economic problems on your insurable values and property insurance limits? IRMI offers guidance.

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