Commercial Property Articles
Latest Articles
Commercial Property
Depreciation of Labor in Calculating ACV: Yes or No?
2024-07-26 | Catherine L Trischan
The answer may depend on the policy language, state law, and case law. Catherine Trischan examines the controversy.
Commercial Property
Matching Problem in Property Insurance Claims
2024-04-19 | Catherine L Trischan
Whether coverage applies depends on the policy language, state statutes and regulations, and common law. Catherine Trischan explains.
Commercial Property
End of Silent Cyber in Property Insurance
2024-01-19 | Catherine L Trischan
The exposure for property damage due to a cyber event grows daily. Catherine Trischan looks at the exposures and possible solutions.
Property Insurance
Insurable Interests and Interests Insured in Property Insurance
2023-12-12 | William K Austin
William Austin uses a matrix approach to exposure identification for commercial property insurance.
Property Insurance
Responding to the Current Underinsurance Problem
2022-07-15 | Linda G Robinson
Have you overlooked the effect of recent economic problems on your insurable values and property insurance limits? IRMI offers guidance.
Time Element
Quantum of Loss: Understanding Bias in Business Interruption Claims
2021-08-18 | Daniel Torpey
All parties in the claims process may be subject to potential bias. Daniel Torpey examines how to deal with that bias to effectively settle the claim.
Property Insurance
Commercial Property Policies Generally Cover Loss Due to Riots
2020-07-03 | Linda G Robinson
First pandemic, now riots! Is your business covered under its commercial property policy? How is the loss calculated? IRMI provides insight.
Property Insurance
COVID-19—When Civil Authorities Take over, Are You Covered?
2020-03-27 | Douglas Berry
When civil authorities take over, does your insurance apply? Doug Berry looks at this crucial question.
Time Element, Commercial Property Topics
Coronavirus (COVID-19) Business Income Losses—Are They Covered?
2020-03-20 | Linda G Robinson
Are business income losses related to COVID-19 covered by a commercial property policy? The direct physical loss or damage requirement and virus exclusion argue against coverage.
Time Element
Contingent Business Interruption: Getting All the Facts
2019-04-19 | Daniel Torpey
Today's risk managers look to contingent business interruption insurance to soften the financial impact of events outside their control. Daniel Torpey explains what it is and what it does.
Commercial Property
Depreciation of Labor in Calculating ACV: Yes or No?
2024-07-26 | Catherine L Trischan
Property Insurance
Insurable Interests and Interests Insured in Property Insurance
2023-12-12 | William K Austin
Time Element
Quantum of Loss: Understanding Bias in Business Interruption Claims
2021-08-18 | Daniel Torpey
Property Insurance
Commercial Property Policies Generally Cover Loss Due to Riots
2020-07-03 | Linda G Robinson
Property Insurance
COVID-19—When Civil Authorities Take over, Are You Covered?
2020-03-27 | Douglas Berry
Time Element, Commercial Property Topics
Coronavirus (COVID-19) Business Income Losses—Are They Covered?
2020-03-20 | Linda G Robinson
