Commercial Property Articles
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Property Insurance, Time Element
Property Insurance: Coinsurance
2018-11-16 | William K Austin
Coinsurance provisions, prevalent in many policy forms, are often misunderstood. William Austin clears up the misconceptions.
Time Element
The Essential Equation: A Formula for Determining Business Interruption Loss
2018-09-28 | Daniel Torpey
Daniel Torpey explains that the most fundamental elements in resolving claims are a correct application of the BI formula and the integrity of the calculations behind it. Examples are provided.
Property Insurance
Know What Property You're Insuring
2017-03-03 | Jay M Levin
Be careful when deciding what to insure, and not to insure, as mistakes can cost you real money.
Property Insurance
Other Insurance Clauses: Too Much Insurance Can Hurt You
2016-09-02 | Jay M Levin
Relates a recent other insurance case where the policyholder got caught up in a dispute between insurers to its own detriment.
Property Insurance
Named Insureds on Property Policies
2016-05-13 | Jay M Levin
Failing to name an insured is not always fatal if there is a clear intent to insure a risk.
Property Insurance
Appraisal and Suit Limitations
2015-10-23 | Jay M Levin
Jay Levin relates a recent ruling where a request for reference for arbitration did not toll the relevant statute of limitations.
Property Insurance
"Decay" Includes Gradual Deterioration
2015-07-17 | Jay M Levin
Jay Levin relates a case holding that the term "decay" in a property insurance policy's coverage extension for "collapse" should be construed broadly.
Property Insurance
Potential Insurance Company Fraud in Superstorm Sandy Litigation
2014-12-01 | Jay M Levin
In the wake of Superstorm Sandy, highly questionable practices within the insurance industry have been revealed. Jay Levin relates several cases.
Property Insurance
Analyzing Nonstandard Cyber and Privacy Insurance Policies
2014-10-01 | William K Austin
A thoughtful and careful approach to understanding cyber/privacy exposures and coverage is key. William Austin provides a tool.
Property Insurance
Builders Risk Policies: Are You Really Covered?
2014-08-01 | Jay M Levin
A recent court decision serves as a reminder to contractors of the potentially limited scope of such policies. Jay Levin explains.
Time Element
The Essential Equation: A Formula for Determining Business Interruption Loss
2018-09-28 | Daniel Torpey
Property Insurance
Other Insurance Clauses: Too Much Insurance Can Hurt You
2016-09-02 | Jay M Levin
Property Insurance
Potential Insurance Company Fraud in Superstorm Sandy Litigation
2014-12-01 | Jay M Levin
Property Insurance
Analyzing Nonstandard Cyber and Privacy Insurance Policies
2014-10-01 | William K Austin