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Property Insurance

Pollution Events—An Insured Peril in Property Insurance?

2008-04-01 | William K Austin

William Austin illustrates why risk management professionals must continually test insurance coverage prior to a loss event.

Property Insurance

New York Awards Consequential Damages for Insurer's Bad Faith

2008-03-01 | Jay M Levin

Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.

Property Insurance

Demystifying Appraisal: Getting through the Process

2007-12-01 | Jay M Levin

Jay Levin examines methods appraisers, umpires, and parties use to make the process proceed more smoothly and maximize the likelihood of a fair award.

Property Insurance

Demystifying Appraisal: The Scope and Nature of Insurance Appraisals

2007-10-01 | Jay M Levin

Jay Levin examines appraisals, addressing their use, benefits and limitations, jurisdictional differences, and review issues.

Property Insurance

When Must an Insurer Pay a Claim?

2007-05-01 | Jay M Levin

After a loss, a commercial policyholder needs to get repairs completed and business back up and running at full speed as quickly as possible. Frequently, the proceeds of the property insurance policy are necessary to accomplish this very important goal. Not all policyholders have the ability to finance repairs themselves while they wait for the adjustment process to be completed and the insurance company to pay the loss.

Property Insurance

Ensuing Loss: Getting Around a Property Policy's Defective Construction Exclusion

2007-04-01 | Jay M Levin

Jay Levin points out the logical inconsistency of a broad reading of the faulty workmanship exclusion and the narrow reading of the "ensuing loss" exception.

Property Insurance

The Acts or Decisions Exclusion That Tried to Swallow the Policy

2006-12-01 | Jay M Levin

Jay Levin explains that while an acts or decisions exclusion uses extremely broad language, courts enforce it in a common-sense manner to avoid absurd results.

Property Insurance

Public Adjusters: Do Their Contracts Create Irrevocable, Enforceable Assignments?

2006-09-01 | Jay M Levin

Jay Levin explores why post-loss assignments should be clearly expressed to eliminate any ambiguity about the extent and nature of the interest assigned.

Property Insurance

The Litigation Aftermath of Hurricane Katrina: Are the Flood Gates Opening?

2006-07-01 | Jay M Levin

Jay Levin looks at Judge Senter's rulings—fair but not enforcing anti-concurrent causation language where it would eliminate coverage for otherwise covered hurricane damage.

Equipment Theft Prevention

Helping Law Enforcement Help You

2006-03-01 | David J Shillingford

David Shillingford describes ways to reach out to local law enforcement and ask them how you can help them be more effective in combating equipment theft.

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