Commercial Property Articles
Latest Articles
Property Insurance
Insurable Interest and Having Enough Skin in the Game
2014-03-01 | Jay M Levin
Jay Levin relates a case showing the importance of insurable interest when purchasing insurance and at the time of ownership transfer.
Time Element
Calculating Makeup in Business Interruption Claims
2013-12-01 | Michael Speer
It is a mistake to jump to the conclusion that the occurrence of increased production or revenues following the restoration of operations is makeup. Each situation must be carefully examined to determine the nature of the increased production and revenue and how it relates to the losses claimed.
Property Insurance
Contingent Business Interruption Coverage: Is Your Supply Chain Covered?
2013-08-01 | Jay M Levin
To insure supply chain risks, Jay Levin says to carefully review and analyze the policyholder's risk profile and the proposed policy language.
Property Insurance
Utility Service Interruption: Another Aspect of Supply Chain Exposures
2013-04-01 | William K Austin
William Austin explains why supply chain risk management must include exposure analysis for interruption of all utilities.
Property Insurance
Builders Risk Insurance: Is It Always Necessary?
2012-11-01 | William K Austin
William Austin looks at the need for builders risk insurance.
Time Element
Measuring Business Interruption Exposure: "Business Interruption Values" and "Maximum Probable Loss"
2012-10-01 | Christopher M Brophy
While tedious, determining business interruption values and maximum probable loss is crucial, explains Christopher Brophy.
Time Element
Burden of Proof in Business Interruption Claims
2012-07-01 | Michael Speer
Michael Speer points out the importance of objective, verifiable, and evidentiary support of the claim.(IRMI.com article)
Property Insurance
Does Mold Constitute a Direct Physical Loss under a Property Policy?
2012-06-01 | Jay M Levin
Under a property policy, mold has to cause tangible damage to be covered. Jay Levin warns that courts may interpret this narrowly.
Property Insurance
Additions and Extensions of Property Coverage: Not an Alternative to Exposure Identification
2012-03-01 | William K Austin
William Austin warns against relying on standard policy sections instead of identifying exposures.
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
2011-09-01 | William K Austin
Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.
Property Insurance
Contingent Business Interruption Coverage: Is Your Supply Chain Covered?
2013-08-01 | Jay M Levin
Property Insurance
Utility Service Interruption: Another Aspect of Supply Chain Exposures
2013-04-01 | William K Austin
Time Element
Measuring Business Interruption Exposure: "Business Interruption Values" and "Maximum Probable Loss"
2012-10-01 | Christopher M Brophy
Property Insurance
Does Mold Constitute a Direct Physical Loss under a Property Policy?
2012-06-01 | Jay M Levin
Property Insurance
Additions and Extensions of Property Coverage: Not an Alternative to Exposure Identification
2012-03-01 | William K Austin
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
2011-09-01 | William K Austin
