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Property Insurance

Requiring Repair before Insurer Pays Replacement Cost

2010-10-01 | Jay M Levin

Can the insurer refuse to pay ACV, prevent the insured from repairing, and avoid paying full replacement cost? Jay Levin looks at the caselaw.

Time Element

Limiting the Interruption in Business Interruption

2010-10-01 | William K Austin

Good risk management involves looking at time element exposures and available coverage prior to loss. William Austin details the process.

Time Element

Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?

2010-09-01 | Michael Speer

Michael Speer outlines critical aspects of hotel business interruption coverage, claims nuances, and items to consider before a loss occurs.

Property Insurance

Crime—Getting More Out of the Policy

2010-04-01 | William K Austin

Crime exposures, forms, triggers, and limits are tricky. William Austin explains how to enhance coverage.

Time Element

Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?

2010-02-01 | Michael Speer

After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.

Property Insurance

Property Insurance Resolutions for 2010

2010-01-01 | William K Austin

William Austin recommends taking the time to understand the organization's exposure, need for property insurance, and a timely plan to implement cost-effective coverage.

Property Insurance

Claim Preparation and Adjustment Expense: Courts Might Not Get It

2009-11-01 | Jay M Levin

Courts may not grant claims expenses. Jay Levin says to review the policy, understand the coverage, and maximize recovery.

Property Insurance

First-Party Insurance for Cyber Risks

2009-10-01 | William K Austin

Risk controls should be used in conjunction with first-party insurance to cover unique and evolving cyber exposures, per William Austin

Time Element

Property and Casualty Insurance—To Repair or Replace

2009-09-01 | Paul Haynes

Claims for real or business personal property can raise many valuation issues, as related by Paul D. Haynes.

Property Insurance

Cyber Risk—Data Damage and Destruction beyond the Naked Eye

2009-07-01 | William K Austin

William Austin asks, how prepared is your organization for electronic data damaged or destroyed from a cyber peril?

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