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Property Insurance

Cyber Risk—Data Damage and Destruction beyond the Naked Eye

2009-07-01 | William K Austin

William Austin asks, how prepared is your organization for electronic data damaged or destroyed from a cyber peril?

Time Element

Business Income Losses—A Three Column Approach

2009-05-01 | Paul Haynes

Paul Haynes explains that, when assessing business interruption claims, consider net losses incurred prior to the loss.

Property Insurance

Property Insurance Suit Limitations Provisions: Pitfalls for the Unwary

2009-04-01 | Jay M Levin

Jay Levin illustrates the importance of paying close attention to claim progress and how courts enforce suit filing limits.

Property Insurance

Crime Insurance—The Other Property Policy

2009-03-01 | William K Austin

William Austin examines how ISO crime policies provide theft coverage to replace that excluded in commercial property policies.

Time Element

Challenges in Assessing a Business Interruption Claim

2009-02-01 | Paul Haynes

Paul Haynes provides operational definitions of business interruption and examples of problems due to external conditions and coverage confusion.

Property Insurance

Concerns and Resolutions for Property Risk Management in 2009

2009-01-01 | William K Austin

William Austin says risk managers need to take stock of risks and exposures in their organizations.

Property Insurance

Hurricanes, Tropical Depressions, and Floods—Oh My!

2008-10-01 | William K Austin

William Austin examines coverage needs and expectations that must be addressed pre-loss—not after the loss event through litigation.

Property Insurance

Key Considerations When Buying Builders Risk Coverage

2008-08-01 | Jay M Levin

Jay Levin explains why precise coverage terms and conditions should be reflected in the construction documents and reviewed in detail by all.

Property Insurance

Insurance Property Valuation and Loss Settlement Clauses—Important Considerations

2008-07-01 | William K Austin

William Austin says appropriate property risk management goes well beyond simply the identification of perils that may cause damage, destruction, or interruption of operations.

Time Element

When Does Business Interruption Insurance Coverage Stop?

2008-06-01 | Jay M Levin

Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.

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