Membership
IRMI Plus Membership brings together trusted coverage tools, live learning, and expert resources so insurance professionals can get answers faster, stay current, and make confident decisions every day.
Looking for a one-stop resource that brings together everyday coverage guidance, instant IRMI‑sourced answers, and member education like webinars, white papers, and newsletters—all in one place? Your search is over.
Whether you're getting up to speed in an unfamiliar line, supporting a teammate, or answering time‑sensitive questions, IRMI Paid Membership is the difference between hoping you're right and knowing you are.
Start your membership today for the low introductory rate of just $9.99/month.
Two Powerful Tools. One Simple Membership.
Get fast, practical access to the answers you need—without digging through dense materials or juggling multiple tools. With built‑in access to IRMI Insurance Coverage Essentials and the IRMI IQTM Chatbot, you can quickly research coverage issues across multiple lines, validate decisions, and stay confident in client and internal conversations. Everything is grounded in trusted IRMI content, so you can move faster without sacrificing accuracy.
IRMI Insurance Coverage Essentials
Covering more than 30 policy types including property, liability, auto, workers compensation, professional and executive liability, and personal lines, IRMI Insurance Coverage Essentials offers concise, easy-to-digest analysis of key policy attributes.
IRMI IQTM Chatbot
General AI tools weren't built for insurance professionals. IRMI IQ was. Ask coverage questions in plain language and get instant answers grounded in trusted IRMI content including IRMI Insurance Coverage Essentials. IRMI IQ is a smarter way to research, learn, and validate coverage decisions.
Additional Member Benefits
With an IRMI Plus Membership, you also get access to all of the resources available to free members including the following.
Live Educational Events
You’ll get clear, practical insight into the risk and insurance issues everyone’s talking about—straight from industry experts who live it every day. Whether you’re trying to keep up with emerging trends or deepen your technical knowledge, these insider sessions deliver real value you can use immediately.
Member Access Pass
Unlock additional subscription content and selected conference sessions that normally require a paid upgrade. It’s an easy way to explore and see firsthand how IRMI’s premium resources can support smarter risk and insurance decisions.
Industry Pulse
Keep a finger on the pulse of what’s shaping the insurance and risk landscape. Industry Pulse highlights key trends and developments—and connects you directly to IRMI resources that help you understand and respond to what’s happening now.
White Papers and Reports
Go deeper on the issues that demand more than a headline. IRMI white papers deliver practical analysis, real‑world context, and expert insight on complex risk and insurance topics—helping you build expertise and support better decision‑making.
IRMI Newsletters
Stay current without information overload. IRMI’s member newsletters curate the most important industry developments, expert commentary, and timely resources—so you can quickly spot what’s changing and why it matters to your role.
Start Your IRMI Plus Membership Today for Only $9.99 Per Month
If you are on the fence, we invite you to activate an IRMI Free membership as a first step. You can always upgrade later.
Membership FAQs
Your IRMI Plus Membership includes all of the benefits of free membership and also gives you access to exclusive additional resources.
- IRMI Insurance Coverage Essentials—Covers more than 30 policy types, including property, liability, auto, workers compensation, professional and executive liability, and personal lines, and provides you with concise, easy-to-digest analyses of key policy attributes like coverage grants, exclusions, defined terms, and conditions. Your individual subscription (a $199 annual value) is included with your IRMI Plus Membership.
Learn More About IRMI Insurance Coverage Essentials - IRMI IQTM—An AI-powered research and guidance tool trained exclusively on IRMI’s trusted human-generated content, not the open internet like publicly available chatbots. You’ll get fast, plain-language answers you can trust.
Learn More About IRMI IQ
Your free IRMI Membership entitles you to the following exclusive member resources.
- IRMI webinars and webinar recordings
- White papers and reports
- IRMI newsletters
- IRMI Update member newsletter
- Periodic free access to select IRMI subscription content through your member Access Pass
An IRMI Plus Membership includes a subscription to IRMI Insurance Coverage Essentials and access to IRMI IQTM, our proprietary AI-powered chatbot
IRMI Plus Membership is currently available at a low introductory rate of $9.99 per month.
Follow these steps to upgrade your free membership to an IRMI Plus membership.
- Log in to your IRMI Online account
- Navigate to your Membership Benefits page
- Click on “Upgrade Now”
- Purchase your paid membership.
NOTE: Please use the same email address associated with your free membership to avoid creating a duplicate account.
During the IRMI IQ beta period, queries are limited to 20 per user per day. Your quota will reset automatically each day at midnight.
Yes, your membership (free or Plus) is separate from any subscription you have to access paid IRMI content, whether you have:
- An individual subscription
- A subscription to IRMI Online purchased by your employer
- A subscription to IRMI paid content on another platform (e.g., Vertafore ReferenceConnect or Zywave)
As long as you use the email address already associated with your IRMI Online account when you activate or purchase a membership, you can use your existing username and password to log in to IRMI Online and access both your subscription content and member content.
If you signed up for membership using a different email address, you can contact IRMI Customer Success for assistance with merging your accounts.
If you have an IRMI Plus membership, you do not need to activate a separate free membership.
If you do not have a Plus membership, you must activate a free IRMI Membership to access free content that is exclusively for members, including:
- IRMI webinars and webinar recordings
- Newsletters
- White papers
Free Expert Commentary articles and the Glossary remain available to non-members.
If you are not yet a member, when you log in to IRMI Online, you will be asked to activate your free membership. You will access your IRMI Online subscription content the same way you did before. Free member content will be available to you under "My Membership" in the left-hand navigation.
Yes, if you want to access IRMI webinars, newsletters, and other member content, you will need to activate a free IRMI Membership.
If you want to power up to an IRMI Plus Membership, you can upgrade and unlock IRMI Insurance Coverage Essentials and the IRMI IQTM chatbot.
You will continue to access your subscription IRMI content the same way you have before (i.e., on the Vertafore ReferenceConnect or Zywave website).
To cancel your IRMI Plus membership, please contact the IRMI Customer Success team online or by phone at (800) 827–4242.
To opt out of a free IRMI Membership, please contact the IRMI Customer Success team online or by phone at (800) 827–4242. Once opted out, you will no longer receive communications about your free member benefits.
No, your free IRMI Membership does not have an expiration date. Your membership belongs to you and will remain active even if you change employers.
An IRMI Plus Membership includes a subscription to IRMI Insurance Coverage Essentials at no additional cost.
A free IRMI Membership does not include a subscription to IRMI supscription content. However, free members will have periodic complimentary access to select IRMI Online subscription content for a limited time. You will be notified via your member newsletter, IRMI Update. If you want to maintain your access to premium content beyond the complimentary period, you will need to purchase a subscription.
While we have always strived to treat our subscribers, conference attendees, and certification holders like members, we’ve never had a formal membership program before.
IRMI collects additional information about our members to:
- Better understand your interests
- Deliver more relevant content
- Improve future membership features and offerings
As always, IRMI will not sell or distribute your personal data. Please refer to our privacy policy for details.
