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Discover IRMI Insurance Coverage Essentials

Smart Coverage Insights, Simplified

When you need fast, reliable guidance across multiple lines of insurance, IRMI Insurance Coverage Essentials delivers. Covering more than 30 policy types—including property, liability, auto, workers compensation, professional and executive liability, and personal lines—IRMI Insurance Coverage Essentials offers concise, easy-to-digest analysis of key policy attributes like coverage grants, exclusions, defined terms, and conditions.

Designed for professionals who want clarity without the complexity, IRMI Insurance Coverage Essentials provides:

  • Cross-line coverage analysis—examines a wide variety of commercial and personal policy types
  • Flexible depth—choose the level of insight that fits your need with quick-read overviews of each topic and drill downs to more detail
  • General insurance topics—insights on topics that span coverage lines such as subrogation, contractual liability, claims, and more
  • Key Endorsement Insights – Explore essential policy endorsements with brief explanations and easy navigation to the full forms—continuing IRMI’s trusted approach to demystifying coverage nuances.
  • Regular expert updates—updates and additions from IRMI's subject matter experts will ensure your knowledge stays current
  • Breaking coverage decisions – bimonthly alerts on key insurance coverage decisions, organized by coverage line, so you can quickly find the cases that are important to you.

See IRMI Insurance Coverage Essentials In Action

Whether you're new to the industry or supporting a team with varied experience levels, IRMI Insurance Coverage Essentials is the right fit for fast answers, foundational understanding, and leveling up insurance knowledge.

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Fast, Reliable Answers to Everyday Coverage Questions 

Insurance professionals need fast, reliable answers across a wide range of coverage lines. That's why we created IRMI Insurance Coverage Essentials. Each topic is designed to be read in five minutes or less, making it the perfect tool for quick learning and fast reference. With plain-language explanations, real-world examples, and quick-search functionality, IRMI Insurance Coverage Essentials delivers concise overviews of key commercial and personal lines topics—perfect for professionals who need quick, trustworthy introductions to coverage concepts.

What is included?

  • Analysis of 30+ policy types across coverage lines including property, liability, auto, workers compensation, professional and executive liability, and personal lines.
  • Easy to digest analysis of key attributes of the policy including the scope of the coverage grant, exclusions, and notable defined terms and policy conditions.
  • Additional topics address a variety of general insurance topics and deeper discussions of specific coverage issues that impact multiple lines of coverage.
  • Each topic also includes an executive summary that further synthesizes key aspects of the topic, allowing the reader to choose the level of analysis they want or need.
  • The included Insurance Law Reporter provides alerts pertaining to breaking insurance coverage decisions, with links into case summaries for subscribers to Insurance Law Essentials.

Who Is It For? 

  • Newer professionals looking for a broad introduction to coverage concepts.
  • Experienced professionals who want a refresher or a fast way to explain coverage to clients or colleagues.
  • Leaders and trainers seeking a scalable way to onboard and upskill teams.

Use IRMI Insurance Coverage Essentials To: 

  • Build confidence in coverage conversations
  • Speed up onboarding and training  
  • Support client education with simplified explanations