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Catastrophe Risk Management

Risk Scoring and Mapping Are Reshaping Property Insurance

2025-11-21 | John Putnam

John Putnam takes a deeper look at past personal property insurance underwriting practices and evolving rating tools from an insurance agent's perspective.

Risk Management

Proactive Safety Without the Hype: What AI Can (And Can't) Do for the Field

2025-10-10 | Justin Morrow

Justin Morrow predicts that, despite the overwhelming hype, artificial intelligence (AI) will play a supporting role to leadership. He examines its strengths and limitations.

Catastrophe Risk Management

Wildfire Has Evolved from Natural Hazard to Systemic Threat

2025-08-29 | John Putnam

John Putnam looks at the wildfire peril that confronts us and discusses the many causal factors that make easy solutions difficult.

Risk Management

Risk Management Is Entering a New Era of Innovation

2025-07-11 | Henry Story

Henry Story provides takeaways from the 2025 RISKWORLD in Chicago.

Risk Mgmt. and Ins. Higher Education Scene

The Shift Away from DEI in Higher Education

2025-07-01 | Brenda Powell Wells

Dr. Brenda Wells discusses the dismantling of diversity, equity, and inclusion (DEI) programs in higher education institutions.

Actuarial

Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing

2025-06-06 | Gordon Thompson

Gordon Thompson discusses insurance pricing theory and methodology, focusing particularly on risk margins.

Catastrophe Risk Management

Additional Living Expenses: A Critical Recovery Tool After Disasters

2025-05-30 | John Putnam

This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.

Current Trends and Issues

What Your Peers Are Reading: The Top 25 Most-Read Articles of this Past Year

2025-05-02

Explore the top 25 articles that risk professionals turned to this year for insights on commercial general liability policy, emerging risk strategies, real-world insurance challenges, and more.

Catastrophe Risk Management

Understanding the Resilience and Recovery of Wildfire Survivors

2025-04-04 | John Putnam

Focusing on policyholders' complex and changing behavioral health needs following a major disaster is key. John Putnam looks at ways to accomplish this.

Actuarial

The Evolution of Commercial Insurance Pricing

2025-03-07 | Gordon Thompson

Gordon Thompson explains how traditional insurance pricing and earlier rate-making approaches have evolved into modern pricing theory that takes capital commitments into account.