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Risk Management

From Audit Scores to Proxy Indicators: Understanding Safety Metrics That Matter

2025-12-19 | Justin Morrow

Indicators are needed that track what people are doing today to know if the system will perform tomorrow. Justin Morrow explains.

Risk Management

Death by a Thousand Claims: Why Small Losses Can Cause Bankruptcy

2025-12-12 | Michael Reich

Michael Reich explains that good risk management goes beyond catastrophic and safety exposures to address smaller, higher-frequency loss events.

Catastrophe Risk Management

Risk Scoring and Mapping Are Reshaping Property Insurance

2025-11-21 | John Putnam

John Putnam takes a deeper look at past personal property insurance underwriting practices and evolving rating tools from an insurance agent's perspective.

Risk Management

Proactive Safety Without the Hype: What AI Can (And Can't) Do for the Field

2025-10-10 | Justin Morrow

Justin Morrow predicts that, despite the overwhelming hype, artificial intelligence (AI) will play a supporting role to leadership. He examines its strengths and limitations.

Catastrophe Risk Management

Wildfire Has Evolved from Natural Hazard to Systemic Threat

2025-08-29 | John Putnam

John Putnam looks at the wildfire peril that confronts us and discusses the many causal factors that make easy solutions difficult.

Risk Management

Risk Management Is Entering a New Era of Innovation

2025-07-11 | Henry Story

Henry Story provides takeaways from the 2025 RISKWORLD in Chicago.

Risk Mgmt. and Ins. Higher Education Scene

The Shift Away from DEI in Higher Education

2025-07-01 | Brenda Powell Wells

Dr. Brenda Wells discusses the dismantling of diversity, equity, and inclusion (DEI) programs in higher education institutions.

Actuarial

Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing

2025-06-06 | Gordon Thompson

Gordon Thompson discusses insurance pricing theory and methodology, focusing particularly on risk margins.

Catastrophe Risk Management

Additional Living Expenses: A Critical Recovery Tool After Disasters

2025-05-30 | John Putnam

This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.

Current Trends and Issues

What Your Peers Are Reading: The Top 25 Most-Read Articles of this Past Year

2025-05-02

Explore the top 25 articles that risk professionals turned to this year for insights on commercial general liability policy, emerging risk strategies, real-world insurance challenges, and more.