Risk Management Articles
Latest Articles
Catastrophe Risk Management
Dealing with Winter Storm Damage
2026-01-26 | Robin K Olson
In light of the devastating winter storms that hit the US in late January 2026, IRMI is providing advice on what damage is covered and tips on filing insurance claims.
Risk Management
From Audit Scores to Proxy Indicators: Understanding Safety Metrics That Matter
2025-12-19 | Justin Morrow
Indicators are needed that track what people are doing today to know if the system will perform tomorrow. Justin Morrow explains.
Risk Management
Death by a Thousand Claims: Why Small Losses Can Cause Bankruptcy
2025-12-12 | Michael Reich
Michael Reich explains that good risk management goes beyond catastrophic and safety exposures to address smaller, higher-frequency loss events.
Catastrophe Risk Management
Risk Scoring and Mapping Are Reshaping Property Insurance
2025-11-21 | John Putnam
John Putnam takes a deeper look at past personal property insurance underwriting practices and evolving rating tools from an insurance agent's perspective.
Risk Management
Proactive Safety Without the Hype: What AI Can (And Can't) Do for the Field
2025-10-10 | Justin Morrow
Justin Morrow predicts that, despite the overwhelming hype, artificial intelligence (AI) will play a supporting role to leadership. He examines its strengths and limitations.
Catastrophe Risk Management
Wildfire Has Evolved from Natural Hazard to Systemic Threat
2025-08-29 | John Putnam
John Putnam looks at the wildfire peril that confronts us and discusses the many causal factors that make easy solutions difficult.
Risk Management
Risk Management Is Entering a New Era of Innovation
2025-07-11 | Henry Story
Henry Story provides takeaways from the 2025 RISKWORLD in Chicago.
Risk Mgmt. and Ins. Higher Education Scene
The Shift Away from DEI in Higher Education
2025-07-01 | Brenda Powell Wells
Dr. Brenda Wells discusses the dismantling of diversity, equity, and inclusion (DEI) programs in higher education institutions.
Actuarial
Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing
2025-06-06 | Gordon Thompson
Gordon Thompson discusses insurance pricing theory and methodology, focusing particularly on risk margins.
Catastrophe Risk Management
Additional Living Expenses: A Critical Recovery Tool After Disasters
2025-05-30 | John Putnam
This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.
Risk Management
From Audit Scores to Proxy Indicators: Understanding Safety Metrics That Matter
2025-12-19 | Justin Morrow
Risk Management
Death by a Thousand Claims: Why Small Losses Can Cause Bankruptcy
2025-12-12 | Michael Reich
Catastrophe Risk Management
Risk Scoring and Mapping Are Reshaping Property Insurance
2025-11-21 | John Putnam
Risk Management
Proactive Safety Without the Hype: What AI Can (And Can't) Do for the Field
2025-10-10 | Justin Morrow
Catastrophe Risk Management
Wildfire Has Evolved from Natural Hazard to Systemic Threat
2025-08-29 | John Putnam
Risk Mgmt. and Ins. Higher Education Scene
The Shift Away from DEI in Higher Education
2025-07-01 | Brenda Powell Wells
Actuarial
Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing
2025-06-06 | Gordon Thompson
Catastrophe Risk Management
Additional Living Expenses: A Critical Recovery Tool After Disasters
2025-05-30 | John Putnam
