What Your Peers Are Reading: The Top 25 Most-Read Articles of this Past Year
May 2, 2025
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Staying up-to-date on emerging exposures and evolving policy language is key to making confident, informed coverage decisions for your clients and organization. Check out our top 25 most-read articles of this year for a glimpse of the topics that captured your peers' attention—including foundational coverage principles, emerging risk strategies, and practical applications.
Liability Coverage
From foundational principles to nuanced exclusions, the articles that follow discuss key aspects of liability coverage, including the commercial general liability (CGL) policy. These articles review core aspects of liability insurance and offer expert insights on how to navigate, interpret, and apply liability policies in practice.
Liability Fundamentals
The below articles lay the groundwork for understanding what liability insurance does and does not cover and some of the nuances that go into those determinations. Whether you're new to the topic or furthering your expertise, the articles below offer a solid foundation for working with CGL policies and related liability coverage.
Understanding the key limits and exclusions of CGL coverage is essential for anyone working with this policy. The following articles clarify how and when coverage applies (or doesn't), helping you better manage insureds' expectations and avoid surprises when claims arise.
Nuances in the language of a CGL policy can make it challenging to accurately interpret. The next two articles clarify key distinctions that impact whether coverage applies.
Understanding real-world scenarios for how and when coverage applies is essential for evaluating risk. These articles illustrate how CGL coverage applies in specific contexts, bridging the gap between theory and practice.
Construction and design bring distinct risks that require unique coverage requirements. The following articles highlight issues specific to building, designing, and developing.
Property and homeowners insurance policies involve details that can take years to master. The next articles explore coverage challenges and practical principles to help you respond to a diverse array of loss scenarios.
Captive insurance is a risk management tool that involves forming
an insurance subsidiary for the parent company's coverage needs. The final article
of this year's top 25 list describes the origins of captives, highlights who should
consider forming a captive, explains alternative risk transfer initiatives, and
identifies the parties involved.
We hope this list of articles offered you new perspectives and practical takeaways. Want more content like this? Check out the full list of our most recent Expert Commentary articles for risk and insurance professionals.
Opinions expressed in Expert Commentary articles are those of the author and are not necessarily held by the author's employer or IRMI. Expert Commentary articles and other IRMI Online content do not purport to provide legal, accounting, or other professional advice or opinion. If such advice is needed, consult with your attorney, accountant, or other qualified adviser.
Staying up-to-date on emerging exposures and evolving policy language is key to making confident, informed coverage decisions for your clients and organization. Check out our top 25 most-read articles of this year for a glimpse of the topics that captured your peers' attention—including foundational coverage principles, emerging risk strategies, and practical applications.
Liability Coverage
From foundational principles to nuanced exclusions, the articles that follow discuss key aspects of liability coverage, including the commercial general liability (CGL) policy. These articles review core aspects of liability insurance and offer expert insights on how to navigate, interpret, and apply liability policies in practice.
Liability Fundamentals
The below articles lay the groundwork for understanding what liability insurance does and does not cover and some of the nuances that go into those determinations. Whether you're new to the topic or furthering your expertise, the articles below offer a solid foundation for working with CGL policies and related liability coverage.
CGL Limits and Exclusions
Understanding the key limits and exclusions of CGL coverage is essential for anyone working with this policy. The following articles clarify how and when coverage applies (or doesn't), helping you better manage insureds' expectations and avoid surprises when claims arise.
CGL Interpretation
Nuances in the language of a CGL policy can make it challenging to accurately interpret. The next two articles clarify key distinctions that impact whether coverage applies.
CGL Applications
Understanding real-world scenarios for how and when coverage applies is essential for evaluating risk. These articles illustrate how CGL coverage applies in specific contexts, bridging the gap between theory and practice.
Construction and Design Risks
Construction and design bring distinct risks that require unique coverage requirements. The following articles highlight issues specific to building, designing, and developing.
Property and Homeowners Insurance
Property and homeowners insurance policies involve details that can take years to master. The next articles explore coverage challenges and practical principles to help you respond to a diverse array of loss scenarios.
Captive Insurance
Captive insurance is a risk management tool that involves forming an insurance subsidiary for the parent company's coverage needs. The final article of this year's top 25 list describes the origins of captives, highlights who should consider forming a captive, explains alternative risk transfer initiatives, and identifies the parties involved.
More from Our Experts
We hope this list of articles offered you new perspectives and practical takeaways. Want more content like this? Check out the full list of our most recent Expert Commentary articles for risk and insurance professionals.
Opinions expressed in Expert Commentary articles are those of the author and are not necessarily held by the author's employer or IRMI. Expert Commentary articles and other IRMI Online content do not purport to provide legal, accounting, or other professional advice or opinion. If such advice is needed, consult with your attorney, accountant, or other qualified adviser.