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Actuarial

Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing

2025-06-06 | Gordon Thompson

Gordon Thompson discusses insurance pricing theory and methodology, focusing particularly on risk margins.

Catastrophe Risk Management

Additional Living Expenses: A Critical Recovery Tool After Disasters

2025-05-30 | John Putnam

This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.

Current Trends and Issues

What Your Peers Are Reading: The Top 25 Most-Read Articles of this Past Year

2025-05-02

Explore the top 25 articles that risk professionals turned to this year for insights on commercial general liability policy, emerging risk strategies, real-world insurance challenges, and more.

Catastrophe Risk Management

Understanding the Resilience and Recovery of Wildfire Survivors

2025-04-04 | John Putnam

Focusing on policyholders' complex and changing behavioral health needs following a major disaster is key. John Putnam looks at ways to accomplish this.

Actuarial

The Evolution of Commercial Insurance Pricing

2025-03-07 | Gordon Thompson

Gordon Thompson explains how traditional insurance pricing and earlier rate-making approaches have evolved into modern pricing theory that takes capital commitments into account.

Catastrophe Risk Management

Los Angeles Wildfires: A Debris Removal Megaproject

2025-02-07 | John Putnam

After recently writing about debris removal, John Putnam continues the conversation considering the recent LA wildfires and what insurance and risk management challenges they present.

Catastrophe Risk Management

Wildfire Recovery: The Critical Role of Debris Removal Coverage

2025-02-06 | John Putnam

Very few people consider this insurance until the event happens. Using real-life examples, John Putnam reviews what's covered and what isn't and offers solutions.

Catastrophe Risk Management

FAQs for Surviving Wildfire Losses—Los Angeles County 2025

2025-01-22 | Robin K Olson

IRMI offers information about dealing with wildfire insurance claims in Los Angeles County, California.

Catastrophe Risk Management

Wildfire Smoke Claims: A Hidden Postwildfire Catastrophe

2024-11-22 | John Putnam

Smoke claims are as varied as the fires that cause them. John Putnam examines the characteristics, psychological dimensions, remediation issues, and dispute resolution challenges.