Expert Commentary
Latest Articles
Tech
AI Success Requires the Correct Fit and Buy-In
Damon Ranieri | June 20, 2025
Artificial intelligence (AI) can help when properly developed and implemented. Damon Ranieri explains.
Tech
Developing a Successful GenAI Strategy for Insurers
Paul Moxon | June 20, 2025
Paul Moxon discusses how insurance chief information officers can develop a holistic, value-driven generative artificial intelligence (GenAI) strategy to drive measurable business outcomes.
Design and Professional Liability
Contractual Indemnification Suit Not Barred by Statute of Repose
Kenneth Slavens | June 6, 2025
Kenneth Slavens discusses a 2025 Massachusetts case involving a university, an architect, and a tort claim for design and construction defects.
Actuarial
Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing
Gordon Thompson | June 6, 2025
Gordon Thompson discusses insurance pricing theory and methodology, focusing particularly on risk margins.
Courts and Coverage
Breaking Coverage Case—Oregon High Court Issues Major Construction Defect Ruling
Jes Alexander | May 30, 2025
The Oregon Supreme Court held that a commercial general liability (CGL) policy may provide coverage for construction claims against a general contractor, even where the underlying claim alleged only a breach of contract and not negligence. The court held that, despite the breach of contract labels, construction defects might have resulted from negligent conduct that a CGL policy would cover.
Catastrophe Risk Management
Additional Living Expenses: A Critical Recovery Tool After Disasters
John E Putnam | May 30, 2025
This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.
Design and Professional Liability
No Immunity for Design Professional for Poor Highway Design
Kenneth Slavens | May 23, 2025
Ken Slavens relates a case holding that governmental approval does not eliminate the duty to exercise professional care.
Valuation of Insurance Organizations
2024 Insurance Year in Review and 2025 Developments
Todd Fries | May 23, 2025
Beneath the financial gains achieved in 2024 lies a rapidly transforming risk landscape in 2025. Todd Fries provides a synopsis of financial performance by line and role.
Cyber and Privacy Risk and Insurance
Minnesota Consumer Data Privacy Act: Exceptions
Melissa Krasnow | May 9, 2025
In the final article of the series, Melissa Krasnow identifies the exceptions to the law that will go into effect on July 31, 2025.
Cyber and Privacy Risk and Insurance
Minnesota Consumer Data Privacy Act: Controllers, Processors, and Enforcement
Melissa Krasnow | May 8, 2025
Looking deeper into the law, Melissa Krasnow examines aspects applicable to responsibilities and security.
Design and Professional Liability
Contractual Indemnification Suit Not Barred by Statute of Repose
Kenneth Slavens | June 6, 2025
Actuarial
Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing
Gordon Thompson | June 6, 2025
Courts and Coverage
Breaking Coverage Case—Oregon High Court Issues Major Construction Defect Ruling
Jes Alexander | May 30, 2025
Catastrophe Risk Management
Additional Living Expenses: A Critical Recovery Tool After Disasters
John E Putnam | May 30, 2025
Design and Professional Liability
No Immunity for Design Professional for Poor Highway Design
Kenneth Slavens | May 23, 2025
Valuation of Insurance Organizations
2024 Insurance Year in Review and 2025 Developments
Todd Fries | May 23, 2025
Cyber and Privacy Risk and Insurance
Minnesota Consumer Data Privacy Act: Exceptions
Melissa Krasnow | May 9, 2025
Cyber and Privacy Risk and Insurance
Minnesota Consumer Data Privacy Act: Controllers, Processors, and Enforcement
Melissa Krasnow | May 8, 2025