Expert Commentary
Latest Articles
Catastrophe Risk Management
Wildfire Has Evolved from Natural Hazard to Systemic Threat
John E Putnam | August 29, 2025
John Putnam looks at the wildfire peril that confronts us and discusses the many causal factors that make easy solutions difficult.
Cyber and Privacy Risk and Insurance
Breaking Coverage Case—Cyber Coverage—Don't Leave Home Without It
Jes Alexander | August 15, 2025
An Illinois appellate court ruled that a construction management firm's professional liability policy did not cover losses from a cyber incident due to a cyber-event exclusion. This case highlights the importance of having specific cyber insurance.
Tech
Beyond Data Lakehouses: Delivering the Last Mile of Trusted, Transient Data for Insurers
Paul Moxon | August 15, 2025
Paul Moxon explains why logical data management might be the key.
Leadership at All Levels
Surveillance or Synergy: Which Is Responsible for Operational Outcomes?
Tricia Kagerer, Justin Morrow | August 1, 2025
There is a difference between checking a box and changing a behavior. Tricia Kagerer explores the issues.
Design and Professional Liability
Rely on Privity at Your Peril
Kenneth Slavens | August 1, 2025
The traditional protection from liability for negligent performance of contractual obligations in the absence of privity is eroding. Ken Slavens discusses a related case.
Courts and Coverage
Texas Supreme Court Gets It Right: Trucker Was Not the Proximate Cause of the Accident
Doug Marcello | July 25, 2025
Doug Marcello relates a case where the trucker was (finally) determined not to be the proximate cause of an accident.
Liability Insurance
Landlord as an Insured
Craig Stanovich | July 22, 2025
For coverage to apply to the landlord on the tenant's commercial general liability policy, Craig Stanovich advises looking beyond the enforceability of the lease to whether a landlord-tenant relationship has been created.
Courts and Coverage
Breaking Coverage Case—"Additional Named Insured" Not Enough for Owner Under Builders Risk Policy
Jes Alexander | July 16, 2025
The Eighth Circuit Court of Appeals affirmed summary judgment for Travelers, holding that a property owner could not recover for lost rental income or soft costs under a builders risk policy because it was only an "additional named insured" and not the "named insured" under the policy. The court held that the policy limited coverage for such losses to the "named insured" only.
Commercial Property
Valued Policy Laws—What Constitutes a Total Loss?
Catherine L Trischan | July 16, 2025
This complex issue has varying answers, depending on the jurisdiction and circumstances surrounding the loss. Catherine Trischan explains.
Claims Practices
Failure to Read Policy Proves Fatal to Claim
Barry Zalma | July 15, 2025
The Georgia Court of Appeals holds that ignorance of underinsured motorist coverage for a pedestrian hit by a car is inexcusable. Barry Zalma relates the case.
Catastrophe Risk Management
Wildfire Has Evolved from Natural Hazard to Systemic Threat
John E Putnam | August 29, 2025
Cyber and Privacy Risk and Insurance
Breaking Coverage Case—Cyber Coverage—Don't Leave Home Without It
Jes Alexander | August 15, 2025
Tech
Beyond Data Lakehouses: Delivering the Last Mile of Trusted, Transient Data for Insurers
Paul Moxon | August 15, 2025
Leadership at All Levels
Surveillance or Synergy: Which Is Responsible for Operational Outcomes?
Tricia Kagerer, Justin Morrow | August 1, 2025
Courts and Coverage
Texas Supreme Court Gets It Right: Trucker Was Not the Proximate Cause of the Accident
Doug Marcello | July 25, 2025
Courts and Coverage
Breaking Coverage Case—"Additional Named Insured" Not Enough for Owner Under Builders Risk Policy
Jes Alexander | July 16, 2025
Commercial Property
Valued Policy Laws—What Constitutes a Total Loss?
Catherine L Trischan | July 16, 2025
