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Home Articles Expert Commentary

Expert Commentary

Latest Articles

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Reinsurance

Some Thoughts on Reinsurance Security

Larry Schiffer | December 20, 2024

Larry Schiffer addresses why and how a ceding insurer secures the asset provided by the reinsurance arrangement.

Valuation of Insurance Organizations

The Valuation Impact of Major Hurricanes: A Market Study

Todd Fries | December 6, 2024

Todd Fries explores how hurricane-related losses affect the market's perception of risk and value in the insurance sector.

Courts and Coverage

Breaking Coverage Case—CGL Insurers Owe Coverage for Sex Trafficking Suits

Jes Alexander | December 6, 2024

This article examines recent court rulings where commercial general liability (CGL) insurers were found to owe a duty to defend in cases involving sex trafficking suits.

Tech

Implementing Technology? Five Things You'll Need Besides Software

Damon Ranieri | November 22, 2024

To be successful, new technology needs the right people, processes, funding, understanding, and time. Damon Ranieri explains.

Catastrophe Risk Management

Wildfire Smoke Claims: A Hidden Postwildfire Catastrophe

John E Putnam | November 22, 2024

Smoke claims are as varied as the fires that cause them. John Putnam examines the characteristics, psychological dimensions, remediation issues, and dispute resolution challenges.

Design and Professional Liability

Engineers May Testify on Architect's Conduct

Kenneth Slavens | November 8, 2024

The overlapping expertise of design professionals may permit a professional engineer to testify as to conduct of an architect. Ken Slavens relates the recent case and lessons learned.

Construction Safety

Protect Your Construction Projects and Bottom Line from Water Damage

October 25, 2024

Nationwide explains that the cost of water damage claims is on the rise, and many of these claims can be prevented by implementing a water damage mitigation program.

Construction Safety

Sensors and Technology Can Protect Your Construction Project

October 25, 2024

The risk of water damage on construction sites is significant. Nationwide discusses the value of smart water leak detection systems.

Commercial Property

Tenants' Improvements and Betterments—Important Considerations

Catherine L Trischan | October 25, 2024

Catherine Trischan discusses how to properly protect tenants by understanding what has been done to the rented space, what the lease says, and what insurance tools are available.

Subcontractor Performance Risk

Closing the Loop—Collaboration in Sustainable Construction

Cheri Hanes | October 18, 2024

Cheri Hanes highlights the challenges, strategies, and benefits associated with working with a diverse range of stakeholders to foster a culture of innovation.