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Design and Professional Liability

Design Professional Review of Submittals under the AIA Documents

Kenneth Slavens | September 13, 2024

The design professional's review of shop drawings is a limited but crucial step in achieving a complete and safe project. Ken Slavens explains why.

Cyber and Privacy Risk and Insurance

Colorado Artificial Intelligence Law: Deployer and Developer Definitions

Melissa Krasnow | September 12, 2024

Melissa Krasnow relates some of the particulars of the new Colorado law, which will take effect on June 30, 2026.

Cyber and Privacy Risk and Insurance

Colorado Artificial Intelligence Law: Deployer Disclosure Requirements

Melissa Krasnow | September 12, 2024

Consumers must be notified when and how AI systems are used. Melissa Krasnow looks into some of the specifics.

Cyber and Privacy Risk and Insurance

Colorado Artificial Intelligence Law: Developer Disclosure Requirements

Melissa Krasnow | September 12, 2024

To comply with the new AI law, certain information standards of care are necessary. Melissa Krasnow explains.

Cyber and Privacy Risk and Insurance

Colorado Artificial Intelligence Law: Enforcement and Exceptions

Melissa Krasnow | September 12, 2024

In this last article in the series, Melissa Krasnow discusses the implementation of the Colorado AI law.

Catastrophe Risk Management

Public-Private Partnerships and Wildfire Recovery

John E Putnam | August 30, 2024

Collaborating on the insurance and noninsurance issues involved in the aftermath of a wildfire can help neighborhoods survive and endure. John Putnam explains.

Wrap-Up Programs

Insurance Requirement Exceptions

Tim Walsh | August 30, 2024

Tim Walsh explores who has the risk of waiving or altering the insurance requirements in owner-controlled insurance programs.

Property Insurance

Inflation and Its Impact on the Property Insurance Market

Kurt Huie | August 30, 2024

The market continues to show signs of normalization, with premium increases expected to return to pre-COVID-19 levels. Kurt Huie provides an update.

Construction Liability Insurance

Are All EIFS Contractors Created Equal?

Ann Hickman | August 16, 2024

Exterior insulation and finish systems (EIFS) remain a contentious issue, and there is an ongoing debate in the industry whether EIFS liability exposures can be underwritten or should simply remain excluded. IRMI Vice President Ann Hickman provides some insights into how an underwriter or an insurance representative may evaluate the risks faced by a contractor from EIFS.

Construction Liability Insurance

Construction Defect Trend Produces Coverage-Restricting Endorsements

Ann Hickman | August 16, 2024

Insurers are making significant changes to their policies in response to rising construction defect claims. IRMI Vice President Ann Hickman takes a look at these changes, including those affecting known loss, exterior insulation and finish systems, mold, earth movement, residential construction, additional insureds, and others.

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