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Home Articles Expert Commentary

Expert Commentary

Latest Articles

Construction Safety

Costs of Being Road Warriors

TJ Lyons | October 11, 2024

As a construction safety professional for many years, TJ Lyons offers his insights and tips for being away from home due to work.

Catastrophe Risk Management

FAQs for Surviving Hurricanes Helene and Milton

Robin Olson | October 11, 2024

IRMI offers assistance in the form of informative tips for dealing with insurance claims related to Hurricanes Helene and Milton.

Risk Management

Planning: An Overlooked Risk Management Technique

William Austin | October 4, 2024

Risk management planning is a must to do. William Austin describes using macro- and microplanning steps to develop a program and provide additional value to the organization.

Employee Well-Being

Maintaining the Holistic Health of Employees

Sally Spencer-Thomas | October 4, 2024

Sally Spencer-Thomas examines ways to improve worker safety by systematizing stress management not just for the body but for the whole person.

Auto Risk Management

Auto Manufacturer Parts versus Aftermarket Parts: A Question of Quality

Robin Olson | September 30, 2024

Many insurers and industry groups believe non-original equipment manufacturer (OEM) or aftermarket parts are the same quality as OEM parts, but are they truly of like kind and quality? This article examines the debate.

Catastrophe Risk Management

FAQs for Surviving Tornado Losses

Robin Olson | September 30, 2024

IRMI offers information about dealing with tornado insurance claims.

Personal Lines Insurance

Insuring the Home-Based Business—Part 1

Robin Olson | September 30, 2024

In this first of three articles, Rob Olson looks at current statistics and homeowners policy restrictions.

Personal Lines Insurance

Insuring the Home-Based Business—Part 2

Robin Olson | September 30, 2024

In this second of three articles, Rob Olson looks at court cases involving homeowners policy restrictions and what constitutes a "business."

Personal Lines Insurance

Insuring the Home-Based Business—Part 3

Robin Olson | September 30, 2024

In Part 3 of this series, Rob Olson looks at the proper endorsements and policies needed to adequately protect home-based businesses.

Auto Risk Management

Inherent Diminished Value Claims for Personal Autos

Robin Olson | September 30, 2024

Is perceptual or psychological diminished value—the perceptual loss of vehicle market value due to an accident—covered under the personal auto policy? This article examines the debate, relevant case law, and ISO's response.