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Cyber and Privacy Risk and Insurance

Avoiding the "Set-It-and-Forget-It" Mindset: Third-Party Vendors and Cyber Security

Mark Lanterman | January 17, 2025

Developing a dynamic approach to vendor relationships can help bridge potential security gaps. Mark Lanterman explains.

Construction Safety

Shortcuts and Tradition Can Hamper Safety

TJ Lyons | January 17, 2025

Just because it's always been that way does not mean it should. TJ Lyons looks at problems and offers possible solutions.

Captives

A Brief History of Captive Insurance Law

Hale Stewart | January 3, 2025

Hale Stewart looks back at the classical definition of insurance, the developing need for captives, the arguments against self-insurance, and the case law on the issue.

Captives

Captives: The Harper Test

Hale Stewart | January 3, 2025

Hale Stewart examines the history and current legal status of the three factors of the Harper test to determine whether a captive is valid for federal tax purposes.

Captives

Micro-Captives and Claims Handling

Hale Stewart | January 3, 2025

Micro-captive claim cases are replete with examples of poor corporate stewardship. Hale Stewart discusses the problems.

Reinsurance

Some Thoughts on Reinsurance Security

Larry Schiffer | December 20, 2024

Larry Schiffer addresses why and how a ceding insurer secures the asset provided by the reinsurance arrangement.

Courts and Coverage

Breaking Coverage Case—CGL Insurers Owe Coverage for Sex Trafficking Suits

Jes Alexander | December 6, 2024

This article examines recent court rulings where commercial general liability (CGL) insurers were found to owe a duty to defend in cases involving sex trafficking suits.

Valuation of Insurance Organizations

The Valuation Impact of Major Hurricanes: A Market Study

Todd Fries | December 6, 2024

Todd Fries explores how hurricane-related losses affect the market's perception of risk and value in the insurance sector.

Catastrophe Risk Management

Wildfire Smoke Claims: A Hidden Postwildfire Catastrophe

John E Putnam | November 22, 2024

Smoke claims are as varied as the fires that cause them. John Putnam examines the characteristics, psychological dimensions, remediation issues, and dispute resolution challenges.