Expert Commentary
Latest Articles
Wrap-Up Programs
Navigating Wrap-Up Programs in Construction: Overcoming Challenges with Best Practices
Seth Oswald | July 11, 2025
Project sponsors are increasingly turning to wrap-up insurance programs to manage the complex interplay of insurance coverage on construction sites. However, navigating these programs can be tricky. This article, derived from a presentation at the 2024 IRMI Construction Risk Conference, aims to explore common challenges and best practices for participating in and managing wrap-up policies in construction projects.
Employee Well-Being
Preventing Suicide from Happening at Work Through Lethal Means Safety
Sally Spencer-Thomas | July 11, 2025
Organizations must treat suicide prevention with the same seriousness as any other safety issue. Dr. Sally Spencer–Thomas explains.
Risk Mgmt. and Ins. Higher Education Scene
The Shift Away from DEI in Higher Education
Brenda Powell Wells | July 1, 2025
Dr. Brenda Wells discusses the dismantling of diversity, equity, and inclusion (DEI) programs in higher education institutions.
Construction Safety
Seeking Synergy in Construction
TJ Lyons | June 27, 2025
The construction industry needs to be relentless in embracing technology, strengthening efficiency, and fostering injury prevention. TJ Lyons makes a suggestion.
Tech
AI Success Requires the Correct Fit and Buy-In
Damon Ranieri | June 20, 2025
Artificial intelligence (AI) can help when properly developed and implemented. Damon Ranieri explains.
Tech
Developing a Successful GenAI Strategy for Insurers
Paul Moxon | June 20, 2025
Paul Moxon discusses how insurance chief information officers can develop a holistic, value-driven generative artificial intelligence (GenAI) strategy to drive measurable business outcomes.
Reinsurance
Out of Alignment: When Reinsurance Contracts Are Not Synced with the Policies Reinsured
Larry Schiffer | June 20, 2025
Larry Schiffer explains the importance of such alignment and why the appropriate attention to detail needs to be applied to avoid a misalignment.
Actuarial
Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing
Gordon Thompson | June 6, 2025
Gordon Thompson discusses insurance pricing theory and methodology, focusing particularly on risk margins.
Design and Professional Liability
Contractual Indemnification Suit Not Barred by Statute of Repose
Kenneth Slavens | June 6, 2025
Kenneth Slavens discusses a 2025 Massachusetts case involving a university, an architect, and a tort claim for design and construction defects.
Courts and Coverage
Breaking Coverage Case—Oregon High Court Issues Major Construction Defect Ruling
Jes Alexander | May 30, 2025
The Oregon Supreme Court held that a commercial general liability (CGL) policy may provide coverage for construction claims against a general contractor, even where the underlying claim alleged only a breach of contract and not negligence. The court held that, despite the breach of contract labels, construction defects might have resulted from negligent conduct that a CGL policy would cover.
Wrap-Up Programs
Navigating Wrap-Up Programs in Construction: Overcoming Challenges with Best Practices
Seth Oswald | July 11, 2025
Employee Well-Being
Preventing Suicide from Happening at Work Through Lethal Means Safety
Sally Spencer-Thomas | July 11, 2025
Risk Mgmt. and Ins. Higher Education Scene
The Shift Away from DEI in Higher Education
Brenda Powell Wells | July 1, 2025
Reinsurance
Out of Alignment: When Reinsurance Contracts Are Not Synced with the Policies Reinsured
Larry Schiffer | June 20, 2025
Actuarial
Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing
Gordon Thompson | June 6, 2025
Design and Professional Liability
Contractual Indemnification Suit Not Barred by Statute of Repose
Kenneth Slavens | June 6, 2025
Courts and Coverage
Breaking Coverage Case—Oregon High Court Issues Major Construction Defect Ruling
Jes Alexander | May 30, 2025
