Category Focus
Claims, Case Law, Legal

Commercial Auto

Commercial Liability

Commercial Property

COVID-19

MultiLine

Personal Lines and Small Business
Risk Financing and Captives

Risk Management

Specialty Lines

Workers Compensation

White Papers

Free Articles

Videos
Industry Focus
Agribusiness Industry

Construction Industry

Energy Industry
Transportation Industry

Insurance Industry
Conferences
Agribusiness Conference

Construction Risk Conference

Energy Risk and Insurance Conference
Transportation Risk Conference

Sessions On Demand
Insurance Education
Certifications

Agribusiness and Farm Insurance Specialist

Construction Risk and Insurance Specialist

Energy Risk and Insurance Specialist

Management Liability Insurance Specialist
Manufacturing Risk and Insurance Specialist

Transportation Risk and Insurance Professional

Continuing Education

Insurance Industry Training

IRMI Webinars
Subscribe
Plans and Pricing

Catalog

Request a Demo

IRMI Tutorials

Product Updates

Enterprise Subscriptions
Free Newsletters

White Papers

Product Tour

Podcast

How-To Videos
About IRMI
Our Mission

Our Story

Our Team

Our Brands
Press Releases

Careers

Contact Us

Advertise
Glossary
Terms
Acronyms
Membership
IRMI Webinars

Newsletters
White Papers

Join for Free

Home Categories Personal Lines and Small Business Articles

Personal Lines Articles

Latest Articles

Catastrophe Risk Management

Facility Damage Evaluation Following Major Disasters

2008-05-10 | Nathan C Gould

Dr. Nathan Gould explains why an effective facility evaluation plan should include the preparation of a Post-Disaster Facility Inspection Manual.

Claims Practices

Surprise: Insurance Is Not a Service

2008-05-01 | Barry Zalma

Barry Zalma reviews a California case concluding that insurance is neither a good nor a service, but only for the purposes of the Consumer Legal Remedies Act.

Personal Lines Insurance

Managing Personal Automobile Insurance Risks Following Death

2008-04-18 | Jack Hungelmann

Jack Hungelmann illustrates the coverage pitfalls facing the survivors of the deceased's personal auto policy.

Property Insurance

Pollution Events—An Insured Peril in Property Insurance?

2008-04-01 | William K Austin

William Austin illustrates why risk management professionals must continually test insurance coverage prior to a loss event.

Property Insurance

New York Awards Consequential Damages for Insurer's Bad Faith

2008-03-01 | Jay M Levin

Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.

Claims Practices

Insurer Must Go to Trial on Allegations of a Fraudulent Settlement

2008-02-01 | Barry Zalma

Barry Zalma shows why insurers who settle with a general release may not be able to close the claim.

Personal Risk Management

Time to Standardize Personal Umbrella Insurance Policies

2008-02-01 | Jack Hungelmann

Jack Hungelmann points out the problems of not having standardized umbrella policies.

Claims Practices

Required Insurance Training and Continuing Education

2008-01-01 | Barry Zalma

With constant regulation changes, Barry Zalma says best practices mandate yearlong education.

Personal Lines Insurance

Demystifying Auto Rental Insurance

2007-12-08 | Mike McCracken

IRMI's Mike McCracken examines rental car coverage provided by the personal auto policy (PAP) and compares what some rental companies offer.

Property Insurance

Demystifying Appraisal: Getting through the Process

2007-12-01 | Jay M Levin

Jay Levin examines methods appraisers, umpires, and parties use to make the process proceed more smoothly and maximize the likelihood of a fair award.