Personal Lines Articles

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Personal Lines Claims

Personal Lines Property Loss Adjusting—Achieving Excellence

2008-10-01 | Elise Farnham

The steps involved to achieve claims closure involve knowing the policy, the contract, textbook answers, and alternatives. Elise Farnham explains.

Property Insurance

Hurricanes, Tropical Depressions, and Floods—Oh My!

2008-10-01 | William K Austin

William Austin examines coverage needs and expectations that must be addressed pre-loss—not after the loss event through litigation.

Personal Risk Management

Risk Management for Weddings

2008-08-16 | Jack Hungelmann

Weddings bring with them special risks not always covered by auto, home, or even umbrella policies. Jack Hunglemann explains.

Property Insurance

Key Considerations When Buying Builders Risk Coverage

2008-08-01 | Jay M Levin

Jay Levin explains why precise coverage terms and conditions should be reflected in the construction documents and reviewed in detail by all.

Claims Practices

Insurers Need to Audit Their Vendors' Service

2008-07-01 | Barry Zalma

Barry Zalma explains why prudent insurers need to trust claims vendors while simultaneously verifying their performance.

Property Insurance

Insurance Property Valuation and Loss Settlement Clauses—Important Considerations

2008-07-01 | William K Austin

William Austin says appropriate property risk management goes well beyond simply the identification of perils that may cause damage, destruction, or interruption of operations.

Time Element

When Does Business Interruption Insurance Coverage Stop?

2008-06-01 | Jay M Levin

Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.

Catastrophe Risk Management

Facility Damage Evaluation Following Major Disasters

2008-05-10 | Nathan C Gould

Dr. Nathan Gould explains why an effective facility evaluation plan should include the preparation of a Post-Disaster Facility Inspection Manual.

Claims Practices

Surprise: Insurance Is Not a Service

2008-05-01 | Barry Zalma

Barry Zalma reviews a California case concluding that insurance is neither a good nor a service, but only for the purposes of the Consumer Legal Remedies Act.