Personal Lines Articles
Latest Articles
Personal Risk Management
Risk Management for Weddings
2008-08-16 | Jack Hungelmann
Weddings bring with them special risks not always covered by auto, home, or even umbrella policies. Jack Hunglemann explains.
Property Insurance
Key Considerations When Buying Builders Risk Coverage
2008-08-01 | Jay M Levin
Jay Levin explains why precise coverage terms and conditions should be reflected in the construction documents and reviewed in detail by all.
Claims Practices
Insurers Need to Audit Their Vendors' Service
2008-07-01 | Barry Zalma
Barry Zalma explains why prudent insurers need to trust claims vendors while simultaneously verifying their performance.
Property Insurance
Insurance Property Valuation and Loss Settlement Clauses—Important Considerations
2008-07-01 | William K Austin
William Austin says appropriate property risk management goes well beyond simply the identification of perils that may cause damage, destruction, or interruption of operations.
Time Element
When Does Business Interruption Insurance Coverage Stop?
2008-06-01 | Jay M Levin
Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.
Catastrophe Risk Management
Facility Damage Evaluation Following Major Disasters
2008-05-10 | Nathan C Gould
Dr. Nathan Gould explains why an effective facility evaluation plan should include the preparation of a Post-Disaster Facility Inspection Manual.
Claims Practices
Surprise: Insurance Is Not a Service
2008-05-01 | Barry Zalma
Barry Zalma reviews a California case concluding that insurance is neither a good nor a service, but only for the purposes of the Consumer Legal Remedies Act.
Personal Lines Insurance
Managing Personal Automobile Insurance Risks Following Death
2008-04-18 | Jack Hungelmann
Jack Hungelmann illustrates the coverage pitfalls facing the survivors of the deceased's personal auto policy.
Property Insurance
Pollution Events—An Insured Peril in Property Insurance?
2008-04-01 | William K Austin
William Austin illustrates why risk management professionals must continually test insurance coverage prior to a loss event.
Property Insurance
New York Awards Consequential Damages for Insurer's Bad Faith
2008-03-01 | Jay M Levin
Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.
Property Insurance
Insurance Property Valuation and Loss Settlement Clauses—Important Considerations
2008-07-01 | William K Austin
Catastrophe Risk Management
Facility Damage Evaluation Following Major Disasters
2008-05-10 | Nathan C Gould
Personal Lines Insurance
Managing Personal Automobile Insurance Risks Following Death
2008-04-18 | Jack Hungelmann
Property Insurance
Pollution Events—An Insured Peril in Property Insurance?
2008-04-01 | William K Austin
Property Insurance
New York Awards Consequential Damages for Insurer's Bad Faith
2008-03-01 | Jay M Levin
