Personal Lines Articles
Latest Articles
Claims Practices
Insurers Need to Audit Their Vendors' Service
2008-07-01 | Barry Zalma
Barry Zalma explains why prudent insurers need to trust claims vendors while simultaneously verifying their performance.
Property Insurance
Insurance Property Valuation and Loss Settlement Clauses—Important Considerations
2008-07-01 | William K Austin
William Austin says appropriate property risk management goes well beyond simply the identification of perils that may cause damage, destruction, or interruption of operations.
Time Element
When Does Business Interruption Insurance Coverage Stop?
2008-06-01 | Jay M Levin
Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.
Catastrophe Risk Management
Facility Damage Evaluation Following Major Disasters
2008-05-10 | Nathan C Gould
Dr. Nathan Gould explains why an effective facility evaluation plan should include the preparation of a Post-Disaster Facility Inspection Manual.
Claims Practices
Surprise: Insurance Is Not a Service
2008-05-01 | Barry Zalma
Barry Zalma reviews a California case concluding that insurance is neither a good nor a service, but only for the purposes of the Consumer Legal Remedies Act.
Personal Lines Insurance
Managing Personal Automobile Insurance Risks Following Death
2008-04-18 | Jack Hungelmann
Jack Hungelmann illustrates the coverage pitfalls facing the survivors of the deceased's personal auto policy.
Property Insurance
Pollution Events—An Insured Peril in Property Insurance?
2008-04-01 | William K Austin
William Austin illustrates why risk management professionals must continually test insurance coverage prior to a loss event.
Property Insurance
New York Awards Consequential Damages for Insurer's Bad Faith
2008-03-01 | Jay M Levin
Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.
Claims Practices
Insurer Must Go to Trial on Allegations of a Fraudulent Settlement
2008-02-01 | Barry Zalma
Barry Zalma shows why insurers who settle with a general release may not be able to close the claim.
Personal Risk Management
Time to Standardize Personal Umbrella Insurance Policies
2008-02-01 | Jack Hungelmann
Jack Hungelmann points out the problems of not having standardized umbrella policies.
Property Insurance
Insurance Property Valuation and Loss Settlement Clauses—Important Considerations
2008-07-01 | William K Austin
Catastrophe Risk Management
Facility Damage Evaluation Following Major Disasters
2008-05-10 | Nathan C Gould
Personal Lines Insurance
Managing Personal Automobile Insurance Risks Following Death
2008-04-18 | Jack Hungelmann
Property Insurance
Pollution Events—An Insured Peril in Property Insurance?
2008-04-01 | William K Austin
Property Insurance
New York Awards Consequential Damages for Insurer's Bad Faith
2008-03-01 | Jay M Levin
Claims Practices
Insurer Must Go to Trial on Allegations of a Fraudulent Settlement
2008-02-01 | Barry Zalma
Personal Risk Management
Time to Standardize Personal Umbrella Insurance Policies
2008-02-01 | Jack Hungelmann
