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Personal Lines Insurance

Managing Personal Automobile Insurance Risks Following Death

2008-04-18 | Jack Hungelmann

Jack Hungelmann illustrates the coverage pitfalls facing the survivors of the deceased's personal auto policy.

Property Insurance

Pollution Events—An Insured Peril in Property Insurance?

2008-04-01 | William K Austin

William Austin illustrates why risk management professionals must continually test insurance coverage prior to a loss event.

Property Insurance

New York Awards Consequential Damages for Insurer's Bad Faith

2008-03-01 | Jay M Levin

Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.

Claims Practices

Insurer Must Go to Trial on Allegations of a Fraudulent Settlement

2008-02-01 | Barry Zalma

Barry Zalma shows why insurers who settle with a general release may not be able to close the claim.

Personal Risk Management

Time to Standardize Personal Umbrella Insurance Policies

2008-02-01 | Jack Hungelmann

Jack Hungelmann points out the problems of not having standardized umbrella policies.

Claims Practices

Required Insurance Training and Continuing Education

2008-01-01 | Barry Zalma

With constant regulation changes, Barry Zalma says best practices mandate yearlong education.

Personal Lines Insurance

Demystifying Auto Rental Insurance

2007-12-08 | Mike McCracken

IRMI's Mike McCracken examines rental car coverage provided by the personal auto policy (PAP) and compares what some rental companies offer.

Property Insurance

Demystifying Appraisal: Getting through the Process

2007-12-01 | Jay M Levin

Jay Levin examines methods appraisers, umpires, and parties use to make the process proceed more smoothly and maximize the likelihood of a fair award.

Property Insurance

Demystifying Appraisal: The Scope and Nature of Insurance Appraisals

2007-10-01 | Jay M Levin

Jay Levin examines appraisals, addressing their use, benefits and limitations, jurisdictional differences, and review issues.

Claims Practices

Use Licensed Experts in Claims Litigation

2007-08-01 | Barry Zalma

An Illinois decision requiring experts to be licensed in the state before testifying could be problematic. Barry Zalma explains.