Personal Lines Articles
Latest Articles
Property Insurance
Claim Preparation and Adjustment Expense: Courts Might Not Get It
2009-11-01 | Jay M Levin
Courts may not grant claims expenses. Jay Levin says to review the policy, understand the coverage, and maximize recovery.
Claims Practices
Breach of Contractor's Warranty Defeats Coverage
2009-10-01 | Barry Zalma
To succeed in an insurance claim, be sure to obtain insurance certificates as required. Barry Zalma explains.
Personal Lines Claims
"Green" Building Claim Implications
2009-10-01 | Elise Farnham
Green construction has significance for loss adjusters even when their insurer does not issue green policies. Elise Farnham explains.
Property Insurance
First-Party Insurance for Cyber Risks
2009-10-01 | William K Austin
Risk controls should be used in conjunction with first-party insurance to cover unique and evolving cyber exposures, per William Austin
Time Element
Property and Casualty Insurance—To Repair or Replace
2009-09-01 | Paul Haynes
Claims for real or business personal property can raise many valuation issues, as related by Paul D. Haynes.
Personal Risk Management
Managing the Risks of a Vacant Home
2009-07-01 | Jack Hungelmann
Jack Hungelmann urges those with empty homes to consider risk management strategies and insurance implications.
Property Insurance
Cyber Risk—Data Damage and Destruction beyond the Naked Eye
2009-07-01 | William K Austin
William Austin asks, how prepared is your organization for electronic data damaged or destroyed from a cyber peril?
Personal Risk Management
Health Insurance Advice for the Newly Laid Off
2009-06-01 | Jack Hungelmann
Jack Hungelmann outlines the new COBRA subsidy program and Q A for those scrambling to insure their families.
Claims Practices
Attorney Fees for Enforcement of Settlements in Florida
2009-05-01 | Barry Zalma
Barry Zalma relates cases permitting attorney fees where insureds must go to court to force claims settlement.
Time Element
Business Income Losses—A Three Column Approach
2009-05-01 | Paul Haynes
Paul Haynes explains that, when assessing business interruption claims, consider net losses incurred prior to the loss.
Property Insurance
Claim Preparation and Adjustment Expense: Courts Might Not Get It
2009-11-01 | Jay M Levin
Property Insurance
Cyber Risk—Data Damage and Destruction beyond the Naked Eye
2009-07-01 | William K Austin
Personal Risk Management
Health Insurance Advice for the Newly Laid Off
2009-06-01 | Jack Hungelmann
