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Personal Lines Insurance

The Underwriting Submission—Homeowners Insurance

2009-03-01 | Elise Farnham

Elise Farnham shows how important it is for producers to focus on understanding all of the risk exposures.

Property Insurance

Crime Insurance—The Other Property Policy

2009-03-01 | William K Austin

William Austin examines how ISO crime policies provide theft coverage to replace that excluded in commercial property policies.

Time Element

Challenges in Assessing a Business Interruption Claim

2009-02-01 | Paul Haynes

Paul Haynes provides operational definitions of business interruption and examples of problems due to external conditions and coverage confusion.

Claims Practices

Insurance Fraud

2009-01-01 | Barry Zalma

Barry Zalma explains that insurance fraud can only be defeated by a thorough investigation by claimspersons, investigators, and insurance coverage counsel.

Personal Lines Claims

Avoiding Bad Faith Allegations in Excess Loss Situations

2009-01-01 | Elise Farnham

Elise Farnham discusses steps claim professionals can take to avoid bad faith situations and minimize damage if they encounter them.

Property Insurance

Concerns and Resolutions for Property Risk Management in 2009

2009-01-01 | William K Austin

William Austin says risk managers need to take stock of risks and exposures in their organizations.

Claims Practices

The Examination under Oath

2008-10-01 | Barry Zalma

Barry Zalma explains why this is an important tool to help insureds prove their loss or to allow an insurer to examine the proofs of loss to avoid potential fraud.

Personal Lines Claims

Personal Lines Property Loss Adjusting—Achieving Excellence

2008-10-01 | Elise Farnham

The steps involved to achieve claims closure involve knowing the policy, the contract, textbook answers, and alternatives. Elise Farnham explains.

Property Insurance

Hurricanes, Tropical Depressions, and Floods—Oh My!

2008-10-01 | William K Austin

William Austin examines coverage needs and expectations that must be addressed pre-loss—not after the loss event through litigation.

Personal Risk Management

Risk Management for Weddings

2008-08-16 | Jack Hungelmann

Weddings bring with them special risks not always covered by auto, home, or even umbrella policies. Jack Hunglemann explains.

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