Personal Lines Articles
Latest Articles
Personal Risk Management
Managing the Risks of a Vacant Home
2009-07-01 | Jack Hungelmann
Jack Hungelmann urges those with empty homes to consider risk management strategies and insurance implications.
Property Insurance
Cyber Risk—Data Damage and Destruction beyond the Naked Eye
2009-07-01 | William K Austin
William Austin asks, how prepared is your organization for electronic data damaged or destroyed from a cyber peril?
Personal Risk Management
Health Insurance Advice for the Newly Laid Off
2009-06-01 | Jack Hungelmann
Jack Hungelmann outlines the new COBRA subsidy program and Q A for those scrambling to insure their families.
Claims Practices
Attorney Fees for Enforcement of Settlements in Florida
2009-05-01 | Barry Zalma
Barry Zalma relates cases permitting attorney fees where insureds must go to court to force claims settlement.
Time Element
Business Income Losses—A Three Column Approach
2009-05-01 | Paul Haynes
Paul Haynes explains that, when assessing business interruption claims, consider net losses incurred prior to the loss.
Property Insurance
Property Insurance Suit Limitations Provisions: Pitfalls for the Unwary
2009-04-01 | Jay M Levin
Jay Levin illustrates the importance of paying close attention to claim progress and how courts enforce suit filing limits.
Personal Lines Insurance
The Underwriting Submission—Homeowners Insurance
2009-03-01 | Elise Farnham
Elise Farnham shows how important it is for producers to focus on understanding all of the risk exposures.
Property Insurance
Crime Insurance—The Other Property Policy
2009-03-01 | William K Austin
William Austin examines how ISO crime policies provide theft coverage to replace that excluded in commercial property policies.
Time Element
Challenges in Assessing a Business Interruption Claim
2009-02-01 | Paul Haynes
Paul Haynes provides operational definitions of business interruption and examples of problems due to external conditions and coverage confusion.
Claims Practices
Insurance Fraud
2009-01-01 | Barry Zalma
Barry Zalma explains that insurance fraud can only be defeated by a thorough investigation by claimspersons, investigators, and insurance coverage counsel.
Property Insurance
Cyber Risk—Data Damage and Destruction beyond the Naked Eye
2009-07-01 | William K Austin
Personal Risk Management
Health Insurance Advice for the Newly Laid Off
2009-06-01 | Jack Hungelmann
Property Insurance
Property Insurance Suit Limitations Provisions: Pitfalls for the Unwary
2009-04-01 | Jay M Levin
Personal Lines Insurance
The Underwriting Submission—Homeowners Insurance
2009-03-01 | Elise Farnham
