Personal Lines Articles
Latest Articles
Property Insurance
Demystifying Appraisal: The Scope and Nature of Insurance Appraisals
2007-10-01 | Jay M Levin
Jay Levin examines appraisals, addressing their use, benefits and limitations, jurisdictional differences, and review issues.
Claims Practices
Use Licensed Experts in Claims Litigation
2007-08-01 | Barry Zalma
An Illinois decision requiring experts to be licensed in the state before testifying could be problematic. Barry Zalma explains.
Claims Practices
The Lawyer as an Insurance Claims Expert
2007-05-01 | Barry Zalma
Contrary to popular opinion, Barry Zalma says a lawyer can make a good expert witness in an insurance claims dispute.
Property Insurance
When Must an Insurer Pay a Claim?
2007-05-01 | Jay M Levin
After a loss, a commercial policyholder needs to get repairs completed and business back up and running at full speed as quickly as possible. Frequently, the proceeds of the property insurance policy are necessary to accomplish this very important goal. Not all policyholders have the ability to finance repairs themselves while they wait for the adjustment process to be completed and the insurance company to pay the loss.
Property Insurance
Ensuing Loss: Getting Around a Property Policy's Defective Construction Exclusion
2007-04-01 | Jay M Levin
Jay Levin points out the logical inconsistency of a broad reading of the faulty workmanship exclusion and the narrow reading of the "ensuing loss" exception.
Catastrophe Risk Management
Defining the Characteristics of a PML Study
2007-03-01 | Nathan C Gould
A seismic/extreme wind risk assessment requires an understanding of how the risk assessment and loss data will be utilized. Dr. Nathan Gould explains.
Claims Practices
When Agents or Applicants Lie to Insurers
2007-03-01 | Barry Zalma
Barry Zalma discusses the case for rescission when full and accurate facts about the risk are not conveyed to the insurer.
Personal Risk Management
Managing the Risks of a Household Move
2007-02-01 | Jack Hungelmann
Jack Hungelmann looks at the risks of moving from one house to another, and provides strategies for handling them.
Claims Practices
Insurance Fraud Fails in L.A. Superior Court
2007-01-01 | Barry Zalma
Barry Zalma relates the importance of insurer preparation, a thorough investigation, and use of competent counsel when facing a potentially fraudulent claim.
Property Insurance
The Acts or Decisions Exclusion That Tried to Swallow the Policy
2006-12-01 | Jay M Levin
Jay Levin explains that while an acts or decisions exclusion uses extremely broad language, courts enforce it in a common-sense manner to avoid absurd results.
Property Insurance
Demystifying Appraisal: The Scope and Nature of Insurance Appraisals
2007-10-01 | Jay M Levin
Property Insurance
Ensuing Loss: Getting Around a Property Policy's Defective Construction Exclusion
2007-04-01 | Jay M Levin
Property Insurance
The Acts or Decisions Exclusion That Tried to Swallow the Policy
2006-12-01 | Jay M Levin
