Explore Resources
Home Categories Personal Lines and Small Business Articles

Personal Lines Articles

Clear All

Latest Articles

Claims Practices

Insurer Sues Attorney for Malicious Prosecution

2006-08-01 | Barry Zalma

In a bit of a role reversal, an insurer rightly goes after an attorney who filed an apparently malicious and unfounded lawsuit against it. Barry Zalma explains.

Personal Risk Management

Managing the Townhouse/Condominium Unit Owner Risk

2006-08-01 | Jack Hungelmann

Jack Hungelmann relays the problems condo owners face when trying to obtain seamless property and liability insurance.

Claims Practices

Sharing of Information between Insurers To Fight Fraud

2006-07-01 | Barry Zalma

When insurers fail to communicate to combat fraud, no one benefits. Barry Zalma looks at legislative initiatives to stop this practice.

Property Insurance

The Litigation Aftermath of Hurricane Katrina: Are the Flood Gates Opening?

2006-07-01 | Jay M Levin

Jay Levin looks at Judge Senter's rulings—fair but not enforcing anti-concurrent causation language where it would eliminate coverage for otherwise covered hurricane damage.

Claims Practices

New ISO ACV Definition and California Statute

2006-03-01 | Barry Zalma

ISO responds to claims handling difficulties caused by recent California statutory changes. Barry Zalma explains.

Property Insurance

The National Flood Insurance Program: Two Major Problem Areas

2006-03-01 | Jay M Levin

Risk managers need to understand the precise parameters of their insurance coverage for flood. Jay Levin explains.

Personal Risk Management

Government Programs for Uninsurable Chronic Medical Conditions

2006-02-01 | Jack Hungelmann

Jack Hungelmann discusses available government programs and how they can fit into a long-range insurance plan.

Personal Risk Management

Insurance Products for Uninsurable Chronic Medical Conditions

2006-01-01 | Jack Hungelmann

The solution for those deemed uninsurable for most life, health, disability, and long-term care products is personal risk management. Jack Hungelmann explains.

Property Insurance

Handle Property Claims Properly

2005-12-01 | Jay M Levin

Jay Levin explains how a recent case addressing property insurance for damage to computer systems makes clear that even having the right coverage is not enough.

Personal Risk Management

Identity Theft: A Personal Risk Management Approach—Part 3

2005-09-17 | Robin K Olson

In the final installation of his series on identity theft, Rob Olson examines the types of coverage offered by insurance organizations and banks, and lists other reforms that are needed to address this risk.