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Property Insurance

The National Flood Insurance Program: Two Major Problem Areas

2006-03-01 | Jay M Levin

Risk managers need to understand the precise parameters of their insurance coverage for flood. Jay Levin explains.

Personal Risk Management

Government Programs for Uninsurable Chronic Medical Conditions

2006-02-01 | Jack Hungelmann

Jack Hungelmann discusses available government programs and how they can fit into a long-range insurance plan.

Personal Risk Management

Insurance Products for Uninsurable Chronic Medical Conditions

2006-01-01 | Jack Hungelmann

The solution for those deemed uninsurable for most life, health, disability, and long-term care products is personal risk management. Jack Hungelmann explains.

Property Insurance

Handle Property Claims Properly

2005-12-01 | Jay M Levin

Jay Levin explains how a recent case addressing property insurance for damage to computer systems makes clear that even having the right coverage is not enough.

Personal Risk Management

Identity Theft: A Personal Risk Management Approach—Part 3

2005-09-17 | Robin K Olson

In the final installation of his series on identity theft, Rob Olson examines the types of coverage offered by insurance organizations and banks, and lists other reforms that are needed to address this risk.

Claims Practices

Claims in a Disaster

2005-09-01 | Barry Zalma

In light of the many natural disasters this year, insureds who have never had to deal with insurance claims adjusters are confused or intimidated by the prospect. Barry Zalma provides advice.

Claims Practices

Rescission in California

2005-08-01 | Barry Zalma

Misrepresentations or concealment of material facts—whether intentional or not—can leave an insured without coverage, even for a legitimate claim. Barry Zalma looks at a recent case on point.

Personal Risk Management

Identity Theft: A Personal Risk Management Approach—Part 2

2005-08-01 | Robin K Olson

What are the steps a person can take to reduce the chance of identity theft? If a theft occurs, what steps should be taken to mitigate the size and scope of the loss? Rob Olson provides some answers.

Personal Risk Management

Identity Theft: A Personal Risk Management Approach—Part 1

2005-07-09 | Robin K Olson

Identity theft is the fastest growing crime in the United States today, and everyone is a potential victim. In this first of three articles, Robin Olson focuses on the risk itself.

Catastrophe Risk Management

The Impact on Lifelines on the Estimation of Natural Hazard Loss

2005-07-01 | Nathan C Gould

Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.

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