Personal Lines Articles
Latest Articles
Personal Risk Management
Personal Risk Management: An Overview
2004-03-01 | Jack Hungelmann
In this new personal lines column, Insurance for Dummies author Jack Hungelmann outlines 16 commitments agents should make to provide quality services to their clients.
Claims Practices
Adjusting Liability Claims
2004-01-01 | Barry Zalma
Barry Zalma details the claims adjuster's job: an investigator, an insurance contract expert, and a person of empathy who fulfills the policy promises to defend and indemnify the insured.
Property Insurance
Florida Revisits Its Condominium Insurance Statute Once Again
2003-12-01 | Douglas Berry
Doug Berry explains how a new statute affects hazard insurance policies issued to condominium associations with an effective date of January 1, 2004, and beyond.
Catastrophe Risk Management
Performance Based Seismic Design
2003-10-01 | Nathan C Gould
Dr. Nathan Gould explains Performance Based Seismic Design—what it is, how it works, and why it is the seismic design methodology of the future.
Personal Risk Management
Family Disaster Planning—10 Key Ingredients
2003-09-20 | Robin K Olson
Disaster can strike when you're at home, work, school, or in the car. Develop a family disaster plan, communicate it, and stay vigilant.
Claims Practices
Why Insurance Fraud Succeeds
2003-09-01 | Barry Zalma
The trend to reduce legal costs through litigation management can result in inferior service and greater indemnity payments. Barry Zalma explains.
Catastrophe Risk Management
Understanding the Language of Seismic Risk Analysis
2003-07-01 | Nathan C Gould
Even for those in the industry, the terminology used in the evolving field of seismic risk analysis can be confusing. Nathan Gould provides some definitions and clarifications.
Property Insurance
Procedure for Conduct of Appraisal Evolves in Florida
2003-05-01 | Douglas Berry
The approach of the hurricane season emphasizes the importance of understanding how courts apply appraisal clauses in property insurance disputes. Doug Berry explains.
Catastrophe Risk Management
Quantifying the Risk for Progressive Collapse in New and Existing Buildings
2003-03-01 | Nathan C Gould
Nathan Gould discusses the increased risk of progressive collapse in buildings due to terrorism and abnormal loading conditions, emphasizing the importance of standard guidelines and other mitigation measures.
Personal Lines Insurance
Wedding Insurance: A Savvy Purchase?
2003-03-01 | Robin K Olson
Spring brings not only flowers, but weddings too. Wedding insurance should be purchased far in advance, before any expenses are incurred. Rob Olson examines the product and the providers.
Property Insurance
Florida Revisits Its Condominium Insurance Statute Once Again
2003-12-01 | Douglas Berry
Catastrophe Risk Management
Understanding the Language of Seismic Risk Analysis
2003-07-01 | Nathan C Gould
Catastrophe Risk Management
Quantifying the Risk for Progressive Collapse in New and Existing Buildings
2003-03-01 | Nathan C Gould
