Personal Lines Articles
Latest Articles
Claims Practices
Stacking Insurance Limits
2004-07-01 | Barry Zalma
Barry Zalma explains why it is essential to examine the law of the jurisdiction relating to stacking of policy limits and self-insured retentions before making a decision on how to handle a claim.
Personal Lines Claims
Residential Water Claims
2004-07-01 | George Epps
George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.
Time Element
Business Interruption for Denial of Access Revisited
2004-05-01 | Douglas Berry
Doug Berry discusses three recent court cases addressing the denial of access due to a civil authority order and the effect of particular policy wording on business interruption coverage.
Claims Practices
The Ethical Dilemma Caused by Fighting Fraud
2004-04-10 | Barry Zalma
Barry Zalma discusses the obligation to and dangers of reporting suspected fraud.
Personal Risk Management
Managing the Nanny Risk
2004-04-01 | Jack Hungelmann
In this personal risk management column, Jack Hungelmann looks at the exposure created by the hiring of a nanny rather than using a nanny service, and offers possible solutions.
Catastrophe Risk Management
Managing Extreme Wind (Hurricane) Losses
2004-03-01 | Nathan C Gould
Dr. Nathan Gould discusses extreme wind hazards, historical loss exposure, and a methodical engineered approach to effectively manage/reduce wind losses.
Personal Risk Management
Personal Risk Management: An Overview
2004-03-01 | Jack Hungelmann
In this new personal lines column, Insurance for Dummies author Jack Hungelmann outlines 16 commitments agents should make to provide quality services to their clients.
Claims Practices
Adjusting Liability Claims
2004-01-01 | Barry Zalma
Barry Zalma details the claims adjuster's job: an investigator, an insurance contract expert, and a person of empathy who fulfills the policy promises to defend and indemnify the insured.
Property Insurance
Florida Revisits Its Condominium Insurance Statute Once Again
2003-12-01 | Douglas Berry
Doug Berry explains how a new statute affects hazard insurance policies issued to condominium associations with an effective date of January 1, 2004, and beyond.
Catastrophe Risk Management
Performance Based Seismic Design
2003-10-01 | Nathan C Gould
Dr. Nathan Gould explains Performance Based Seismic Design—what it is, how it works, and why it is the seismic design methodology of the future.
Property Insurance
Florida Revisits Its Condominium Insurance Statute Once Again
2003-12-01 | Douglas Berry
