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Claims Practices

Adjusting Liability Claims

2004-01-01 | Barry Zalma

Barry Zalma details the claims adjuster's job: an investigator, an insurance contract expert, and a person of empathy who fulfills the policy promises to defend and indemnify the insured.

Property Insurance

Florida Revisits Its Condominium Insurance Statute Once Again

2003-12-01 | Douglas Berry

Doug Berry explains how a new statute affects hazard insurance policies issued to condominium associations with an effective date of January 1, 2004, and beyond.

Catastrophe Risk Management

Performance Based Seismic Design

2003-10-01 | Nathan C Gould

Dr. Nathan Gould explains Performance Based Seismic Design—what it is, how it works, and why it is the seismic design methodology of the future.

Personal Risk Management

Family Disaster Planning—10 Key Ingredients

2003-09-20 | Robin K Olson

Disaster can strike when you're at home, work, school, or in the car. Develop a family disaster plan, communicate it, and stay vigilant.

Claims Practices

Why Insurance Fraud Succeeds

2003-09-01 | Barry Zalma

The trend to reduce legal costs through litigation management can result in inferior service and greater indemnity payments. Barry Zalma explains.

Catastrophe Risk Management

Understanding the Language of Seismic Risk Analysis

2003-07-01 | Nathan C Gould

Even for those in the industry, the terminology used in the evolving field of seismic risk analysis can be confusing. Nathan Gould provides some definitions and clarifications.

Property Insurance

Procedure for Conduct of Appraisal Evolves in Florida

2003-05-01 | Douglas Berry

The approach of the hurricane season emphasizes the importance of understanding how courts apply appraisal clauses in property insurance disputes. Doug Berry explains.

Catastrophe Risk Management

Quantifying the Risk for Progressive Collapse in New and Existing Buildings

2003-03-01 | Nathan C Gould

Nathan Gould discusses the increased risk of progressive collapse in buildings due to terrorism and abnormal loading conditions, emphasizing the importance of standard guidelines and other mitigation measures.

Personal Lines Insurance

Wedding Insurance: A Savvy Purchase?

2003-03-01 | Robin K Olson

Spring brings not only flowers, but weddings too. Wedding insurance should be purchased far in advance, before any expenses are incurred. Rob Olson examines the product and the providers.

Catastrophe Risk Management

Earthquake Performance of Nonstructural Components

2003-01-11 | Nathan C Gould

Nathan Gould discusses the critical impact of nonstructural components' performance during earthquakes, emphasizing the importance of stringent design requirements in building codes.