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Time Element

Business Interruption—What Does "Suspension" Mean?

2002-11-01 | Douglas Berry

Doug Berry examines the conflicting court opinions regarding the meaning of "suspension" when a claim for business interruption based on a partial closing is denied.

Time Element

The Shackleton Approach: Effective Leadership throughout the Claims Process

2002-08-01 | Daniel Torpey

Daniel Torpey relates leadership lessons from a historical figure and an executive facing disaster in discussing the complexities of large insurance claims and the importance of good leadership to effect smooth settlement.

Catastrophe Risk Management

Optimizing the Management of Natural Disaster Exposure

2002-06-01 | Rick Clinton

Many companies feel their approach to managing their overall aggregate exposure to natural disasters is deficient. Rick Clinton examines some software and consulting options for handling the earthquake exposure.

Property Insurance

Update—Florida Windstorm Deductibles

2002-06-01 | Douglas Berry

To mark the beginning of hurricane season 2002, Doug Berry examines recent hurricane-related insurance issues.

Catastrophe Risk Management

Managing Earthquake Risk

2002-03-09 | Ronald Hamburger

Since September 11, risk managers have focused on man-made risk. However, Ron Hamburger explains the greater danger of natural catastrophes, particularly earthquakes, and how their risk should be assessed and handled.

Personal Lines Insurance

Credit-Based Insurance Scoring: A Simmering Debate

2002-03-01 | Robin K Olson

With consumer groups squarely and vehemently lined up against the insurers, and regulators caught in the middle, compromises on this issue are virtually assured.

Time Element

World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders

2002-01-01 | Daniel Torpey

Daniel Torpey and Jeffrey Phillips explain the challenges that a company filing a property or business interruption claim arising from the September 11 terrorist attacks will face in pursuing its claims.

Property Insurance

When Applying the Limitation for Wind-Driven Rain, What Constitutes a "Roof"?

2001-12-01 | Douglas Berry

In this article, Doug Berry summarizes the insurance law cases addressing the question of what is and is not a roof under property insurance policies.

Property Insurance

What's New in the 2000 Edition ISO Commercial Property Forms: CP 10 10, CP 10 20, and CP 10 30

2001-11-01 | Linda G Robinson

This article reviews the changes made in the 2000 ISO editions of the causes of loss forms: the basic, broad, and special causes of loss forms. A summary of the changes to these forms appears at the end of the discussion.

Time Element

Business Interruption for Denial of Access to Insured Property

2001-10-01 | Douglas Berry

Will your insurance cover you if a civil authority closes or denies access to your insured property due some natural or other catastrophe? Doug Berry explains how the answer depends on the policy language.