Personal Lines Articles
Latest Articles
Catastrophe Risk Management
Earthquake Performance of Nonstructural Components
2003-01-11 | Nathan C Gould
Nathan Gould discusses the critical impact of nonstructural components' performance during earthquakes, emphasizing the importance of stringent design requirements in building codes.
Time Element
Business Interruption—What Does "Suspension" Mean?
2002-11-01 | Douglas Berry
Doug Berry examines the conflicting court opinions regarding the meaning of "suspension" when a claim for business interruption based on a partial closing is denied.
Time Element
The Shackleton Approach: Effective Leadership throughout the Claims Process
2002-08-01 | Daniel Torpey
Daniel Torpey relates leadership lessons from a historical figure and an executive facing disaster in discussing the complexities of large insurance claims and the importance of good leadership to effect smooth settlement.
Catastrophe Risk Management
Optimizing the Management of Natural Disaster Exposure
2002-06-01 | Rick Clinton
Many companies feel their approach to managing their overall aggregate exposure to natural disasters is deficient. Rick Clinton examines some software and consulting options for handling the earthquake exposure.
Property Insurance
Update—Florida Windstorm Deductibles
2002-06-01 | Douglas Berry
To mark the beginning of hurricane season 2002, Doug Berry examines recent hurricane-related insurance issues.
Catastrophe Risk Management
Managing Earthquake Risk
2002-03-09 | Ronald Hamburger
Since September 11, risk managers have focused on man-made risk. However, Ron Hamburger explains the greater danger of natural catastrophes, particularly earthquakes, and how their risk should be assessed and handled.
Personal Lines Insurance
Credit-Based Insurance Scoring: A Simmering Debate
2002-03-01 | Robin K Olson
With consumer groups squarely and vehemently lined up against the insurers, and regulators caught in the middle, compromises on this issue are virtually assured.
Time Element
World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders
2002-01-01 | Daniel Torpey
Daniel Torpey and Jeffrey Phillips explain the challenges that a company filing a property or business interruption claim arising from the September 11 terrorist attacks will face in pursuing its claims.
Property Insurance
When Applying the Limitation for Wind-Driven Rain, What Constitutes a "Roof"?
2001-12-01 | Douglas Berry
In this article, Doug Berry summarizes the insurance law cases addressing the question of what is and is not a roof under property insurance policies.
Property Insurance
What's New in the 2000 Edition ISO Commercial Property Forms: CP 10 10, CP 10 20, and CP 10 30
2001-11-01 | Linda G Robinson
This article reviews the changes made in the 2000 ISO editions of the causes of loss forms: the basic, broad, and special causes of loss forms. A summary of the changes to these forms appears at the end of the discussion.
Catastrophe Risk Management
Earthquake Performance of Nonstructural Components
2003-01-11 | Nathan C Gould
Time Element
The Shackleton Approach: Effective Leadership throughout the Claims Process
2002-08-01 | Daniel Torpey
Catastrophe Risk Management
Optimizing the Management of Natural Disaster Exposure
2002-06-01 | Rick Clinton
Personal Lines Insurance
Credit-Based Insurance Scoring: A Simmering Debate
2002-03-01 | Robin K Olson
Time Element
World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders
2002-01-01 | Daniel Torpey
Property Insurance
When Applying the Limitation for Wind-Driven Rain, What Constitutes a "Roof"?
2001-12-01 | Douglas Berry
Property Insurance
What's New in the 2000 Edition ISO Commercial Property Forms: CP 10 10, CP 10 20, and CP 10 30
2001-11-01 | Linda G Robinson
