Personal Lines Articles

Property Insurance

The New ISO Commercial Crime Program Hits the Streets

2000-09-01 | Linda G Robinson

The joint ISO/SAA commercial crime program was replaced with separate ISO and SAA programs. This article summarizes the new ISO crime program, focusing on key differences between the old ISO/SAA forms and the new 2000 edition ISO commercial crime forms.

Property Insurance

"Physical Damage" in the First-Party Property Policy—A New Definition Coming?

2000-09-01 | Douglas Berry

Does "physical damage" now include "loss of use and functionality"? A recent federal court ruled that it does. Read about the decision and learn how it could give new meaning to all aspects of property insurance.

Property Insurance

Breach of Policy Conditions and the "Severability of Interests" Doctrine

2000-06-01 | Douglas Berry

Doug Berry discuses what happens in the event of a breach of one or more property insurance policy conditions involving one insured corporation or insured location.

Time Element

Who's Handling Your Claim? The Professionals Involved in a Business Interruption Claim

2000-06-01 | Daniel Torpey

Learn who your insurers will have on their team handling your company's business interruption claim and who you can recruit to best reciprocate.

Property Insurance

Commercial Property Claims Handling: the Roles of the Claims Specialists

2000-03-01 | Linda G Robinson

Discover how claims specialists play a pivotal role in commercial property claims handling and the unique services they provide to insurers and insureds.

Property Insurance

Closing the Gap in Florida Windstorm Coverage

2000-03-01 | Douglas Berry

A number of all-risk insurers have used their wind and hail exclusions to deny claims for interior water damage where there was no apparent opening caused by damage to the walls or roof. Doug Berry examines this coverage gap and efforts by the Florida Department of Insurance to close it.