Personal Lines Articles
Latest Articles
Personal Lines Claims
The Art and Skill of Analyzing Coverage
2011-01-01 | Elise Farnham
For the personal lines claims professional, there is no substitute for a systematic and logical approach to coverage analysis. Elise Farnham explains.
Property Insurance
Requiring Repair before Insurer Pays Replacement Cost
2010-10-01 | Jay M Levin
Can the insurer refuse to pay ACV, prevent the insured from repairing, and avoid paying full replacement cost? Jay Levin looks at the caselaw.
Time Element
Limiting the Interruption in Business Interruption
2010-10-01 | William K Austin
Good risk management involves looking at time element exposures and available coverage prior to loss. William Austin details the process.
Time Element
Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?
2010-09-01 | Michael Speer
Michael Speer outlines critical aspects of hotel business interruption coverage, claims nuances, and items to consider before a loss occurs.
Claims Practices
Diminution in Value
2010-08-01 | Barry Zalma
When faced with a question of diminution of value, Barry Zalma says you need to determine the applicable state law.
Personal Lines Claims
Stress-Free Claims Adjusting
2010-08-01 | Elise Farnham
While there is no single panacea for dealing with stress, Elise Farnham offers a variety of techniques that can help.
Claims Practices
Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss
2010-06-01 | Barry Zalma
In New Jersey, not only does crime not pay, but if caught, you may pay three times the damages. Barry Zalma relates the case.
Personal Risk Management
Insuring "Zipcars"
2010-04-01 | Jack Hungelmann
Car-sharing may be good for the environment, but Jack Hungelmann warns it can raise personal auto insurance concerns.
Property Insurance
Crime—Getting More Out of the Policy
2010-04-01 | William K Austin
Crime exposures, forms, triggers, and limits are tricky. William Austin explains how to enhance coverage.
Personal Risk Management
Reducing Umbrella Risks by Having One Agent
2010-03-01 | Jack Hungelmann
Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.
Time Element
Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?
2010-09-01 | Michael Speer
Claims Practices
Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss
2010-06-01 | Barry Zalma
