Personal Lines Articles
Latest Articles
Time Element
Nonprofits: A Guide to Recovering from Catastrophic Losses
2011-03-01 | Michael Speer
Learn how to maximize insurance and FEMA recovery with this article by Michael Speer.
Personal Risk Management
Collision Damage Waivers When Renting a Vehicle: To Buy or Not To Buy?
2011-02-01 | Jack Hungelmann
Jack Hungelmann gives 10 reasons why you should decline.
Claims Practices
Pleading the Fifth Can Forfeit Insurance Coverage
2011-01-01 | Barry Zalma
Where insureds invoke the Fifth Amendment, they may forfeit their insurance coverage. Barry Zalma explains.
Personal Lines Claims
The Art and Skill of Analyzing Coverage
2011-01-01 | Elise Farnham
For the personal lines claims professional, there is no substitute for a systematic and logical approach to coverage analysis. Elise Farnham explains.
Property Insurance
Requiring Repair before Insurer Pays Replacement Cost
2010-10-01 | Jay M Levin
Can the insurer refuse to pay ACV, prevent the insured from repairing, and avoid paying full replacement cost? Jay Levin looks at the caselaw.
Time Element
Limiting the Interruption in Business Interruption
2010-10-01 | William K Austin
Good risk management involves looking at time element exposures and available coverage prior to loss. William Austin details the process.
Time Element
Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?
2010-09-01 | Michael Speer
Michael Speer outlines critical aspects of hotel business interruption coverage, claims nuances, and items to consider before a loss occurs.
Claims Practices
Diminution in Value
2010-08-01 | Barry Zalma
When faced with a question of diminution of value, Barry Zalma says you need to determine the applicable state law.
Personal Lines Claims
Stress-Free Claims Adjusting
2010-08-01 | Elise Farnham
While there is no single panacea for dealing with stress, Elise Farnham offers a variety of techniques that can help.
Claims Practices
Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss
2010-06-01 | Barry Zalma
In New Jersey, not only does crime not pay, but if caught, you may pay three times the damages. Barry Zalma relates the case.
Personal Risk Management
Collision Damage Waivers When Renting a Vehicle: To Buy or Not To Buy?
2011-02-01 | Jack Hungelmann
Time Element
Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?
2010-09-01 | Michael Speer
Claims Practices
Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss
2010-06-01 | Barry Zalma
