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Claims Practices

Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss

2010-06-01 | Barry Zalma

In New Jersey, not only does crime not pay, but if caught, you may pay three times the damages. Barry Zalma relates the case.

Personal Risk Management

Insuring "Zipcars"

2010-04-01 | Jack Hungelmann

Car-sharing may be good for the environment, but Jack Hungelmann warns it can raise personal auto insurance concerns.

Property Insurance

Crime—Getting More Out of the Policy

2010-04-01 | William K Austin

Crime exposures, forms, triggers, and limits are tricky. William Austin explains how to enhance coverage.

Personal Risk Management

Reducing Umbrella Risks by Having One Agent

2010-03-01 | Jack Hungelmann

Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.

Claims Practices

Legitimate Loss Becomes a Crime When Insured Lies

2010-02-01 | Barry Zalma

Barry Zalma relates a case proving that it doesn't pay to lie to the police and your insurer.

Time Element

Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?

2010-02-01 | Michael Speer

After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.

Personal Lines Claims

The Art of Strategic Negotiation

2010-01-01 | Elise Farnham

Becoming a skilled negotiator is vital to claims adjusters. Elise Farnham provides tips.

Personal Risk Management

Personal Risk Management—An Alternative to Insurance as Usual

2010-01-01 | Jack Hungelmann

Jack Hungelmann thinks insurance agents with broad experience in personal lines should sell their experience, not just policies.

Property Insurance

Property Insurance Resolutions for 2010

2010-01-01 | William K Austin

William Austin recommends taking the time to understand the organization's exposure, need for property insurance, and a timely plan to implement cost-effective coverage.

Property Insurance

Claim Preparation and Adjustment Expense: Courts Might Not Get It

2009-11-01 | Jay M Levin

Courts may not grant claims expenses. Jay Levin says to review the policy, understand the coverage, and maximize recovery.

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