Personal Lines Articles
Latest Articles
Catastrophe Risk Management
Catastrophic Chemical Industry Losses—Structuring Coverage and Maximizing Recovery
2012-01-01 | Christopher M Brophy
Maximizing insurance coverage after a catastrophic loss is especially complex for chemical producers. Chris Brophy elaborates.
Personal Lines Claims
Personal Lines Insurance Is Getting More Personal
2012-01-01 | Elise Farnham
Technological advances, says Elise Farnham, are making the claims process more personal for insureds
Claims Practices
When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"
2011-12-01 | Barry Zalma
Poor construction is not considered an occurrence under a CGL policy per Kentucky court. (IRMI.com article)
Personal Lines Claims
Plaintiff Duties in Personal Lines Claims
2011-11-01 | Elise Farnham
In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)
Catastrophe Risk Management
Building the Right Builders Risk Policy
2011-10-01 | Christopher M Brophy
Construction catastrophes can doom a business. Christopher Brophy explains how builders risk insurance, properly designed, can save the firm.
Claims Practices
Claims-Made Policies—Report Potential Claims Immediately
2011-10-01 | Barry Zalma
Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
2011-09-01 | William K Austin
Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
2011-08-01 | Elise Farnham
Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)
Personal Risk Management
Personal Risk Management: The Insurance Audit
2011-08-01 | Jack Hungelmann
Personal insurance audits involve examining the current program, reviewing all contracts, and producing a risk management audit report. (IRMI.com article)
Time Element
Business Interruption Losses in Economic Downturn
2011-08-01 | Michael Speer
Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)
Catastrophe Risk Management
Catastrophic Chemical Industry Losses—Structuring Coverage and Maximizing Recovery
2012-01-01 | Christopher M Brophy
Claims Practices
When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"
2011-12-01 | Barry Zalma
Catastrophe Risk Management
Building the Right Builders Risk Policy
2011-10-01 | Christopher M Brophy
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
2011-09-01 | William K Austin
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
2011-08-01 | Elise Farnham
