Personal Lines Articles
Latest Articles
Claims Practices
Appraisal Only Determines Loss
2012-04-01 | Barry Zalma
In a case related by Barry Zalma, the misuse of the appraisal system and the need for competent and experienced claims people are highlighted.
Property Insurance
Additions and Extensions of Property Coverage: Not an Alternative to Exposure Identification
2012-03-01 | William K Austin
William Austin warns against relying on standard policy sections instead of identifying exposures.
Personal Risk Management
Personal Umbrella Insurance 101
2012-02-01 | Jack Hungelmann
Jack Hungelmann answers some basic questions about personal umbrella policies.
Catastrophe Risk Management
Catastrophic Chemical Industry Losses—Structuring Coverage and Maximizing Recovery
2012-01-01 | Christopher M Brophy
Maximizing insurance coverage after a catastrophic loss is especially complex for chemical producers. Chris Brophy elaborates.
Personal Lines Claims
Personal Lines Insurance Is Getting More Personal
2012-01-01 | Elise Farnham
Technological advances, says Elise Farnham, are making the claims process more personal for insureds
Claims Practices
When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"
2011-12-01 | Barry Zalma
Poor construction is not considered an occurrence under a CGL policy per Kentucky court. (IRMI.com article)
Personal Lines Claims
Plaintiff Duties in Personal Lines Claims
2011-11-01 | Elise Farnham
In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)
Catastrophe Risk Management
Building the Right Builders Risk Policy
2011-10-01 | Christopher M Brophy
Construction catastrophes can doom a business. Christopher Brophy explains how builders risk insurance, properly designed, can save the firm.
Claims Practices
Claims-Made Policies—Report Potential Claims Immediately
2011-10-01 | Barry Zalma
Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
2011-09-01 | William K Austin
Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.
Property Insurance
Additions and Extensions of Property Coverage: Not an Alternative to Exposure Identification
2012-03-01 | William K Austin
Catastrophe Risk Management
Catastrophic Chemical Industry Losses—Structuring Coverage and Maximizing Recovery
2012-01-01 | Christopher M Brophy
Claims Practices
When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"
2011-12-01 | Barry Zalma
Catastrophe Risk Management
Building the Right Builders Risk Policy
2011-10-01 | Christopher M Brophy
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
2011-09-01 | William K Austin
