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Personal Lines Articles


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Personal Lines Claims

Plaintiff Duties in Personal Lines Claims

2011-11-01 | Elise Farnham

In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)

Catastrophe Risk Management

Building the Right Builders Risk Policy

2011-10-01 | Christopher M Brophy

Construction catastrophes can doom a business. Christopher Brophy explains how builders risk insurance, properly designed, can save the firm.

Claims Practices

Claims-Made Policies—Report Potential Claims Immediately

2011-10-01 | Barry Zalma

Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.

Property Insurance

Equipment Breakdown—More Than Just Boiler and Machinery

2011-09-01 | William K Austin

Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.

Personal Lines Claims

Getting to the Bottom Line—Determination of Damages

2011-08-01 | Elise Farnham

Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)

Personal Risk Management

Personal Risk Management: The Insurance Audit

2011-08-01 | Jack Hungelmann

Personal insurance audits involve examining the current program, reviewing all contracts, and producing a risk management audit report. (IRMI.com article)

Time Element

Business Interruption Losses in Economic Downturn

2011-08-01 | Michael Speer

Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)

Personal Risk Management

Homecare Workers: Identifying and Managing Risks

2011-06-11 | Jack Hungelmann

Whether hiring an individual or going with an agency, risks exist. Jack Hungelmann explains.

Personal Risk Management

Managing the Risks of Groundwater Damage

2011-05-01 | Jack Hungelmann

April showers bring May floods. Jack Hungelmann examines insurance and noninsurance strategies to counter groundwater damage.

Time Element

Supply Chain Exposures—What It Means to a Risk Manager

2011-05-01 | William K Austin

Risk managers don't have to experience an earthquake half a world away to suffer a business interruption loss William Austin explains.