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Property Insurance

Builders Risk Policies: Are You Really Covered?

2014-08-01 | Jay M Levin

A recent court decision serves as a reminder to contractors of the potentially limited scope of such policies. Jay Levin explains.

Property Insurance

Insurable Interest and Having Enough Skin in the Game

2014-03-01 | Jay M Levin

Jay Levin relates a case showing the importance of insurable interest when purchasing insurance and at the time of ownership transfer.

Time Element

Calculating Makeup in Business Interruption Claims

2013-12-01 | Michael Speer

It is a mistake to jump to the conclusion that the occurrence of increased production or revenues following the restoration of operations is makeup. Each situation must be carefully examined to determine the nature of the increased production and revenue and how it relates to the losses claimed.

Personal Risk Management

Biggert-Waters 2012 and the New Normal

2013-11-01 | Timothy P OBrien

Tim O'Brien discusses changes to the National Flood Insurance Program and their ramifications.

Claims Practices

Foreclosure Destroys Insurable Interest

2013-10-01 | Barry Zalma

Barry Zalma discusses a recent Texas case involving a homeowners insurance claim and the possibility of profiting where the policy provided no coverage.

Personal Lines Claims

Evaluating Bodily Injury Claims—Back Injuries

2013-10-01 | Elise Farnham

Claims professionals need to conduct a thorough investigation, per Elise Farnham.

Catastrophe Risk Management

Covering Sinkhole Losses

2013-09-01 | Christopher M Brophy

Christopher Brophy describes the scope of sinkhole losses and available coverage.

Property Insurance

Contingent Business Interruption Coverage: Is Your Supply Chain Covered?

2013-08-01 | Jay M Levin

To insure supply chain risks, Jay Levin says to carefully review and analyze the policyholder's risk profile and the proposed policy language.

Personal Lines Claims

Evaluating Bodily Injury Claims—The Effects of Traumatic Injuries

2013-07-01 | Elise Farnham

Elise Farnham explains the importance of psychosomatic medicine and the impact of emotions on the healing process.

Personal Lines Claims

Evaluating Bodily Injury Claims: Consideration Based on the Type of Injury—Fractures

2013-06-01 | Elise Farnham

Assess the extent of injury, health of the injured party, and potential for permanent disability, per Elise Farnham.

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