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Claims Practices

Taking Months To Hire a Public Adjuster Is No Excuse for Late Notice

2018-04-13 | Barry Zalma

Being too busy is not a tenable excuse. Barry Zalma relates a California case.

Claims Practices

Coconspirator's Civil Testimony Convicts Arsonist

2018-01-19 | Barry Zalma

No hearsay protection in a recent Connecticut case related by Barry Zalma.

Auto Insurance

Business Auto Policy Covered Auto Designation Symbols

2017-12-15 | Royce Gene E Farnsworth

Discover how expanded UM/UIM coverage affects hired and nonowned autos in various states, and learn the correct designation symbols for business auto policies.

Personal Risk Management

10 Steps to a Well-Designed HO 6 Policy

2017-11-10 | Jack Hungelmann

10 Steps to a Well-Designed HO-6 Policy—In an update to his 2012 article, Jack Hungelmann reviews the problems and solutions of HO 6 insurance policies.

Catastrophe Risk Management

Multi-Hazard Design To Improve Facility Resilience

2017-10-13 | Nathan C Gould

When building, consider strengthening building codes, advises Nathan Gould.

Claims Practices

No Insurance Policy Covers Every Possible Eventuality

2017-10-06 | Barry Zalma

Barry Zalma relates a case where professional liability insurance doesn't cover sexual harassment.

Claims Practices

Pleading Can't Change a Battery into Negligence

2017-07-21 | Barry Zalma

Barry Zalma relates a recent case for coverage for a barroom assault.

Personal Risk Management

In Praise of Personal Umbrella Policies

2017-06-02 | Jack Hungelmann

Selecting the right umbrella policy can be daunting. Jack Hungelmann provides guidance.

Claims Practices

Excess Insurer May Not Refuse Reasonable Settlement

2017-04-07 | Barry Zalma

Barry Zalma relates a case holding that the insured and primary insurer may settle when excess refuses to participate.

Property Insurance

Know What Property You're Insuring

2017-03-03 | Jay M Levin

Be careful when deciding what to insure, and not to insure, as mistakes can cost you real money.

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