Personal Lines Articles
Latest Articles
Catastrophe Risk Management
Natural Catastrophe Management
2019-05-03 | Joe DiRubbo
The risk of a natural catastrophe and secondary perils is a big one. Joe DiRubbo examines the issues.
Time Element
Contingent Business Interruption: Getting All the Facts
2019-04-19 | Daniel Torpey
Today's risk managers look to contingent business interruption insurance to soften the financial impact of events outside their control. Daniel Torpey explains what it is and what it does.
Claims Practices
Purchasing Higher Deductibles Than Desired Is Not Broker Negligence
2019-04-12 | Barry Zalma
Barry Zalma relates a case where the policy didn't provide the coverage expected.
Personal Risk Management
Estate Planning Strategies That Cause Major Insurance Coverage Gaps
2019-04-12 | Kurt Thoennessen
Estate Planning Strategies That Cause Major Insurance Coverage Gaps—Insurance specialist help is invaluable, per Kurt Thoennessen.
Personal Risk Management
Wi-Fi Enabled Automatic Water Shutoff Devices Are a Win-Win
2019-01-24 | Kurt Thoennessen
Wi-Fi Enabled Automatic Water Shut-Off Devices Are a Win-Win—Insureds, insurers, and agents can benefit, according to Kurt Thoennessen.
Claims Practices
Agent Has No Duty to Advise Insurance Coverage Needs
2019-01-18 | Barry Zalma
Barry Zalma relates a recent Alabama case.
Catastrophe Risk Management
Implementing Natural Hazard Resilience throughout a Large Organization
2018-11-30 | Nathan C Gould
Nathan Gould explains the importance of developing a natural hazard design standard to increase facility and operational resilience.
Claims Practices
Infrared Detection of Water Damage
2018-11-16 | Barry Zalma
Barry Zalma discusses a new tool that can be used by claims investigators, remediators, and consultants to detect and help eliminate mold infestations.
Property Insurance, Time Element
Property Insurance: Coinsurance
2018-11-16 | William K Austin
Coinsurance provisions, prevalent in many policy forms, are often misunderstood. William Austin clears up the misconceptions.
Personal Risk Management
Personal Umbrella Coverage Road Map
2018-11-02 | Kurt Thoennessen
Personal Umbrella Coverage Road Map—Kurt Thoennessen answers basic questions asked about personal risk management and umbrella insurance.
Claims Practices
Purchasing Higher Deductibles Than Desired Is Not Broker Negligence
2019-04-12 | Barry Zalma
Personal Risk Management
Estate Planning Strategies That Cause Major Insurance Coverage Gaps
2019-04-12 | Kurt Thoennessen
Personal Risk Management
Wi-Fi Enabled Automatic Water Shutoff Devices Are a Win-Win
2019-01-24 | Kurt Thoennessen
Catastrophe Risk Management
Implementing Natural Hazard Resilience throughout a Large Organization
2018-11-30 | Nathan C Gould