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Claims Practices

Agent Has No Duty to Advise Insurance Coverage Needs

2019-01-18 | Barry Zalma

Barry Zalma relates a recent Alabama case.

Catastrophe Risk Management

Implementing Natural Hazard Resilience throughout a Large Organization

2018-11-30 | Nathan C Gould

Nathan Gould explains the importance of developing a natural hazard design standard to increase facility and operational resilience.

Claims Practices

Infrared Detection of Water Damage

2018-11-16 | Barry Zalma

Barry Zalma discusses a new tool that can be used by claims investigators, remediators, and consultants to detect and help eliminate mold infestations.

Property Insurance, Time Element

Property Insurance: Coinsurance

2018-11-16 | William K Austin

Coinsurance provisions, prevalent in many policy forms, are often misunderstood. William Austin clears up the misconceptions.

Personal Risk Management

Personal Umbrella Coverage Road Map

2018-11-02 | Kurt Thoennessen

Personal Umbrella Coverage Road Map—Kurt Thoennessen answers basic questions asked about personal risk management and umbrella insurance.

Personal Risk Management

Crafting the Right Coverage for Uber and Lyft Drivers

2018-10-26 | Robin K Olson

Learn how to insure clients who work for ridesharing companies.

Claims Practices

California Case Comes Down Hard on Insurers

2018-10-19 | Barry Zalma

Barry Zalma relates a case finding single acts in violation of the regulations can constitute a business practice.

Time Element

The Essential Equation: A Formula for Determining Business Interruption Loss

2018-09-28 | Daniel Torpey

Daniel Torpey explains that the most fundamental elements in resolving claims are a correct application of the BI formula and the integrity of the calculations behind it. Examples are provided.