Personal Lines Articles
Latest Articles
Property Insurance
COVID-19—When Civil Authorities Take over, Are You Covered?
2020-03-27 | Douglas Berry
When civil authorities take over, does your insurance apply? Doug Berry looks at this crucial question.
Time Element, Commercial Property Topics
Coronavirus (COVID-19) Business Income Losses—Are They Covered?
2020-03-20 | Linda G Robinson
Are business income losses related to COVID-19 covered by a commercial property policy? The direct physical loss or damage requirement and virus exclusion argue against coverage.
Personal Risk Management
Second Home Risk Management Strategies
2020-03-06 | Kurt Thoennessen
Second Home Risk Management Strategies—Insuring a second house can be challenging. Kurt Thoennessen explains and provides risk management tips.
Claims Practices
Insured's Obligation to Read the Insurance Policy
2020-01-24 | Barry Zalma
Most people do not read their insurance policy. Barry Zalma explains why they should.
Personal Risk Management
Personal Risk Management and How It Improves Loss Resilience
2020-01-03 | Kurt Thoennessen
Personal Risk Management and How It Improves Loss Resilience—Having a risk management mindset is key, per Kurt Thoennessen.
Catastrophe Risk Management
Ghost Building: What Is It, and How Do You Insure One?
2019-11-22
Learn how to identify and handle ghost buildings, a traditionally overlooked risk in construction, in this article by Swiss Re.
Claims Practices
Crazy or Not, the Insured Intended to Kill His Wife
2019-10-11 | Barry Zalma
Inability to form criminal intent does not make murder an accident. Read the case related by Barry Zalma.
Personal Risk Management
Flood Insurance Road Map and Coverage Guide
2019-10-11 | Kurt Thoennessen
Flood Insurance Road Map and Coverage Guide—Kurt Thoennessen provides info to help you design a flood insurance program that fits your home's unique needs.
Personal Risk Management
Fine Art Risk Management and Insurance Planning Guide
2019-07-26 | Kurt Thoennessen
Fine Art Risk Management and Insurance Planning Guide—Kurt Thoennessen reviews strategies and techniques to protect artwork of any size or value.
Claims Practices
Subrogation Waiver Held Enforceable by Wisconsin Supreme Court
2019-07-19 | Barry Zalma
Barry Zalma relates a case where an insurer sought to negate its agreement to waive subrogation.
Property Insurance
COVID-19—When Civil Authorities Take over, Are You Covered?
2020-03-27 | Douglas Berry
Time Element, Commercial Property Topics
Coronavirus (COVID-19) Business Income Losses—Are They Covered?
2020-03-20 | Linda G Robinson
Personal Risk Management
Personal Risk Management and How It Improves Loss Resilience
2020-01-03 | Kurt Thoennessen
Personal Risk Management
Fine Art Risk Management and Insurance Planning Guide
2019-07-26 | Kurt Thoennessen
Claims Practices
Subrogation Waiver Held Enforceable by Wisconsin Supreme Court
2019-07-19 | Barry Zalma
