Skip to Content

Personal Lines Articles


Latest Articles

Claims Practices

Crazy or Not, the Insured Intended to Kill His Wife

2019-10-11 | Barry Zalma

Inability to form criminal intent does not make murder an accident. Read the case related by Barry Zalma.

Personal Risk Management

Flood Insurance Road Map and Coverage Guide

2019-10-11 | Kurt Thoennessen

Flood Insurance Road Map and Coverage Guide—Kurt Thoennessen provides info to help you design a flood insurance program that fits your home's unique needs.

Personal Risk Management

Fine Art Risk Management and Insurance Planning Guide

2019-07-26 | Kurt Thoennessen

Fine Art Risk Management and Insurance Planning Guide—Kurt Thoennessen reviews strategies and techniques to protect artwork of any size or value.

Claims Practices

Subrogation Waiver Held Enforceable by Wisconsin Supreme Court

2019-07-19 | Barry Zalma

Barry Zalma relates a case where an insurer sought to negate its agreement to waive subrogation.

Catastrophe Risk Management

Natural Catastrophe Management

2019-05-03 | Joe DiRubbo

The risk of a natural catastrophe and secondary perils is a big one. Joe DiRubbo examines the issues.

Time Element

Contingent Business Interruption: Getting All the Facts

2019-04-19 | Daniel Torpey

Today's risk managers look to contingent business interruption insurance to soften the financial impact of events outside their control. Daniel Torpey explains what it is and what it does.

Claims Practices

Purchasing Higher Deductibles Than Desired Is Not Broker Negligence

2019-04-12 | Barry Zalma

Barry Zalma relates a case where the policy didn't provide the coverage expected.

Personal Risk Management

Estate Planning Strategies That Cause Major Insurance Coverage Gaps

2019-04-12 | Kurt Thoennessen

Estate Planning Strategies That Cause Major Insurance Coverage Gaps—Insurance specialist help is invaluable, per Kurt Thoennessen.

Personal Risk Management

Wi-Fi Enabled Automatic Water Shutoff Devices Are a Win-Win

2019-01-24 | Kurt Thoennessen

Wi-Fi Enabled Automatic Water Shut-Off Devices Are a Win-Win—Insureds, insurers, and agents can benefit, according to Kurt Thoennessen.

Claims Practices

Agent Has No Duty to Advise Insurance Coverage Needs

2019-01-18 | Barry Zalma

Barry Zalma relates a recent Alabama case.