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Personal Lines Articles


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Claims Practices

Pleading Can't Change a Battery into Negligence

2017-07-21 | Barry Zalma

Pleading Can't Change a Battery into Negligence—Barry Zalma relates a recent case for coverage for a barroom assault.

Personal Risk Management

In Praise of Personal Umbrella Policies

2017-06-02 | Jack Hungelmann

Selecting the right umbrella policy can be daunting. Jack Hungelmann provides guidance.

Claims Practices

Excess Insurer May Not Refuse Reasonable Settlement

2017-04-07 | Barry Zalma

Barry Zalma relates a case holding that the insured and primary insurer may settle when excess refuses to participate.

Property Insurance

Know What Property You're Insuring

2017-03-03 | Jay M Levin

Be careful when deciding what to insure, and not to insure, as mistakes can cost you real money.

Personal Risk Management

Traversing Your Career Path: Apprentice, Journeyman, or Master

2017-02-17 | Paul Farrell

Wherever you are on your career path, it's important to mentor, invest in new trainees, and also capitalize on the graying workforce.

Personal Lines Insurance

The Future of Personal Lines Insurance

2017-02-03 | Robin K Olson

Our world is rapidly transforming due to the astonishing exponential growth in technology. Rob Olson discusses how the legal and insurance issues are struggling to keep up.

Claims Practices

Potential for Insurance Coverage Requires Defense

2017-01-27 | Barry Zalma

A recent California case -- Tidwell Ent. v. Financial Pacific Ins. -- involves pyrolysis and the insurer's duty to provide a defense.

Personal Risk Management

Uber and Lyft: Insuring the Drivers

2017-01-20 | Jack Hungelmann

Don't forget the downside of driving for a ridesharing company. Learn the risks and the possible solutions that are currently available.

Claims Practices

No Bad Faith for Reasonable Dispute

2016-11-11 | Barry Zalma

Where insured fails to prove a property insurance loss, the claim ends: One-Way Investments v. Century Surety Co.

Personal Risk Management

Driver Safety for Meal Delivery Operations

2016-10-21 | Paul Farrell

This article emphasizes the importance of having a strong business auto safety program to assure that delivering meals to customers goes smoothly.