Personal Lines Articles
Latest Articles
Claims Practices
Insured's Obligation to Read the Insurance Policy
2020-01-24 | Barry Zalma
Most people do not read their insurance policy. Barry Zalma explains why they should.
Personal Risk Management
Personal Risk Management and How It Improves Loss Resilience
2020-01-03 | Kurt Thoennessen
Personal Risk Management and How It Improves Loss Resilience—Having a risk management mindset is key, per Kurt Thoennessen.
Catastrophe Risk Management
Ghost Building: What Is It, and How Do You Insure One?
2019-11-22
Learn how to identify and handle ghost buildings, a traditionally overlooked risk in construction, in this article by Swiss Re.
Claims Practices
Crazy or Not, the Insured Intended to Kill His Wife
2019-10-11 | Barry Zalma
Inability to form criminal intent does not make murder an accident. Read the case related by Barry Zalma.
Personal Risk Management
Flood Insurance Road Map and Coverage Guide
2019-10-11 | Kurt Thoennessen
Flood Insurance Road Map and Coverage Guide—Kurt Thoennessen provides info to help you design a flood insurance program that fits your home's unique needs.
Personal Risk Management
Fine Art Risk Management and Insurance Planning Guide
2019-07-26 | Kurt Thoennessen
Fine Art Risk Management and Insurance Planning Guide—Kurt Thoennessen reviews strategies and techniques to protect artwork of any size or value.
Claims Practices
Subrogation Waiver Held Enforceable by Wisconsin Supreme Court
2019-07-19 | Barry Zalma
Barry Zalma relates a case where an insurer sought to negate its agreement to waive subrogation.
Catastrophe Risk Management
Natural Catastrophe Management
2019-05-03 | Joe DiRubbo
The risk of a natural catastrophe and secondary perils is a big one. Joe DiRubbo examines the issues.
Time Element
Contingent Business Interruption: Getting All the Facts
2019-04-19 | Daniel Torpey
Today's risk managers look to contingent business interruption insurance to soften the financial impact of events outside their control. Daniel Torpey explains what it is and what it does.
Claims Practices
Purchasing Higher Deductibles Than Desired Is Not Broker Negligence
2019-04-12 | Barry Zalma
Barry Zalma relates a case where the policy didn't provide the coverage expected.
Personal Risk Management
Personal Risk Management and How It Improves Loss Resilience
2020-01-03 | Kurt Thoennessen
Personal Risk Management
Fine Art Risk Management and Insurance Planning Guide
2019-07-26 | Kurt Thoennessen
Claims Practices
Subrogation Waiver Held Enforceable by Wisconsin Supreme Court
2019-07-19 | Barry Zalma
Claims Practices
Purchasing Higher Deductibles Than Desired Is Not Broker Negligence
2019-04-12 | Barry Zalma
