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Claims Practices

Mortgagee Has No Right to Insurance Proceeds after Debt Paid

2023-05-12 | Barry Zalma

Barry Zalma relates a case holding that satisfaction of a mortgage eliminates the right of the mortgagee to recover from a homeowners policy.

Claims Practices

Building Must Fall To Trigger Collapse Coverage

2023-01-04 | Barry Zalma

Where policy requires an abrupt collapse, the court rules no coverage for a still-standing building. Barry Zalma explains.

Claims Practices

Insured's Release of Insurer Defeats Claim of Third Party

2022-08-05 | Barry Zalma

An assignment of claim against insurers after insureds sign a release is worthless. Barry Zalma relates the case.

Property Insurance

Responding to the Current Underinsurance Problem

2022-07-15 | Linda G Robinson

Have you overlooked the effect of recent economic problems on your insurable values and property insurance limits? IRMI offers guidance.

Claims Practices

Appreciative Inquiry—A Transformational Change Management Tool

2022-05-12 | Peter G Furst

Peter Furst explains this tool for improving business outcomes by focusing on the potential for future enhancements.

Claims Practices

An Adjuster Is Not a Party to an Insurance Contract

2022-04-08 | Barry Zalma

The Colorado Supreme Court makes it clear that an adjuster may not be sued for the tort of bad faith. Barry Zalma relates the case.

Claims Practices

Malpractice Insurance Policy Rescinded When Lawyer Lies on Application

2022-01-13 | Barry Zalma

Barry Zalma relates a recent Utah case involving a lawyer's dishonesty on an insurance application.

Claims Practices

Investigation of Qui Tam Suit Not Covered by D&O Policy

2021-11-15 | Barry Zalma

Barry Zalma relates a case finding no coverage for a qui tam suit filed before the inception of the policy.

Time Element

Quantum of Loss: Understanding Bias in Business Interruption Claims

2021-08-18 | Daniel Torpey

All parties in the claims process may be subject to potential bias. Daniel Torpey examines how to deal with that bias to effectively settle the claim.

Claims Practices

The Many "Victims" of "Mostly Peaceful Demonstrations"

2021-07-02 | Barry Zalma

Barry Zalma takes issue with calling the 2019–2020 riots "victimless" and looks at those impacted.

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