Personal Lines Articles

Latest Articles

Claims Practices

Lawyer Convicted of Workers Compensation Fraud

2025-04-25 | Barry Zalma

Barry Zalma relates a California case where a jury convicted the plaintiff of 37 felony counts of fraud, but, on appeal, his conviction was partially reversed to the Williamson rule.

Catastrophe Risk Management

Understanding the Resilience and Recovery of Wildfire Survivors

2025-04-04 | John Putnam

Focusing on policyholders' complex and changing behavioral health needs following a major disaster is key. John Putnam looks at ways to accomplish this.

Property Insurance

Location Can Impact Insurable Property Values

2025-02-28 | Kurt Huie

It is vital for insurance providers and property owners to understand the impact location has on loss prevention and replacement costs.

Catastrophe Risk Management

Los Angeles Wildfires: A Debris Removal Megaproject

2025-02-07 | John Putnam

After recently writing about debris removal, John Putnam continues the conversation considering the recent LA wildfires and what insurance and risk management challenges they present.

Catastrophe Risk Management

Wildfire Recovery: The Critical Role of Debris Removal Coverage

2025-02-06 | John Putnam

Very few people consider this insurance until the event happens. Using real-life examples, John Putnam reviews what's covered and what isn't and offers solutions.

Claims Practices

How and Why California Killed Third-Party Bad Faith

2025-01-31 | Barry Zalma

Barry Zalma discusses the reversal of the 1979 "Royal Globe" case in 1988 by the California Supreme Court and its ramifications.

Catastrophe Risk Management

FAQs for Surviving Wildfire Losses—Los Angeles County 2025

2025-01-22 | Robin K Olson

IRMI offers information about dealing with wildfire insurance claims in Los Angeles County, California.

Catastrophe Risk Management

Wildfire Smoke Claims: A Hidden Postwildfire Catastrophe

2024-11-22 | John Putnam

Smoke claims are as varied as the fires that cause them. John Putnam examines the characteristics, psychological dimensions, remediation issues, and dispute resolution challenges.