Personal Lines Articles
Latest Articles
Claims Practices
Lying on an Application about Primary Residence Is Grounds for Rescission
2024-10-18 | Barry Zalma
Barry Zalma relates a recent case showing that an insured's intentional misrepresentation can result in no homeowners insurance coverage.
Catastrophe Risk Management
FAQs for Surviving Hurricanes Helene and Milton
2024-10-11 | Robin K Olson
IRMI offers assistance in the form of informative tips for dealing with insurance claims related to Hurricanes Helene and Milton.
Auto Risk Management
Inherent Diminished Value Claims for Personal Autos
2024-09-30 | Robin K Olson
Is perceptual or psychological diminished value—the perceptual loss of vehicle market value due to an accident—covered under the personal auto policy? This article examines the debate, relevant case law, and ISO's response.
Auto Risk Management
Senior Drivers and Insurance Concerns
2024-09-30 | Robin K Olson
As baby boomers age, the number of senior drivers increases. Rob Olson discusses the importance of finding ways now to reduce the frequency and severity of automobile accidents involving elderly drivers.
Auto Risk Management
Auto Manufacturer Parts versus Aftermarket Parts: A Question of Quality
2024-09-30 | Robin K Olson
Many insurers and industry groups believe non-original equipment manufacturer (OEM) or aftermarket parts are the same quality as OEM parts, but are they truly of like kind and quality? This article examines the debate.
Catastrophe Risk Management
FAQs for Surviving Tornado Losses
2024-09-30 | Robin K Olson
IRMI offers information about dealing with tornado insurance claims.
Personal Lines Insurance
Insuring the Home-Based Business—Part 1
2024-09-30 | Robin K Olson
In this first of three articles, Rob Olson looks at current statistics and homeowners policy restrictions.
Personal Lines Insurance
Insuring the Home-Based Business—Part 2
2024-09-30 | Robin K Olson
In this second of three articles, Rob Olson looks at court cases involving homeowners policy restrictions and what constitutes a "business."
Personal Lines Insurance
Insuring the Home-Based Business—Part 3
2024-09-30 | Robin K Olson
In Part 3 of this series, Rob Olson looks at the proper endorsements and policies needed to adequately protect home-based businesses.
Catastrophe Risk Management
Public-Private Partnerships and Wildfire Recovery
2024-08-30 | John Putnam
Collaborating on the insurance and noninsurance issues involved in the aftermath of a wildfire can help neighborhoods survive and endure. John Putnam explains.
Claims Practices
Lying on an Application about Primary Residence Is Grounds for Rescission
2024-10-18 | Barry Zalma
Catastrophe Risk Management
FAQs for Surviving Hurricanes Helene and Milton
2024-10-11 | Robin K Olson
Auto Risk Management
Auto Manufacturer Parts versus Aftermarket Parts: A Question of Quality
2024-09-30 | Robin K Olson
Catastrophe Risk Management
Public-Private Partnerships and Wildfire Recovery
2024-08-30 | John Putnam
