Personal Lines Articles
Latest Articles
Claims Practices
Failure to Read Policy Proves Fatal to Claim
2025-07-15 | Barry Zalma
The Georgia Court of Appeals holds that ignorance of underinsured motorist coverage for a pedestrian hit by a car is inexcusable. Barry Zalma relates the case.
Catastrophe Risk Management
Additional Living Expenses: A Critical Recovery Tool After Disasters
2025-05-30 | John Putnam
This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.
Claims Practices
Lawyer Convicted of Workers Compensation Fraud
2025-04-25 | Barry Zalma
Barry Zalma relates a California case where a jury convicted the plaintiff of 37 felony counts of fraud, but, on appeal, his conviction was partially reversed to the Williamson rule.
Catastrophe Risk Management
Understanding the Resilience and Recovery of Wildfire Survivors
2025-04-04 | John Putnam
Focusing on policyholders' complex and changing behavioral health needs following a major disaster is key. John Putnam looks at ways to accomplish this.
Property Insurance
Location Can Impact Insurable Property Values
2025-02-28 | Kurt Huie
It is vital for insurance providers and property owners to understand the impact location has on loss prevention and replacement costs.
Catastrophe Risk Management
Los Angeles Wildfires: A Debris Removal Megaproject
2025-02-07 | John Putnam
After recently writing about debris removal, John Putnam continues the conversation considering the recent LA wildfires and what insurance and risk management challenges they present.
Catastrophe Risk Management
Wildfire Recovery: The Critical Role of Debris Removal Coverage
2025-02-06 | John Putnam
Very few people consider this insurance until the event happens. Using real-life examples, John Putnam reviews what's covered and what isn't and offers solutions.
Claims Practices
How and Why California Killed Third-Party Bad Faith
2025-01-31 | Barry Zalma
Barry Zalma discusses the reversal of the 1979 "Royal Globe" case in 1988 by the California Supreme Court and its ramifications.
Catastrophe Risk Management
FAQs for Surviving Wildfire Losses—Los Angeles County 2025
2025-01-22 | Robin K Olson
IRMI offers information about dealing with wildfire insurance claims in Los Angeles County, California.
Catastrophe Risk Management
Wildfire Smoke Claims: A Hidden Postwildfire Catastrophe
2024-11-22 | John Putnam
Smoke claims are as varied as the fires that cause them. John Putnam examines the characteristics, psychological dimensions, remediation issues, and dispute resolution challenges.
Catastrophe Risk Management
Additional Living Expenses: A Critical Recovery Tool After Disasters
2025-05-30 | John Putnam
Catastrophe Risk Management
Understanding the Resilience and Recovery of Wildfire Survivors
2025-04-04 | John Putnam
Catastrophe Risk Management
Los Angeles Wildfires: A Debris Removal Megaproject
2025-02-07 | John Putnam
Catastrophe Risk Management
Wildfire Recovery: The Critical Role of Debris Removal Coverage
2025-02-06 | John Putnam
Catastrophe Risk Management
FAQs for Surviving Wildfire Losses—Los Angeles County 2025
2025-01-22 | Robin K Olson
Catastrophe Risk Management
Wildfire Smoke Claims: A Hidden Postwildfire Catastrophe
2024-11-22 | John Putnam
