Personal Lines Articles
Latest Articles
Time Element
Quantum of Loss: Understanding Bias in Business Interruption Claims
2021-08-18 | Daniel Torpey
All parties in the claims process may be subject to potential bias. Daniel Torpey examines how to deal with that bias to effectively settle the claim.
Claims Practices
The Many "Victims" of "Mostly Peaceful Demonstrations"
2021-07-02 | Barry Zalma
Barry Zalma takes issue with calling the 2019–2020 riots "victimless" and looks at those impacted.
Claims Practices
Insurance Fraud by Agent Is Fraud by Insured
2021-04-23 | Barry Zalma
A false home loss estimate by a "consultant" that is adopted by an insured is fraud. Barry Zalma relates the case.
Claims Practices
Professional Insurance Adjusting and Insurance Fraud
2021-02-05 | Barry Zalma
Barry Zalma looks at the role of the claims adjuster and offers a suggestion for fighting fraud.
Claims Practices
Insurer Loses Summary Judgment by Claiming Evidence It Never Had
2020-11-13 | Barry Zalma
Barry Zalma relates a case where the insurer failed to prove all elements of the motion.
Claims Practices
Conversion Is an Intentional Tort and Can Never Be an Occurrence
2020-10-16 | Barry Zalma
There's no duty to defend if there is no occurrence. Barry Zalma relates a case alleging theft.
Claims Practices
It's Not Nice To Lie to Your Insurance Company
2020-08-07 | Barry Zalma
Barry Zalma relates a case where fraudulently obtained no-fault insurance was subject to rescission.
Personal Risk Management
Home Replacement Cost Valuation Guide
2020-07-10 | Kurt Thoennessen
Home Replacement Cost Valuation Guide—How can home owners determine their home's value? Kurt Thoennessen provides tips.
Property Insurance
Commercial Property Policies Generally Cover Loss Due to Riots
2020-07-03 | Linda G Robinson
First pandemic, now riots! Is your business covered under its commercial property policy? How is the loss calculated? IRMI provides insight.
Claims Practices
Failure to Give Notice Defeats Coverage
2020-04-17 | Barry Zalma
Judgment creditor who did not comply with policy condition had no coverage. Barry Zalma relates the case.
Time Element
Quantum of Loss: Understanding Bias in Business Interruption Claims
2021-08-18 | Daniel Torpey
Claims Practices
Insurer Loses Summary Judgment by Claiming Evidence It Never Had
2020-11-13 | Barry Zalma
Claims Practices
Conversion Is an Intentional Tort and Can Never Be an Occurrence
2020-10-16 | Barry Zalma
Property Insurance
Commercial Property Policies Generally Cover Loss Due to Riots
2020-07-03 | Linda G Robinson
