Personal Lines Articles
Latest Articles
Claims Practices
Professional Insurance Adjusting and Insurance Fraud
2021-02-05 | Barry Zalma
Barry Zalma looks at the role of the claims adjuster and offers a suggestion for fighting fraud.
Claims Practices
Insurer Loses Summary Judgment by Claiming Evidence It Never Had
2020-11-13 | Barry Zalma
Barry Zalma relates a case where the insurer failed to prove all elements of the motion.
Claims Practices
Conversion Is an Intentional Tort and Can Never Be an Occurrence
2020-10-16 | Barry Zalma
There's no duty to defend if there is no occurrence. Barry Zalma relates a case alleging theft.
Claims Practices
It's Not Nice To Lie to Your Insurance Company
2020-08-07 | Barry Zalma
Barry Zalma relates a case where fraudulently obtained no-fault insurance was subject to rescission.
Personal Risk Management
Home Replacement Cost Valuation Guide
2020-07-10 | Kurt Thoennessen
Home Replacement Cost Valuation Guide—How can home owners determine their home's value? Kurt Thoennessen provides tips.
Property Insurance
Commercial Property Policies Generally Cover Loss Due to Riots
2020-07-03 | Linda G Robinson
First pandemic, now riots! Is your business covered under its commercial property policy? How is the loss calculated? IRMI provides insight.
Claims Practices
Failure to Give Notice Defeats Coverage
2020-04-17 | Barry Zalma
Judgment creditor who did not comply with policy condition had no coverage. Barry Zalma relates the case.
Property Insurance
COVID-19—When Civil Authorities Take over, Are You Covered?
2020-03-27 | Douglas Berry
When civil authorities take over, does your insurance apply? Doug Berry looks at this crucial question.
Time Element, Commercial Property Topics
Coronavirus (COVID-19) Business Income Losses—Are They Covered?
2020-03-20 | Linda G Robinson
Are business income losses related to COVID-19 covered by a commercial property policy? The direct physical loss or damage requirement and virus exclusion argue against coverage.
Personal Risk Management
Second Home Risk Management Strategies
2020-03-06 | Kurt Thoennessen
Second Home Risk Management Strategies—Insuring a second house can be challenging. Kurt Thoennessen explains and provides risk management tips.
Claims Practices
Insurer Loses Summary Judgment by Claiming Evidence It Never Had
2020-11-13 | Barry Zalma
Claims Practices
Conversion Is an Intentional Tort and Can Never Be an Occurrence
2020-10-16 | Barry Zalma
Property Insurance
Commercial Property Policies Generally Cover Loss Due to Riots
2020-07-03 | Linda G Robinson
Property Insurance
COVID-19—When Civil Authorities Take over, Are You Covered?
2020-03-27 | Douglas Berry
Time Element, Commercial Property Topics
Coronavirus (COVID-19) Business Income Losses—Are They Covered?
2020-03-20 | Linda G Robinson
