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Claims Practices

It's Not Nice To Lie to Your Insurance Company

2020-08-07 | Barry Zalma

Barry Zalma relates a case where fraudulently obtained no-fault insurance was subject to rescission.

Personal Risk Management

Home Replacement Cost Valuation Guide

2020-07-10 | Kurt Thoennessen

Home Replacement Cost Valuation Guide—How can home owners determine their home's value? Kurt Thoennessen provides tips.

Property Insurance

Commercial Property Policies Generally Cover Loss Due to Riots

2020-07-03 | Linda G Robinson

First pandemic, now riots! Is your business covered under its commercial property policy? How is the loss calculated? IRMI provides insight.

Claims Practices

Failure to Give Notice Defeats Coverage

2020-04-17 | Barry Zalma

Judgment creditor who did not comply with policy condition had no coverage. Barry Zalma relates the case.

Property Insurance

COVID-19—When Civil Authorities Take over, Are You Covered?

2020-03-27 | Douglas Berry

When civil authorities take over, does your insurance apply? Doug Berry looks at this crucial question.

Time Element, Commercial Property Topics

Coronavirus (COVID-19) Business Income Losses—Are They Covered?

2020-03-20 | Linda G Robinson

Are business income losses related to COVID-19 covered by a commercial property policy? The direct physical loss or damage requirement and virus exclusion argue against coverage.

Personal Risk Management

Second Home Risk Management Strategies

2020-03-06 | Kurt Thoennessen

Second Home Risk Management Strategies—Insuring a second house can be challenging. Kurt Thoennessen explains and provides risk management tips.

Claims Practices

Insured's Obligation to Read the Insurance Policy

2020-01-24 | Barry Zalma

Most people do not read their insurance policy. Barry Zalma explains why they should.

Personal Risk Management

Personal Risk Management and How It Improves Loss Resilience

2020-01-03 | Kurt Thoennessen

Personal Risk Management and How It Improves Loss Resilience—Having a risk management mindset is key, per Kurt Thoennessen.

Catastrophe Risk Management

Ghost Building: What Is It, and How Do You Insure One?

2019-11-22

Learn how to identify and handle ghost buildings, a traditionally overlooked risk in construction, in this article by Swiss Re.

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