Personal Lines Articles
Latest Articles
Personal Risk Management
Personal Cyber-Security Planning Guide
2018-04-27 | Kurt Thoennessen
Cyber Security—Not Just for Big Business—Assess your personal risk of cyber crime, and learn some ways to handle it from Kurt Thoennessen.
Claims Practices
Taking Months To Hire a Public Adjuster Is No Excuse for Late Notice
2018-04-13 | Barry Zalma
Being too busy is not a tenable excuse. Barry Zalma relates a California case.
Claims Practices
Coconspirator's Civil Testimony Convicts Arsonist
2018-01-19 | Barry Zalma
No hearsay protection in a recent Connecticut case related by Barry Zalma.
Auto Insurance
Business Auto Policy Covered Auto Designation Symbols
2017-12-15 | Royce Gene E Farnsworth
Discover how expanded UM/UIM coverage affects hired and nonowned autos in various states, and learn the correct designation symbols for business auto policies.
Catastrophe Risk Management
Multi-Hazard Design To Improve Facility Resilience
2017-10-13 | Nathan C Gould
When building, consider strengthening building codes, advises Nathan Gould.
Claims Practices
No Insurance Policy Covers Every Possible Eventuality
2017-10-06 | Barry Zalma
Barry Zalma relates a case where professional liability insurance doesn't cover sexual harassment.
Claims Practices
Pleading Can't Change a Battery into Negligence
2017-07-21 | Barry Zalma
Barry Zalma relates a recent case for coverage for a barroom assault.
Personal Risk Management
In Praise of Personal Umbrella Policies
2017-06-02 | Jack Hungelmann
Selecting the right umbrella policy can be daunting. Jack Hungelmann provides guidance.
Claims Practices
Excess Insurer May Not Refuse Reasonable Settlement
2017-04-07 | Barry Zalma
Barry Zalma relates a case holding that the insured and primary insurer may settle when excess refuses to participate.
Property Insurance
Know What Property You're Insuring
2017-03-03 | Jay M Levin
Be careful when deciding what to insure, and not to insure, as mistakes can cost you real money.
Claims Practices
Taking Months To Hire a Public Adjuster Is No Excuse for Late Notice
2018-04-13 | Barry Zalma
Auto Insurance
Business Auto Policy Covered Auto Designation Symbols
2017-12-15 | Royce Gene E Farnsworth
Catastrophe Risk Management
Multi-Hazard Design To Improve Facility Resilience
2017-10-13 | Nathan C Gould