Personal Lines Articles
Latest Articles
Claims Practices
No Bad Faith for Reasonable Dispute
2016-11-11 | Barry Zalma
Where the insured fails to prove a property insurance loss, the claim ends. Barry Zalma discusses.
Personal Risk Management
Driver Safety for Meal Delivery Operations
2016-10-21 | Paul Farrell
This article emphasizes the importance of having a strong business auto safety program to assure that delivering meals to customers goes smoothly.
Property Insurance
Other Insurance Clauses: Too Much Insurance Can Hurt You
2016-09-02 | Jay M Levin
Relates a recent other insurance case where the policyholder got caught up in a dispute between insurers to its own detriment.
Claims Practices
Prompt Payment of Appraisal Award Defeats Bad Faith
2016-07-22 | Barry Zalma
A Texas case, Anderson v. American Risk, shows that a breach of contract is needed for a bad faith claim. Barry Zalma explains.
Property Insurance
Named Insureds on Property Policies
2016-05-13 | Jay M Levin
Failing to name an insured is not always fatal if there is a clear intent to insure a risk.
Claims Practices
Agent's Lie to Insurer Voids Policy
2016-04-08 | Barry Zalma
Lies on insurance application about material facts cancels coverage.
Claims Practices
Installation of Defective Product Is Not Physical Damage
2016-02-26 | Barry Zalma
Barry Zalma relates a case holding that actual physical injury is required for CGL coverage.
Catastrophe Risk Management
Obtaining the Right Builders Risk Insurance Coverage
2016-02-05 | Christopher M Brophy, David G Jordan
Is your amount of insurance coverage suitable for your construction project? Christopher Brophy investigates.
Personal Risk Management
Insurance Loss Control and the Hippocratic Oath
2016-01-22 | Paul Farrell
Paul Farrell extrapolates on the distinctive roles of the loss control professional—as coach, inspector, auditor, and consultant.
Claims Practices
Invest in Claims Training: Ignorance Can Be Cured
2016-01-15 | Barry Zalma
Barry Zalma believes the demise of formal training for claims adjusters has cost insurers dearly and advocates for its return.
Property Insurance
Other Insurance Clauses: Too Much Insurance Can Hurt You
2016-09-02 | Jay M Levin
Catastrophe Risk Management
Obtaining the Right Builders Risk Insurance Coverage
2016-02-05 | Christopher M Brophy, David G Jordan
