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Personal Lines Articles


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Property Insurance

Named Insureds on Property Policies

2016-05-13 | Jay M Levin

Failing to name an insured is not always fatal if there is a clear intent to insure a risk.

Claims Practices

Agent's Lie to Insurer Voids Policy

2016-04-08 | Barry Zalma

Lies on insurance application about material facts cancels coverage.

Claims Practices

Installation of Defective Product Is Not Physical Damage

2016-02-26 | Barry Zalma

Barry Zalma relates a case holding that actual physical injury is required for CGL coverage.

Catastrophe Risk Management

Obtaining the Right Builders Risk Insurance Coverage

2016-02-05 | Christopher M Brophy, David G Jordan

Is your amount of insurance coverage suitable for your construction project? Christopher Brophy investigates.

Personal Risk Management

Insurance Loss Control and the Hippocratic Oath

2016-01-22 | Paul Farrell

Paul Farrell extrapolates on the distinctive roles of the loss control professional—as coach, inspector, auditor, and consultant.

Claims Practices

Invest in Claims Training: Ignorance Can Be Cured

2016-01-15 | Barry Zalma

Barry Zalma believes the demise of formal training for claims adjusters has cost insurers dearly and advocates for its return.

Property Insurance

Appraisal and Suit Limitations

2015-10-23 | Jay M Levin

Jay Levin relates a recent ruling where a request for reference for arbitration did not toll the relevant statute of limitations.

Claims Practices

Can an Insurer Obtain Insured's Tax Returns?

2015-08-28 | Barry Zalma

In relating a recent Utah case, Barry Zalma relates the court's opinion regarding how tax returns can establish a triable issue if allowed in evidence.

Property Insurance

"Decay" Includes Gradual Deterioration

2015-07-17 | Jay M Levin

Jay Levin relates a case holding that the term "decay" in a property insurance policy's coverage extension for "collapse" should be construed broadly.

Claims Practices

Is Pool Pop-Out Excluded?

2015-03-27 | Barry Zalma

Barry Zalma discusses a recent case holding that a clear and unambiguous subsurface water pressure exclusion applied.