Personal Lines Articles
Latest Articles
Claims Practices
Prompt Payment of Appraisal Award Defeats Bad Faith
2016-07-22 | Barry Zalma
A Texas case, Anderson v. American Risk, shows that a breach of contract is needed for a bad faith claim. Barry Zalma explains.
Property Insurance
Named Insureds on Property Policies
2016-05-13 | Jay M Levin
Failing to name an insured is not always fatal if there is a clear intent to insure a risk.
Claims Practices
Agent's Lie to Insurer Voids Policy
2016-04-08 | Barry Zalma
Lies on insurance application about material facts cancels coverage.
Claims Practices
Installation of Defective Product Is Not Physical Damage
2016-02-26 | Barry Zalma
Barry Zalma relates a case holding that actual physical injury is required for CGL coverage.
Catastrophe Risk Management
Obtaining the Right Builders Risk Insurance Coverage
2016-02-05 | Christopher M Brophy, David G Jordan
Is your amount of insurance coverage suitable for your construction project? Christopher Brophy investigates.
Personal Risk Management
Insurance Loss Control and the Hippocratic Oath
2016-01-22 | Paul Farrell
Paul Farrell extrapolates on the distinctive roles of the loss control professional—as coach, inspector, auditor, and consultant.
Claims Practices
Invest in Claims Training: Ignorance Can Be Cured
2016-01-15 | Barry Zalma
Barry Zalma believes the demise of formal training for claims adjusters has cost insurers dearly and advocates for its return.
Property Insurance
Appraisal and Suit Limitations
2015-10-23 | Jay M Levin
Jay Levin relates a recent ruling where a request for reference for arbitration did not toll the relevant statute of limitations.
Claims Practices
Can an Insurer Obtain Insured's Tax Returns?
2015-08-28 | Barry Zalma
In relating a recent Utah case, Barry Zalma relates the court's opinion regarding how tax returns can establish a triable issue if allowed in evidence.
Property Insurance
"Decay" Includes Gradual Deterioration
2015-07-17 | Jay M Levin
Jay Levin relates a case holding that the term "decay" in a property insurance policy's coverage extension for "collapse" should be construed broadly.
Catastrophe Risk Management
Obtaining the Right Builders Risk Insurance Coverage
2016-02-05 | Christopher M Brophy, David G Jordan
