Personal Lines Articles
Latest Articles
Property Insurance
Builders Risk Policies: Are You Really Covered?
2014-08-01 | Jay M Levin
A recent court decision serves as a reminder to contractors of the potentially limited scope of such policies. Jay Levin explains.
Property Insurance
Insurable Interest and Having Enough Skin in the Game
2014-03-01 | Jay M Levin
Jay Levin relates a case showing the importance of insurable interest when purchasing insurance and at the time of ownership transfer.
Time Element
Calculating Makeup in Business Interruption Claims
2013-12-01 | Michael Speer
It is a mistake to jump to the conclusion that the occurrence of increased production or revenues following the restoration of operations is makeup. Each situation must be carefully examined to determine the nature of the increased production and revenue and how it relates to the losses claimed.
Personal Risk Management
Biggert-Waters 2012 and the New Normal
2013-11-01 | Timothy P OBrien
Tim O'Brien discusses changes to the National Flood Insurance Program and their ramifications.
Claims Practices
Foreclosure Destroys Insurable Interest
2013-10-01 | Barry Zalma
Barry Zalma discusses a recent Texas case involving a homeowners insurance claim and the possibility of profiting where the policy provided no coverage.
Personal Lines Claims
Evaluating Bodily Injury Claims—Back Injuries
2013-10-01 | Elise Farnham
Claims professionals need to conduct a thorough investigation, per Elise Farnham.
Catastrophe Risk Management
Covering Sinkhole Losses
2013-09-01 | Christopher M Brophy
Christopher Brophy describes the scope of sinkhole losses and available coverage.
Property Insurance
Contingent Business Interruption Coverage: Is Your Supply Chain Covered?
2013-08-01 | Jay M Levin
To insure supply chain risks, Jay Levin says to carefully review and analyze the policyholder's risk profile and the proposed policy language.
Personal Lines Claims
Evaluating Bodily Injury Claims—The Effects of Traumatic Injuries
2013-07-01 | Elise Farnham
Elise Farnham explains the importance of psychosomatic medicine and the impact of emotions on the healing process.
Personal Lines Claims
Evaluating Bodily Injury Claims: Consideration Based on the Type of Injury—Fractures
2013-06-01 | Elise Farnham
Assess the extent of injury, health of the injured party, and potential for permanent disability, per Elise Farnham.
Property Insurance
Contingent Business Interruption Coverage: Is Your Supply Chain Covered?
2013-08-01 | Jay M Levin
Personal Lines Claims
Evaluating Bodily Injury Claims—The Effects of Traumatic Injuries
2013-07-01 | Elise Farnham
Personal Lines Claims
Evaluating Bodily Injury Claims: Consideration Based on the Type of Injury—Fractures
2013-06-01 | Elise Farnham
