Access IRMI Online Talk With Us
Home Categories Personal Lines and Small Business Articles

Personal Lines Articles

Clear All

Latest Articles

Catastrophe Risk Management

Covering Sinkhole Losses

2013-09-01 | Christopher M Brophy

Christopher Brophy describes the scope of sinkhole losses and available coverage.

Property Insurance

Contingent Business Interruption Coverage: Is Your Supply Chain Covered?

2013-08-01 | Jay M Levin

To insure supply chain risks, Jay Levin says to carefully review and analyze the policyholder's risk profile and the proposed policy language.

Personal Lines Claims

Evaluating Bodily Injury Claims—The Effects of Traumatic Injuries

2013-07-01 | Elise Farnham

Elise Farnham explains the importance of psychosomatic medicine and the impact of emotions on the healing process.

Personal Lines Claims

Evaluating Bodily Injury Claims: Consideration Based on the Type of Injury—Fractures

2013-06-01 | Elise Farnham

Assess the extent of injury, health of the injured party, and potential for permanent disability, per Elise Farnham.

Claims Practices

Insurer's Lawyer's Advice Not Privileged

2013-04-01 | Barry Zalma

In Washington state, it appears that all lawyers and litigants are equal except for insurers and their lawyers, who are less equal than all others are.

Property Insurance

Utility Service Interruption: Another Aspect of Supply Chain Exposures

2013-04-01 | William K Austin

William Austin explains why supply chain risk management must include exposure analysis for interruption of all utilities.

Personal Lines Claims

Evaluating Bodily Injury Claims: Consideration Based on the Type of Injury—Wounds

2013-01-01 | Elise Farnham

Personal injury wounds vary. Elise Farnham discusses what should be considered when evaluating these injuries.

Claims Practices

California Allows Stacking of CGL: a Case of First Impression and Importance

2012-12-01 | Barry Zalma

Barry Zalma relates a California case holding that each insurer must pay its limits for each policy year it had a policy in effect.

Property Insurance

Builders Risk Insurance: Is It Always Necessary?

2012-11-01 | William K Austin

William Austin looks at the need for builders risk insurance.

Time Element

Measuring Business Interruption Exposure: "Business Interruption Values" and "Maximum Probable Loss"

2012-10-01 | Christopher M Brophy

While tedious, determining business interruption values and maximum probable loss is crucial, explains Christopher Brophy.

Access IRMI Online