Personal Lines Articles

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Property Insurance

Analyzing Nonstandard Cyber and Privacy Insurance Policies

2014-10-01 | William K Austin

A thoughtful and careful approach to understanding cyber/privacy exposures and coverage is key. William Austin provides a tool.

Catastrophe Risk Management

Insurance Considerations in Operational Resilience

2014-08-01 | Christopher M Brophy

Christopher Brophy examines the practical considerations for recovery planning and how well the insurance program melds.

Property Insurance

Builders Risk Policies: Are You Really Covered?

2014-08-01 | Jay M Levin

A recent court decision serves as a reminder to contractors of the potentially limited scope of such policies. Jay Levin explains.

Property Insurance

Insurable Interest and Having Enough Skin in the Game

2014-03-01 | Jay M Levin

Jay Levin relates a case showing the importance of insurable interest when purchasing insurance and at the time of ownership transfer.

Time Element

Calculating Makeup in Business Interruption Claims

2013-12-01 | Michael Speer

It is a mistake to jump to the conclusion that the occurrence of increased production or revenues following the restoration of operations is makeup. Each situation must be carefully examined to determine the nature of the increased production and revenue and how it relates to the losses claimed.

Personal Risk Management

Biggert-Waters 2012 and the New Normal

2013-11-01 | Timothy P OBrien

Tim O'Brien discusses changes to the National Flood Insurance Program and their ramifications.

Claims Practices

Foreclosure Destroys Insurable Interest

2013-10-01 | Barry Zalma

Barry Zalma discusses a recent Texas case involving a homeowners insurance claim and the possibility of profiting where the policy provided no coverage.