Personal Lines Articles
Latest Articles
Personal Lines Claims
Plaintiff Duties in Personal Lines Claims
2011-11-01 | Elise Farnham
In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)
Catastrophe Risk Management
Building the Right Builders Risk Policy
2011-10-01 | Christopher M Brophy
Construction catastrophes can doom a business. Christopher Brophy explains how builders risk insurance, properly designed, can save the firm.
Claims Practices
Claims-Made Policies—Report Potential Claims Immediately
2011-10-01 | Barry Zalma
Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
2011-09-01 | William K Austin
Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
2011-08-01 | Elise Farnham
Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)
Personal Risk Management
Personal Risk Management: The Insurance Audit
2011-08-01 | Jack Hungelmann
Personal insurance audits involve examining the current program, reviewing all contracts, and producing a risk management audit report. (IRMI.com article)
Time Element
Business Interruption Losses in Economic Downturn
2011-08-01 | Michael Speer
Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)
Personal Risk Management
Homecare Workers: Identifying and Managing Risks
2011-06-11 | Jack Hungelmann
Whether hiring an individual or going with an agency, risks exist. Jack Hungelmann explains.
Personal Risk Management
Managing the Risks of Groundwater Damage
2011-05-01 | Jack Hungelmann
April showers bring May floods. Jack Hungelmann examines insurance and noninsurance strategies to counter groundwater damage.
Time Element
Supply Chain Exposures—What It Means to a Risk Manager
2011-05-01 | William K Austin
Risk managers don't have to experience an earthquake half a world away to suffer a business interruption loss William Austin explains.
Catastrophe Risk Management
Building the Right Builders Risk Policy
2011-10-01 | Christopher M Brophy
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
2011-09-01 | William K Austin
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
2011-08-01 | Elise Farnham
Personal Risk Management
Homecare Workers: Identifying and Managing Risks
2011-06-11 | Jack Hungelmann