Personal Lines Articles
Latest Articles
Claims Practices
Claims-Made Policies—Report Potential Claims Immediately
2011-10-01 | Barry Zalma
Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
2011-09-01 | William K Austin
Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
2011-08-01 | Elise Farnham
Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)
Personal Risk Management
Personal Risk Management: The Insurance Audit
2011-08-01 | Jack Hungelmann
Personal insurance audits involve examining the current program, reviewing all contracts, and producing a risk management audit report. (IRMI.com article)
Time Element
Business Interruption Losses in Economic Downturn
2011-08-01 | Michael Speer
Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)
Personal Risk Management
Homecare Workers: Identifying and Managing Risks
2011-06-11 | Jack Hungelmann
Whether hiring an individual or going with an agency, risks exist. Jack Hungelmann explains.
Personal Risk Management
Managing the Risks of Groundwater Damage
2011-05-01 | Jack Hungelmann
April showers bring May floods. Jack Hungelmann examines insurance and noninsurance strategies to counter groundwater damage.
Time Element
Supply Chain Exposures—What It Means to a Risk Manager
2011-05-01 | William K Austin
Risk managers don't have to experience an earthquake half a world away to suffer a business interruption loss William Austin explains.
Catastrophe Risk Management
Insurance Coverage Considerations for Claims Resulting from the Japanese Earthquake
2011-04-01 | Christopher M Brophy
Assessing the impact and coverage is no simple task. Chris Brophy elaborates.
Claims Practices
Arson Conviction Upheld in Ohio; Texas Lets One Go Free
2011-04-01 | Barry Zalma
Barry Zalma reviews two recent arson cases with opposite results.
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
2011-09-01 | William K Austin
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
2011-08-01 | Elise Farnham
Personal Risk Management
Homecare Workers: Identifying and Managing Risks
2011-06-11 | Jack Hungelmann
Catastrophe Risk Management
Insurance Coverage Considerations for Claims Resulting from the Japanese Earthquake
2011-04-01 | Christopher M Brophy
