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Personal Risk Management

Personal Risk Management—An Alternative to Insurance as Usual

2010-01-01 | Jack Hungelmann

Jack Hungelmann thinks insurance agents with broad experience in personal lines should sell their experience, not just policies.

Property Insurance

Property Insurance Resolutions for 2010

2010-01-01 | William K Austin

William Austin recommends taking the time to understand the organization's exposure, need for property insurance, and a timely plan to implement cost-effective coverage.

Property Insurance

Claim Preparation and Adjustment Expense: Courts Might Not Get It

2009-11-01 | Jay M Levin

Courts may not grant claims expenses. Jay Levin says to review the policy, understand the coverage, and maximize recovery.

Claims Practices

Breach of Contractor's Warranty Defeats Coverage

2009-10-01 | Barry Zalma

To succeed in an insurance claim, be sure to obtain insurance certificates as required. Barry Zalma explains.

Personal Lines Claims

"Green" Building Claim Implications

2009-10-01 | Elise Farnham

Green construction has significance for loss adjusters even when their insurer does not issue green policies. Elise Farnham explains.

Property Insurance

First-Party Insurance for Cyber Risks

2009-10-01 | William K Austin

Risk controls should be used in conjunction with first-party insurance to cover unique and evolving cyber exposures, per William Austin

Time Element

Property and Casualty Insurance—To Repair or Replace

2009-09-01 | Paul Haynes

Claims for real or business personal property can raise many valuation issues, as related by Paul D. Haynes.

Personal Risk Management

Managing the Risks of a Vacant Home

2009-07-01 | Jack Hungelmann

Jack Hungelmann urges those with empty homes to consider risk management strategies and insurance implications.

Property Insurance

Cyber Risk—Data Damage and Destruction beyond the Naked Eye

2009-07-01 | William K Austin

William Austin asks, how prepared is your organization for electronic data damaged or destroyed from a cyber peril?

Personal Risk Management

Health Insurance Advice for the Newly Laid Off

2009-06-01 | Jack Hungelmann

Jack Hungelmann outlines the new COBRA subsidy program and Q A for those scrambling to insure their families.

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