Personal Lines Articles
Latest Articles
Claims Practices
Legitimate Loss Becomes a Crime When Insured Lies
2010-02-01 | Barry Zalma
Barry Zalma relates a case proving that it doesn't pay to lie to the police and your insurer.
Time Element
Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?
2010-02-01 | Michael Speer
After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.
Personal Lines Claims
The Art of Strategic Negotiation
2010-01-01 | Elise Farnham
Becoming a skilled negotiator is vital to claims adjusters. Elise Farnham provides tips.
Personal Risk Management
Personal Risk Management—An Alternative to Insurance as Usual
2010-01-01 | Jack Hungelmann
Jack Hungelmann thinks insurance agents with broad experience in personal lines should sell their experience, not just policies.
Property Insurance
Property Insurance Resolutions for 2010
2010-01-01 | William K Austin
William Austin recommends taking the time to understand the organization's exposure, need for property insurance, and a timely plan to implement cost-effective coverage.
Property Insurance
Claim Preparation and Adjustment Expense: Courts Might Not Get It
2009-11-01 | Jay M Levin
Courts may not grant claims expenses. Jay Levin says to review the policy, understand the coverage, and maximize recovery.
Claims Practices
Breach of Contractor's Warranty Defeats Coverage
2009-10-01 | Barry Zalma
To succeed in an insurance claim, be sure to obtain insurance certificates as required. Barry Zalma explains.
Personal Lines Claims
"Green" Building Claim Implications
2009-10-01 | Elise Farnham
Green construction has significance for loss adjusters even when their insurer does not issue green policies. Elise Farnham explains.
Property Insurance
First-Party Insurance for Cyber Risks
2009-10-01 | William K Austin
Risk controls should be used in conjunction with first-party insurance to cover unique and evolving cyber exposures, per William Austin
Time Element
Property and Casualty Insurance—To Repair or Replace
2009-09-01 | Paul Haynes
Claims for real or business personal property can raise many valuation issues, as related by Paul D. Haynes.
Time Element
Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?
2010-02-01 | Michael Speer
Personal Risk Management
Personal Risk Management—An Alternative to Insurance as Usual
2010-01-01 | Jack Hungelmann
Property Insurance
Claim Preparation and Adjustment Expense: Courts Might Not Get It
2009-11-01 | Jay M Levin
