Personal Lines Articles
Latest Articles
Time Element
Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?
2010-09-01 | Michael Speer
Michael Speer outlines critical aspects of hotel business interruption coverage, claims nuances, and items to consider before a loss occurs.
Claims Practices
Diminution in Value
2010-08-01 | Barry Zalma
When faced with a question of diminution of value, Barry Zalma says you need to determine the applicable state law.
Personal Lines Claims
Stress-Free Claims Adjusting
2010-08-01 | Elise Farnham
While there is no single panacea for dealing with stress, Elise Farnham offers a variety of techniques that can help.
Claims Practices
Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss
2010-06-01 | Barry Zalma
In New Jersey, not only does crime not pay, but if caught, you may pay three times the damages. Barry Zalma relates the case.
Personal Risk Management
Insuring "Zipcars"
2010-04-01 | Jack Hungelmann
Car-sharing may be good for the environment, but Jack Hungelmann warns it can raise personal auto insurance concerns.
Property Insurance
Crime—Getting More Out of the Policy
2010-04-01 | William K Austin
Crime exposures, forms, triggers, and limits are tricky. William Austin explains how to enhance coverage.
Personal Risk Management
Reducing Umbrella Risks by Having One Agent
2010-03-01 | Jack Hungelmann
Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.
Claims Practices
Legitimate Loss Becomes a Crime When Insured Lies
2010-02-01 | Barry Zalma
Barry Zalma relates a case proving that it doesn't pay to lie to the police and your insurer.
Time Element
Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?
2010-02-01 | Michael Speer
After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.
Personal Lines Claims
The Art of Strategic Negotiation
2010-01-01 | Elise Farnham
Becoming a skilled negotiator is vital to claims adjusters. Elise Farnham provides tips.
Time Element
Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?
2010-09-01 | Michael Speer
Claims Practices
Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss
2010-06-01 | Barry Zalma
Time Element
Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?
2010-02-01 | Michael Speer
